London · Delayed Price · Currency is GBP · Price in GBX Fintel Statistics
Total Valuation
Fintel has a market cap or net worth of GBP 183.38 million. The enterprise value is 215.28 million.
| Market Cap | 183.38M |
| Enterprise Value | 215.28M |
Important Dates
The next estimated earnings date is Tuesday, June 16, 2026.
| Earnings Date | Jun 16, 2026 |
| Ex-Dividend Date | May 28, 2026 |
Share Statistics
Fintel has 104.19 million shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 104.19M |
| Shares Outstanding | 104.19M |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 27.64% |
| Owned by Institutions (%) | 40.76% |
| Float | 46.02M |
Valuation Ratios
The trailing PE ratio is 29.11 and the forward PE ratio is 11.48.
| PE Ratio | 29.11 |
| Forward PE | 11.48 |
| PS Ratio | 2.13 |
| PB Ratio | 1.74 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 10.13 |
| P/OCF Ratio | 9.97 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.53, with an EV/FCF ratio of 11.89.
| EV / Earnings | 34.17 |
| EV / Sales | 2.51 |
| EV / EBITDA | 9.53 |
| EV / EBIT | 12.23 |
| EV / FCF | 11.89 |
Financial Position
The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.46.
| Current Ratio | 1.18 |
| Quick Ratio | 1.10 |
| Debt / Equity | 0.46 |
| Debt / EBITDA | 2.13 |
| Debt / FCF | 2.69 |
| Interest Coverage | 5.93 |
Financial Efficiency
Return on equity (ROE) is 6.36% and return on invested capital (ROIC) is 8.77%.
| Return on Equity (ROE) | 6.36% |
| Return on Assets (ROA) | 6.19% |
| Return on Invested Capital (ROIC) | 8.77% |
| Return on Capital Employed (ROCE) | 10.93% |
| Weighted Average Cost of Capital (WACC) | 6.85% |
| Revenue Per Employee | 171,800 |
| Profits Per Employee | 12,600 |
| Employee Count | 500 |
| Asset Turnover | 0.48 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Fintel has paid 3.20 million in taxes.
| Income Tax | 3.20M |
| Effective Tax Rate | 32.65% |
Stock Price Statistics
The stock price has decreased by -27.08% in the last 52 weeks. The beta is 0.60, so Fintel's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | -27.08% |
| 50-Day Moving Average | 185.91 |
| 200-Day Moving Average | 215.54 |
| Relative Strength Index (RSI) | 40.97 |
| Average Volume (20 Days) | 284,543 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Fintel had revenue of GBP 85.90 million and earned 6.30 million in profits. Earnings per share was 0.06.
| Revenue | 85.90M |
| Gross Profit | 21.70M |
| Operating Income | 17.80M |
| Pretax Income | 9.80M |
| Net Income | 6.30M |
| EBITDA | 22.20M |
| EBIT | 17.80M |
| Earnings Per Share (EPS) | 0.06 |
Balance Sheet
The company has 17.30 million in cash and 48.60 million in debt, with a net cash position of -31.30 million or -0.30 per share.
| Cash & Cash Equivalents | 17.30M |
| Total Debt | 48.60M |
| Net Cash | -31.30M |
| Net Cash Per Share | -0.30 |
| Equity (Book Value) | 105.40M |
| Book Value Per Share | 1.01 |
| Working Capital | 4.80M |
Cash Flow
In the last 12 months, operating cash flow was 18.40 million and capital expenditures -300,000, giving a free cash flow of 18.10 million.
| Operating Cash Flow | 18.40M |
| Capital Expenditures | -300,000 |
| Depreciation & Amortization | 4.40M |
| Net Borrowing | 16.90M |
| Free Cash Flow | 18.10M |
| FCF Per Share | 0.17 |
Margins
Gross margin is 25.26%, with operating and profit margins of 20.72% and 7.33%.
| Gross Margin | 25.26% |
| Operating Margin | 20.72% |
| Pretax Margin | 11.41% |
| Profit Margin | 7.33% |
| EBITDA Margin | 25.84% |
| EBIT Margin | 20.72% |
| FCF Margin | 21.07% |
Dividends & Yields
This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 2.12%.
| Dividend Per Share | 0.04 |
| Dividend Yield | 2.12% |
| Dividend Growth (YoY) | 4.11% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 61.90% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 2.10% |
| Earnings Yield | 3.44% |
| FCF Yield | 9.87% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Fintel has an Altman Z-Score of 3.23 and a Piotroski F-Score of 6.
| Altman Z-Score | 3.23 |
| Piotroski F-Score | 6 |