Fintel Plc (AIM:FNTL)

Fintel Statistics

Total Valuation

Fintel has a market cap or net worth of GBP 243.81 million. The enterprise value is 269.71 million.

Market Cap	243.81M
Enterprise Value	269.71M

Important Dates

The next estimated earnings date is Tuesday, September 16, 2025.

Earnings Date	Sep 16, 2025
Ex-Dividend Date	May 22, 2025

Share Statistics

Fintel has 104.19 million shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	104.19M
Shares Outstanding	104.19M
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	+0.27%
Owned by Insiders (%)	29.64%
Owned by Institutions (%)	40.75%
Float	48.90M

Valuation Ratios

The trailing PE ratio is 41.25 and the forward PE ratio is 16.86.

PE Ratio	41.25
Forward PE	16.86
PS Ratio	3.11
PB Ratio	2.39
P/TBV Ratio	n/a
P/FCF Ratio	41.32
P/OCF Ratio	39.32
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.76, with an EV/FCF ratio of 45.71.

EV / Earnings	45.71
EV / Sales	3.44
EV / EBITDA	13.76
EV / EBIT	17.40
EV / FCF	45.71

Financial Position

The company has a current ratio of 0.79, with a Debt / Equity ratio of 0.31.

Current Ratio	0.79
Quick Ratio	0.73
Debt / Equity	0.31
Debt / EBITDA	1.63
Debt / FCF	5.41
Interest Coverage	6.46

Financial Efficiency

Return on equity (ROE) is 6.15% and return on invested capital (ROIC) is 7.77%.

Return on Equity (ROE)	6.15%
Return on Assets (ROA)	6.13%
Return on Invested Capital (ROIC)	7.77%
Return on Capital Employed (ROCE)	10.95%
Revenue Per Employee	125,481
Profits Per Employee	9,455
Employee Count	624
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, Fintel has paid 1.40 million in taxes.

Income Tax	1.40M
Effective Tax Rate	18.18%

Stock Price Statistics

The stock price has decreased by -22.74% in the last 52 weeks. The beta is 0.93, so Fintel's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	-22.74%
50-Day Moving Average	238.12
200-Day Moving Average	256.54
Relative Strength Index (RSI)	50.16
Average Volume (20 Days)	83,568

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Fintel had revenue of GBP 78.30 million and earned 5.90 million in profits. Earnings per share was 0.06.

Revenue	78.30M
Gross Profit	18.70M
Operating Income	15.50M
Pretax Income	7.70M
Net Income	5.90M
EBITDA	19.10M
EBIT	15.50M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 6.30 million in cash and 31.90 million in debt, giving a net cash position of -25.60 million or -0.25 per share.

Cash & Cash Equivalents	6.30M
Total Debt	31.90M
Net Cash	-25.60M
Net Cash Per Share	-0.25
Equity (Book Value)	102.00M
Book Value Per Share	0.98
Working Capital	-5.80M

Cash Flow

In the last 12 months, operating cash flow was 6.20 million and capital expenditures -300,000, giving a free cash flow of 5.90 million.

Operating Cash Flow	6.20M
Capital Expenditures	-300,000
Free Cash Flow	5.90M
FCF Per Share	0.06

Margins

Gross margin is 23.88%, with operating and profit margins of 19.80% and 7.54%.

Gross Margin	23.88%
Operating Margin	19.80%
Pretax Margin	9.83%
Profit Margin	7.54%
EBITDA Margin	24.39%
EBIT Margin	19.80%
FCF Margin	7.54%

Dividends & Yields

This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 1.56%.

Dividend Per Share	0.04
Dividend Yield	1.56%
Dividend Growth (YoY)	5.80%
Years of Dividend Growth	2
Payout Ratio	62.71%
Buyback Yield	0.12%
Shareholder Yield	1.66%
Earnings Yield	2.42%
FCF Yield	2.42%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Fintel has an Altman Z-Score of 4.08 and a Piotroski F-Score of 5.

Altman Z-Score	4.08
Piotroski F-Score	5