Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)

ADX:RAKNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	366	388	400	449	546	424
Market Cap Growth	-8.48%	-3.03%	-10.81%	-17.78%	28.57%	-3.85%
Enterprise Value	355	418	376	492	516	360
PE Ratio	8.48	8.99	25.92	30.86	-	40.53
PS Ratio	1.08	1.15	1.30	1.55	1.87	1.39
PB Ratio	1.62	1.71	2.26	2.81	3.89	2.09
P/FCF Ratio	10.00	10.60	5.08	-	40.22	17.21
P/OCF Ratio	9.84	10.42	5.04	-	39.53	16.83
EV/Sales Ratio	1.05	1.24	1.22	1.70	1.77	1.18
EV/EBITDA Ratio	7.31	8.61	21.77	32.29	-	43.90
EV/EBIT Ratio	7.36	8.67	22.24	33.86	-	51.12
EV/FCF Ratio	9.69	11.42	4.78	-	38.01	14.58
Debt / Equity Ratio	-	-	0.42	0.37	0.36	0.16
Debt / EBITDA Ratio	-	-	4.33	3.89	-	4.04
Debt / FCF Ratio	-	-	0.95	-	3.69	1.34
Net Debt / Equity Ratio	-0.05	-0.05	-0.24	0.19	0.29	-0.12
Net Debt / EBITDA Ratio	-0.24	-0.24	-2.46	2.03	-1.17	-2.97
Net Debt / FCF Ratio	-0.31	-0.31	-0.54	-2.08	2.98	-0.99
Quick Ratio	0.03	0.03	0.29	0.09	0.03	0.37
Current Ratio	0.60	0.60	0.87	0.66	0.49	0.91
Asset Turnover	0.42	0.42	0.45	0.50	0.43	0.42
Return on Equity (ROE)	21.41%	21.41%	9.18%	9.69%	-20.67%	5.16%
Return on Assets (ROA)	3.71%	3.71%	1.54%	1.56%	-3.27%	0.60%
Return on Invested Capital (ROIC)	17.96%	18.06%	6.56%	7.10%	-16.64%	2.98%
Earnings Yield	11.79%	11.13%	3.86%	3.24%	-6.50%	2.47%
FCF Yield	10.00%	9.44%	19.70%	-3.31%	2.49%	5.81%
Dividend Yield	-	-	-	-	-	2.34%
Payout Ratio	-	-	-	-	-	92.65%
Total Shareholder Return	-	-	-	-	-	2.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.