The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
7.84
+0.01 (0.13%)
At close: Oct 30, 2025

ADX:RAKBANK Income Statement

Millions AED. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202015 - 2019
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
5,4485,2344,5702,9932,4263,057
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Interest Paid on Deposits
1,8241,6721,233503.79258.06531.3
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Net Interest Income
3,6233,5623,3362,4892,1682,526
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Net Interest Income Growth (YoY)
2.36%6.77%34.02%14.80%-14.14%-9.87%
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Gain (Loss) on Sale of Investments
220.0188.0748.67-10.9463.8173.69
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Other Non-Interest Income
1,2111,0621,019917.29998.29964.76
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Total Non-Interest Income
1,4311,1501,068906.351,0621,038
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Non-Interest Income Growth (YoY)
26.50%7.73%17.82%-14.67%2.28%-11.76%
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Revenues Before Loan Losses
5,0554,7134,4043,3963,2313,564
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Provision for Loan Losses
541.27776.021,005797.421,0771,663
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4,5133,9373,3992,5982,1541,901
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Revenue Growth (YoY)
15.65%15.82%30.81%20.63%13.32%-28.70%
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Salaries and Employee Benefits
1,007977.56891.91816.88775.33788.61
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Occupancy Expenses
198.67192.84194.49180.64203.22204.19
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Selling, General & Administrative
546.73420.1366321.2330.05402.56
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Other Non-Interest Expense
52.8967.91148.87116.6286.98-
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Total Non-Interest Expense
1,8051,6581,6011,4351,3961,395
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EBT Excluding Unusual Items
2,7082,2781,7971,163758.3505.38
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Pretax Income
2,7082,2781,7971,163758.3505.38
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Income Tax Expense
241.31202.4513.73---
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Earnings From Continuing Operations
2,4672,0761,7841,163758.3505.38
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Minority Interest in Earnings
-7.3-3.21-0.177.37-2.18-1.6
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Net Income
2,4592,0721,7841,170756.13503.78
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Net Income to Common
2,4592,0721,7841,170756.13503.78
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Net Income Growth
16.07%16.20%52.40%54.78%50.09%-54.00%
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Basic Shares Outstanding
2,0112,0112,0112,0112,0112,011
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Diluted Shares Outstanding
2,0112,0112,0112,0112,0112,011
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EPS (Basic)
1.221.030.890.580.380.25
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EPS (Diluted)
1.221.030.890.580.380.25
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EPS Growth
16.07%16.20%52.40%54.78%50.09%-54.00%
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Dividend Per Share
0.5000.5000.3100.2830.1880.125
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Dividend Growth
61.29%61.29%9.43%51.09%50.00%-50.00%
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Effective Tax Rate
8.91%8.89%0.76%---
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Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.