Ras Al Khaimah National Insurance Company P.S.C. (ADX:RAKNIC)

ADX:RAKNIC Statistics

Total Valuation

ADX:RAKNIC has a market cap or net worth of AED 405.06 million. The enterprise value is 393.61 million.

Market Cap	405.06M
Enterprise Value	393.61M

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	n/a

Share Statistics

ADX:RAKNIC has 121.28 million shares outstanding.

Current Share Class	121.28M
Shares Outstanding	121.28M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	16.05%
Owned by Institutions (%)	n/a
Float	5.72M

Valuation Ratios

The trailing PE ratio is 9.38.

PE Ratio	9.38
Forward PE	n/a
PS Ratio	1.20
PB Ratio	1.79
P/TBV Ratio	1.79
P/FCF Ratio	11.06
P/OCF Ratio	10.88
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.10, with an EV/FCF ratio of 10.75.

EV / Earnings	9.11
EV / Sales	1.16
EV / EBITDA	8.10
EV / EBIT	8.16
EV / FCF	10.75

Financial Position

The company has a current ratio of 0.60

Current Ratio	0.60
Quick Ratio	0.03
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.41% and return on invested capital (ROIC) is 17.96%.

Return on Equity (ROE)	21.41%
Return on Assets (ROA)	3.71%
Return on Invested Capital (ROIC)	17.96%
Return on Capital Employed (ROCE)	18.68%
Weighted Average Cost of Capital (WACC)	5.72%
Revenue Per Employee	2.02M
Profits Per Employee	258,649
Employee Count	167
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:RAKNIC has paid 5.04 million in taxes.

Income Tax	5.04M
Effective Tax Rate	10.44%

Stock Price Statistics

The stock price has increased by +1.21% in the last 52 weeks. The beta is 0.27, so ADX:RAKNIC's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+1.21%
50-Day Moving Average	3.21
200-Day Moving Average	3.26
Relative Strength Index (RSI)	66.52
Average Volume (20 Days)	878

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:RAKNIC had revenue of AED 338.00 million and earned 43.19 million in profits. Earnings per share was 0.36.

Revenue	338.00M
Gross Profit	60.55M
Operating Income	48.23M
Pretax Income	48.23M
Net Income	43.19M
EBITDA	48.56M
EBIT	48.23M
Earnings Per Share (EPS)	0.36

Balance Sheet

The company has 11.45 million in cash and n/a in debt, with a net cash position of 11.45 million or 0.09 per share.

Cash & Cash Equivalents	11.45M
Total Debt	n/a
Net Cash	11.45M
Net Cash Per Share	0.09
Equity (Book Value)	226.64M
Book Value Per Share	1.87
Working Capital	-239.21M

Cash Flow

In the last 12 months, operating cash flow was 37.23 million and capital expenditures -614,480, giving a free cash flow of 36.62 million.

Operating Cash Flow	37.23M
Capital Expenditures	-614,480
Free Cash Flow	36.62M
FCF Per Share	0.30

Margins

Gross margin is 17.92%, with operating and profit margins of 14.27% and 12.78%.

Gross Margin	17.92%
Operating Margin	14.27%
Pretax Margin	14.27%
Profit Margin	12.78%
EBITDA Margin	14.37%
EBIT Margin	14.27%
FCF Margin	10.83%

Dividends & Yields

ADX:RAKNIC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.66%
FCF Yield	9.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2020. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 9, 2020
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	3