The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates · Delayed Price · Currency is AED 9.91
-0.02 (-0.20%)
At close: Nov 2, 2026
ADX:RAKBANK Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3,039 | 2,600 | 2,072 | 1,784 | 1,170 | 756.13 |
Depreciation & Amortization | 96 | 71.79 | 63.5 | 61.17 | 68.6 | 73.42 |
Other Amortization | 101.95 | 101.95 | 98.84 | 105.33 | 79.65 | 83.54 |
Gain (Loss) on Sale of Assets | -486.13 | -0.06 | 1.77 | -3.65 | -0.03 | -13.16 |
Gain (Loss) on Sale of Investments | -310.95 | -384.49 | -224.11 | -148.3 | 296.34 | -41.05 |
Provision for Credit Losses | 548.15 | 450.55 | 776.02 | 1,005 | 797.42 | 1,077 |
Change in Trading Asset Securities | -224.44 | 158.27 | -168.8 | -112.2 | - | - |
Change in Other Net Operating Assets | -12,563 | -7,974 | -8,475 | -4,100 | -2,761 | -4,157 |
Other Operating Activities | -26.27 | 62.48 | 210.4 | 18.07 | -1.98 | 5.55 |
Operating Cash Flow | -9,825 | -4,913 | -5,645 | -1,390 | -350.72 | -2,216 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -324.16 | -281 | -233.56 | -165.38 | -82.59 | -53.59 |
Sale of Property, Plant and Equipment | 18.64 | 0.06 | 0.15 | 12.24 | 0.09 | 41.15 |
Investment in Securities | -4,650 | -2,294 | -2,985 | -1,431 | -2,673 | -1,450 |
Investing Cash Flow | -4,570 | -2,575 | -3,219 | -1,584 | -2,755 | -1,462 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 1,595 | 4,213 | 1,650 | - | 2,509 |
Long-Term Debt Repaid | - | -18.67 | -1,863 | -2,205 | -1,304 | -871.14 |
Lease Payments | -19.43 | -18.67 | -26.11 | -20 | -31.58 | -22.78 |
Net Debt Issued (Repaid) | 2,427 | 1,576 | 2,350 | -555.22 | -1,304 | 1,638 |
Issuance of Common Stock | 29.97 | 1,096 | - | - | - | - |
Common Dividends Paid | -1,340 | -1,006 | -623.56 | -569.92 | -377.16 | -251.44 |
Net Increase (Decrease) in Deposit Accounts | 13,967 | 10,810 | 9,255 | 5,524 | 5,945 | 1,982 |
Other Financing Activities | - | - | - | - | -2.02 | -2.02 |
Financing Cash Flow | 15,083 | 12,477 | 10,981 | 4,399 | 4,262 | 3,367 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 687.39 | 4,989 | 2,117 | 1,424 | 1,155 | -311.5 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -10,150 | -5,194 | -5,879 | -1,556 | -433.3 | -2,269 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -193.66% | -110.11% | -149.34% | -45.78% | -16.68% | -105.36% |
Free Cash Flow Per Share | -5.05 | -2.58 | -2.92 | -0.77 | -0.21 | -1.13 |
Free Cash Flow After Leases | -10,169 | -5,213 | -5,905 | -1,576 | -464.88 | -2,292 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 261.24 | 206.51 | - | - | - | - |