HAYAH Insurance Company P.J.S.C. (ADX:HAYAH)

ADX:HAYAH Statistics

Total Valuation

ADX:HAYAH has a market cap or net worth of AED 360.00 million. The enterprise value is 347.71 million.

Market Cap	360.00M
Enterprise Value	347.71M

Important Dates

The last earnings date was Wednesday, August 13, 2025.

Earnings Date	Aug 13, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:HAYAH has 200.00 million shares outstanding.

Current Share Class	200.00M
Shares Outstanding	200.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	9.07%
Owned by Institutions (%)	n/a
Float	86.34M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	3.14
PB Ratio	2.95
P/TBV Ratio	3.28
P/FCF Ratio	30.35
P/OCF Ratio	26.93
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-383.78
EV / Sales	3.03
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	29.32

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -0.74% and return on invested capital (ROIC) is -0.31%.

Return on Equity (ROE)	-0.74%
Return on Assets (ROA)	-0.16%
Return on Invested Capital (ROIC)	-0.31%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:HAYAH has paid 309,000 in taxes.

Income Tax	309,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +80.36% in the last 52 weeks. The beta is -0.47, so ADX:HAYAH's price volatility has been lower than the market average.

Beta (5Y)	-0.47
52-Week Price Change	+80.36%
50-Day Moving Average	1.82
200-Day Moving Average	1.52
Relative Strength Index (RSI)	48.14
Average Volume (20 Days)	11,174

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:HAYAH had revenue of AED 114.64 million and -906,000 in losses. Loss per share was -0.00.

Revenue	114.64M
Gross Profit	12.47M
Operating Income	-597,000
Pretax Income	-597,000
Net Income	-906,000
EBITDA	236,000
EBIT	-597,000
Loss Per Share	-0.00

Balance Sheet

The company has 29.42 million in cash and n/a in debt, giving a net cash position of 12.29 million or 0.06 per share.

Cash & Cash Equivalents	29.42M
Total Debt	n/a
Net Cash	12.29M
Net Cash Per Share	0.06
Equity (Book Value)	121.97M
Book Value Per Share	0.61
Working Capital	141.93M

Cash Flow

In the last 12 months, operating cash flow was 13.37 million and capital expenditures -1.51 million, giving a free cash flow of 11.86 million.

Operating Cash Flow	13.37M
Capital Expenditures	-1.51M
Free Cash Flow	11.86M
FCF Per Share	0.06

Margins

Gross margin is 10.88%, with operating and profit margins of -0.52% and -0.79%.

Gross Margin	10.88%
Operating Margin	-0.52%
Pretax Margin	-0.52%
Profit Margin	-0.79%
EBITDA Margin	0.21%
EBIT Margin	-0.52%
FCF Margin	10.35%

Dividends & Yields

ADX:HAYAH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-0.25%
FCF Yield	3.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3