Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)

United Arab Emirates · Delayed Price · Currency is AED

3.020

0.00 (0.00%)

At close: Aug 13, 2026

ADX:RAKNIC Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	348.5	338	308.94	289.84	292.03	305.63
Revenue Growth	5.87%	9.40%	6.59%	-0.75%	-4.45%	-22.30%
Operating Income	53.24	48.23	16.93	14.54	-35.46	7.04
Net Income	47.73	43.19	15.44	14.54	-35.46	10.47
Earnings Per Share	0.39	0.36	0.13	0.12	-0.29	0.09
EPS Growth	26.31%	179.78%	6.17%	-	-	-22.29%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Life and Medical	181.2	166	180.94	198.31	216.02	231.35
Motor and General	167.3	172	128	91.53	76.02	72.23
Total	348.5	338	308.94	289.84	292.03	303.58

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	16.08	11.45	117.51	28.51	9.63	57.39
Total Debt	-	-	74.91	59.38	50	33.06
Net Cash (Debt)	16.08	11.45	42.6	-30.88	-40.37	24.34
Net Cash Growth	-33.80%	-73.12%	-	-	-	-18.01%
Net Cash Per Share	0.13	0.09	0.35	-0.25	-0.33	0.20

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	65.06	37.23	79.48	-14.72	13.8	25.22
Capital Expenditures	-0.68	-0.61	-0.64	-0.14	-0.23	-0.56
Free Cash Flow	64.38	36.62	78.85	-14.86	13.57	24.66
Free Cash Flow Growth	-10.48%	-53.56%	-	-	-44.98%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	15.28%	14.27%	5.48%	5.02%	-12.14%	2.30%
Pretax Margin	15.28%	14.27%	5.48%	5.02%	-12.14%	3.43%
Profit Margin	13.70%	12.78%	5.00%	5.02%	-12.14%	3.43%
FCF Margin	18.47%	10.83%	25.52%	-5.13%	4.65%	8.07%

Dividends

Fiscal Year	FY 2021
Period Ending	Dec '21 Dec 31, 2021
Dividend Per Share	0.080
Dividend Per Share Growth	0%
Dividend Yield	2.34%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.67	8.99	25.92	30.86	-	40.53
P/FCF Ratio	5.69	10.60	5.08	-	40.22	17.21
PS Ratio	1.05	1.15	1.30	1.55	1.87	1.39