AIM:DFCH Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	90.7	76.82	59.97	25.41	13.26
Total Interest Expense	34.9	31.31	22.41	6.43	2.36
Net Interest Income	55.8	45.51	37.56	18.98	10.9
Commissions and Fees	1.68	1.24	1.39	1.35	0.47
Gain (Loss) on Sale of Investments	-	-	-	-0.02	-0
Other Revenue	-0.75	0.37	-0.3	0.1	-
Revenue Before Loan Losses	56.74	47.12	38.65	20.41	11.37
Provision for Loan Losses	-	-0.24	11.6	2.3	0.56
Revenue	56.74	47.36	27.05	18.11	10.81
Revenue Growth (YoY)	19.81%	75.08%	49.37%	67.54%	1061.01%
Salaries & Employee Benefits	20.68	16.04	13.43	10.85	9.12
Cost of Services Provided	1.61	1.63	0.72	-	-
Other Operating Expenses	15.71	10.73	8.33	5.96	5.42
Total Operating Expenses	38.01	28.4	22.48	16.81	14.54
Operating Income	18.73	18.96	4.57	1.3	-3.73
Currency Exchange Gain (Loss)	0.91	0.1	-	-	-
EBT Excluding Unusual Items	19.64	19.06	4.57	1.3	-3.73
Pretax Income	19.64	19.07	4.57	1.3	-3.74
Income Tax Expense	4.48	5.05	1.42	-8.46	-0.06
Net Income	15.16	14.02	3.16	9.76	-3.68
Net Income to Common	15.16	14.02	3.16	9.76	-3.68
Net Income Growth	8.12%	344.41%	-67.68%	-	-
Shares Outstanding (Basic)	170	179	179	179	169
Shares Outstanding (Diluted)	180	189	187	179	169
Shares Change (YoY)	-4.54%	0.82%	4.53%	6.26%	58.29%
EPS (Basic)	0.09	0.08	0.02	0.05	-0.02
EPS (Diluted)	0.08	0.07	0.02	0.05	-0.02
EPS Growth	13.51%	335.29%	-68.52%	-	-
Free Cash Flow	29.4	8.8	-38.13	-4.45	12.93
Free Cash Flow Per Share	0.16	0.05	-0.20	-0.03	0.08
Operating Margin	33.02%	40.03%	16.91%	7.20%	-34.53%
Profit Margin	26.72%	29.61%	11.66%	53.90%	-34.01%
Free Cash Flow Margin	51.81%	18.59%	-140.96%	-24.57%	119.58%
Effective Tax Rate	22.82%	26.49%	31.01%	-	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.