United Kingdom · Delayed Price · Currency is GBP · Price in GBX Fintel Statistics
Total Valuation
Fintel has a market cap or net worth of GBP 174.00 million. The enterprise value is 212.80 million.
| Market Cap | 174.00M |
| Enterprise Value | 212.80M |
Important Dates
The next estimated earnings date is Wednesday, December 16, 2026.
| Earnings Date | Dec 16, 2026 |
| Ex-Dividend Date | Sep 24, 2026 |
Share Statistics
Fintel has 104.19 million shares outstanding. The number of shares has decreased by -0.08% in one year.
| Current Share Class | 104.19M |
| Shares Outstanding | 104.19M |
| Shares Change (YoY) | -0.08% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 27.14% |
| Owned by Institutions (%) | 37.88% |
| Float | 47.32M |
Valuation Ratios
The trailing PE ratio is 34.12 and the forward PE ratio is 11.53.
| PE Ratio | 34.12 |
| Forward PE | 11.53 |
| PS Ratio | 2.01 |
| PB Ratio | 1.69 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 7.97 |
| P/OCF Ratio | 7.86 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.84, with an EV/FCF ratio of 9.72.
| EV / Earnings | 42.13 |
| EV / Sales | 2.45 |
| EV / EBITDA | 8.84 |
| EV / EBIT | 11.37 |
| EV / FCF | 9.72 |
Financial Position
The company has a current ratio of 0.72, with a Debt / Equity ratio of 0.44.
| Current Ratio | 0.72 |
| Quick Ratio | 0.71 |
| Debt / Equity | 0.44 |
| Debt / EBITDA | 1.84 |
| Debt / FCF | 2.07 |
| Interest Coverage | 6.29 |
Financial Efficiency
Return on equity (ROE) is 8.04% and return on invested capital (ROIC) is 9.79%.
| Return on Equity (ROE) | 8.04% |
| Return on Assets (ROA) | 6.56% |
| Return on Invested Capital (ROIC) | 9.79% |
| Return on Capital Employed (ROCE) | 12.18% |
| Weighted Average Cost of Capital (WACC) | 6.89% |
| Revenue Per Employee | 175,600 |
| Profits Per Employee | 10,200 |
| Employee Count | 500 |
| Asset Turnover | 0.47 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Fintel has paid 3.30 million in taxes.
| Income Tax | 3.30M |
| Effective Tax Rate | 28.45% |
Stock Price Statistics
The stock price has decreased by -24.44% in the last 52 weeks. The beta is 0.58, so Fintel's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | -24.44% |
| 50-Day Moving Average | 184.00 |
| 200-Day Moving Average | 192.38 |
| Relative Strength Index (RSI) | 28.97 |
| Average Volume (20 Days) | 126,992 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Fintel had revenue of GBP 87.80 million and earned 5.10 million in profits. Earnings per share was 0.05.
| Revenue | 87.80M |
| Gross Profit | 23.70M |
| Operating Income | 19.50M |
| Pretax Income | 11.60M |
| Net Income | 5.10M |
| EBITDA | 24.20M |
| EBIT | 19.50M |
| Earnings Per Share (EPS) | 0.05 |
Balance Sheet
The company has 7.30 million in cash and 45.70 million in debt, with a net cash position of -38.40 million or -0.37 per share.
| Cash & Cash Equivalents | 7.30M |
| Total Debt | 45.70M |
| Net Cash | -38.40M |
| Net Cash Per Share | -0.37 |
| Equity (Book Value) | 104.10M |
| Book Value Per Share | 1.00 |
| Working Capital | -8.20M |
Cash Flow
In the last 12 months, operating cash flow was 22.40 million and capital expenditures -300,000, giving a free cash flow of 22.10 million.
| Operating Cash Flow | 22.40M |
| Capital Expenditures | -300,000 |
| Depreciation & Amortization | 4.70M |
| Net Borrowing | 4.30M |
| Free Cash Flow | 22.10M |
| FCF Per Share | 0.21 |
Margins
Gross margin is 26.99%, with operating and profit margins of 22.21% and 5.81%.
| Gross Margin | 26.99% |
| Operating Margin | 22.21% |
| Pretax Margin | 13.21% |
| Profit Margin | 5.81% |
| EBITDA Margin | 27.56% |
| EBIT Margin | 22.21% |
| FCF Margin | 25.17% |
Dividends & Yields
This stock pays an annual dividend of 0.04, which amounts to a dividend yield of 2.31%.
| Dividend Per Share | 0.04 |
| Dividend Yield | 2.31% |
| Dividend Growth (YoY) | 2.67% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 80.39% |
| FCF Payout Ratio | 18.15% |
| Buyback Yield | 0.08% |
| Shareholder Yield | 2.36% |
| Earnings Yield | 2.93% |
| FCF Yield | 12.55% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Fintel is 330.75, which is 98.05% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 330.75 |
| Price Target Difference | 98.05% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 6.01% |
| EPS Growth Forecast (3Y) | 10.57% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Fintel has an Altman Z-Score of 2.94 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.94 |
| Piotroski F-Score | 5 |