LendInvest Earnings Call Transcripts
Fiscal Year 2026
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Delivered 23% year-on-year lending growth and 29% higher net operating income, with profitability driven by a scalable, tech-enabled platform and strong funding momentum. Buy to Let and short-term mortgages outperformed the market, and the outlook remains positive with continued cost discipline and new funding initiatives.
Fiscal Year 2025
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Delivered a strong turnaround with 39% lending growth, a return to profitability, and significant cost reductions. Technology-driven efficiencies and a capital-light model underpin scalable growth, with ambitions to double lending and AUM in the medium term.
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Delivered strong H1 results with lending up 30% and a sharp reduction in losses, driven by a shift to a capital-light, fee-based model. Operational efficiency gains, new product launches, and expanded funding partnerships position the business for sustainable growth despite ongoing market volatility.
Fiscal Year 2024
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FY2024 saw a full-year loss due to market volatility and one-offs, but new lending is up 20% in early FY2025. Debt and costs were significantly reduced, technology and funding partnerships expanded, and the business is on track to return to profitability in FY2025.