The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)

ADX:RAKBANK Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	20,276	16,897	12,170	10,661	7,878	7,543
Market Cap Growth	49.33%	38.84%	14.15%	35.32%	4.44%	15.38%
Last Close Price	10.08	8.40	5.62	4.64	3.21	2.94
PE Ratio	7.80	6.50	5.87	5.98	6.73	9.98
PS Ratio	4.30	3.58	3.09	3.14	3.03	3.50
PB Ratio	1.37	1.15	1.03	1.03	0.87	0.90
Debt / Equity Ratio	1.08	1.08	1.12	1.01	1.17	1.05
Net Debt / Equity Ratio	0.69	0.69	0.79	0.65	0.82	0.60
Net Debt / FCF Ratio	-1.95	-1.95	-1.58	-4.32	-17.13	-2.22
Return on Equity (ROE)	19.65%	19.65%	18.74%	18.41%	13.36%	9.35%
Return on Assets (ROA)	2.70%	2.70%	2.56%	2.54%	1.88%	1.37%
Earnings Yield	12.82%	15.39%	17.03%	16.73%	14.85%	10.02%
FCF Yield	-25.62%	-30.74%	-48.31%	-14.59%	-5.50%	-30.08%
Dividend Yield	6.25%	7.50%	8.90%	6.68%	8.83%	6.38%
Payout Ratio	38.68%	38.68%	30.09%	31.95%	32.23%	33.25%
Total Shareholder Return	6.25%	7.50%	8.90%	6.68%	8.83%	6.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.