The National Bank of Ras Al-Khaimah (P.S.C.) (ADX:RAKBANK)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
9.84
-0.24 (-2.38%)
At close: Oct 23, 2026

ADX:RAKBANK Statistics

Total Valuation

ADX:RAKBANK has a market cap or net worth of AED 19.83 billion.

Market Cap19.83B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, October 28, 2026.

Earnings Date Oct 28, 2026
Ex-Dividend Date Mar 11, 2026

Share Statistics

ADX:RAKBANK has 2.01 billion shares outstanding.

Current Share Class 2.01B
Shares Outstanding 2.01B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 7.17%
Owned by Institutions (%) 0.05%
Float 874.54M

Valuation Ratios

The trailing PE ratio is 6.50 and the forward PE ratio is 7.44.

PE Ratio 6.50
Forward PE 7.44
PS Ratio 3.78
PB Ratio 1.28
P/TBV Ratio 1.34
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.29
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 20.53%.

Return on Equity (ROE) 20.53%
Return on Assets (ROA) 2.78%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.07%
Revenue Per Employee 1.50M
Profits Per Employee 868,846
Employee Count 3,508
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ADX:RAKBANK has paid 298.98 million in taxes.

Income Tax 298.98M
Effective Tax Rate 8.92%

Stock Price Statistics

The stock price has increased by +26.15% in the last 52 weeks. The beta is 0.35, so ADX:RAKBANK's price volatility has been lower than the market average.

Beta (5Y) 0.35
52-Week Price Change +26.15%
50-Day Moving Average 9.86
200-Day Moving Average 9.11
Relative Strength Index (RSI) 42.36
Average Volume (20 Days) 89,151

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, ADX:RAKBANK had revenue of AED 5.24 billion and earned 3.04 billion in profits. Earnings per share was 1.51.

Revenue5.24B
Gross Profit 5.24B
Operating Income 3.35B
Pretax Income 3.35B
Net Income 3.04B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.51
Full Income Statement

Balance Sheet

The company has 10.14 billion in cash and 20.04 billion in debt, with a net cash position of -9.90 billion or -4.92 per share.

Cash & Cash Equivalents 10.14B
Total Debt 20.04B
Net Cash -9.90B
Net Cash Per Share -4.92
Equity (Book Value) 15.53B
Book Value Per Share 7.68
Working Capital -50.94B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -9.83 billion and capital expenditures -324.16 million, giving a free cash flow of -10.15 billion.

Operating Cash Flow -9.83B
Capital Expenditures -324.16M
Depreciation & Amortization n/a
Net Borrowing -118.10M
Free Cash Flow -10.15B
FCF Per Share -5.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 63.94%
Pretax Margin 63.94%
Profit Margin 57.99%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 6.40%.

Dividend Per Share 0.63
Dividend Yield 6.40%
Dividend Growth (YoY) 26.00%
Years of Dividend Growth 4
Payout Ratio 44.10%
FCF Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 6.40%
Earnings Yield 15.37%
FCF Yield -51.17%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for ADX:RAKBANK is 9.30, which is -5.49% lower than the current price. The consensus rating is "Buy".

Price Target 9.30
Price Target Difference -5.49%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 4.93%
EPS Growth Forecast (3Y) 7.67%

Stock Splits

The last stock split was on June 23, 2023. It was a forward split with a ratio of 1.2.

Last Split Date Jun 23, 2023
Split Type Forward
Split Ratio 1.2

Scores

Altman Z-Score n/a
Piotroski F-Score 2