AIM:DFCH Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	90.7	76.82	59.97	25.41	13.26
Total Interest Expense	35.24	31.31	22.41	6.43	2.36
Net Interest Income	55.46	45.51	37.56	18.98	10.9
Commissions and Fees	1.68	1.24	1.39	1.35	0.47
Gain (Loss) on Sale of Investments	-	-	-	-0.02	-0
Other Revenue	-0.77	0.37	-0.3	0.1	-
Revenue Before Loan Losses	56.37	47.12	38.65	20.41	11.37
Provision for Loan Losses	4.27	-0.24	11.6	2.3	0.56
Revenue	52.11	47.36	27.05	18.11	10.81
Revenue Growth (YoY)	10.02%	75.08%	49.37%	67.54%	1061.01%
Salaries & Employee Benefits	20.68	16.04	13.43	10.85	9.12
Cost of Services Provided	1.61	1.63	0.72	-	-
Other Operating Expenses	10.82	10.5	8.33	5.96	5.42
Total Operating Expenses	33.11	28.17	22.48	16.81	14.54
Operating Income	19	19.19	4.57	1.3	-3.73
Currency Exchange Gain (Loss)	0.91	-0.11	-	-	-
EBT Excluding Unusual Items	19.91	19.09	4.57	1.3	-3.73
Pretax Income	19.64	19.07	4.57	1.3	-3.74
Income Tax Expense	4.48	5.05	1.42	-8.46	-0.06
Net Income	15.16	14.02	3.16	9.76	-3.68
Net Income to Common	15.16	14.02	3.16	9.76	-3.68
Net Income Growth	8.12%	344.41%	-67.68%	-	-
Shares Outstanding (Basic)	170	179	179	179	169
Shares Outstanding (Diluted)	180	189	187	179	169
Shares Change (YoY)	-4.89%	0.82%	4.53%	6.26%	58.29%
EPS (Basic)	0.09	0.08	0.02	0.05	-0.02
EPS (Diluted)	0.08	0.07	0.02	0.05	-0.02
EPS Growth	13.51%	335.29%	-68.52%	-	-
Free Cash Flow	29.4	8.8	-38.13	-4.45	12.93
Free Cash Flow Per Share	0.16	0.05	-0.20	-0.03	0.08
Operating Margin	36.46%	40.52%	16.91%	7.20%	-34.53%
Profit Margin	29.09%	29.61%	11.66%	53.90%	-34.01%
Free Cash Flow Margin	56.42%	18.59%	-140.96%	-24.57%	119.58%
Effective Tax Rate	22.82%	26.49%	31.01%	-	-