Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)

ADX:RAKNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	405	388	400	449	546	424
Market Cap Growth	1.21%	-3.03%	-10.81%	-17.78%	28.57%	-3.85%
Enterprise Value	394	418	376	492	516	360
PE Ratio	9.38	8.99	25.92	30.86	-	40.53
PS Ratio	1.20	1.15	1.30	1.55	1.87	1.39
PB Ratio	1.79	1.71	2.26	2.81	3.89	2.09
P/FCF Ratio	11.06	10.60	5.08	-	40.22	17.21
P/OCF Ratio	10.88	10.42	5.04	-	39.53	16.83
EV/Sales Ratio	1.16	1.24	1.22	1.70	1.77	1.18
EV/EBITDA Ratio	8.10	8.61	21.77	32.29	-	43.90
EV/EBIT Ratio	8.16	8.67	22.24	33.86	-	51.12
EV/FCF Ratio	10.75	11.42	4.78	-	38.01	14.58
Debt / Equity Ratio	-	-	0.42	0.37	0.36	0.16
Debt / EBITDA Ratio	-	-	4.33	3.89	-	4.04
Debt / FCF Ratio	-	-	0.95	-	3.69	1.34
Quick Ratio	0.03	0.03	0.29	0.09	0.03	0.37
Current Ratio	0.60	0.60	0.87	0.66	0.49	0.91
Asset Turnover	0.42	0.42	0.45	0.50	0.43	0.42
Return on Equity (ROE)	21.41%	21.41%	9.18%	9.69%	-20.67%	5.16%
Return on Assets (ROA)	3.71%	3.71%	1.54%	1.56%	-3.27%	0.60%
Return on Invested Capital (ROIC)	17.96%	18.06%	6.56%	7.10%	-16.64%	2.98%
Earnings Yield	10.66%	11.13%	3.86%	3.24%	-6.50%	2.47%
FCF Yield	9.04%	9.44%	19.70%	-3.31%	2.49%	5.81%
Dividend Yield	-	-	-	-	-	2.34%
Payout Ratio	-	-	-	-	-	92.65%
Total Shareholder Return	-	-	-	-	-	2.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.