Manx Financial Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	24.31	16.2	12.11	22.63	20.28
Long-Term Investments	85.5	79.61	76.46	40.95	41.19
Loans & Lease Receivables	407.87	372.36	362.65	291.48	229.25
Other Receivables	16.39	6.65	7.73	3.38	1.45
Property, Plant & Equipment	5.82	6.43	6.41	6.71	7.26
Goodwill	11.14	10.58	10.58	10.58	6.32
Other Intangible Assets	5.05	5.3	4.27	2.7	2.51
Other Current Assets	5.14	0.66	0.5	0.83	0.5
Other Long-Term Assets	0.1	-	-	-	-
Total Assets	561.32	497.79	480.71	379.26	308.75
Interest Bearing Deposits	452.46	405.17	390.42	304.2	253.46
Total Deposits	452.46	405.17	390.42	304.2	253.46
Accrued Expenses	0.48	0.33	0.17	1.4	1.52
Short-Term Debt	0.15	-	-	-	-
Current Portion of Long-Term Debt	1	-	-	-	-
Long-Term Debt	51.75	45.29	39.32	31.33	23.67
Long-Term Leases	2.2	1.79	1.36	1.61	1.3
Current Income Taxes Payable	0.81	0.52	0.25	-	0.55
Long-Term Deferred Tax Liabilities	0.31	0.29	0.39	0.35	0.18
Pension & Post-Retirement Benefits	-	0.05	0.16	0.24	0.69
Other Long-Term Liabilities	8.61	7.03	12.64	10.36	2.4
Total Liabilities	517.77	460.48	444.72	349.49	283.77
Common Stock	19.93	19.63	19.38	19.2	19.13
Retained Earnings	23.59	17.63	15.54	10.37	5.78
Comprehensive Income & Other	-	-	0.02	0.02	0.02
Total Common Equity	43.53	37.26	34.94	29.58	24.93
Minority Interest	0.03	0.06	1.04	0.19	0.06
Shareholders' Equity	43.56	37.31	35.98	29.77	24.99
Total Liabilities & Equity	561.32	497.79	480.71	379.26	308.75
Total Debt	55.1	47.08	40.68	32.95	24.97
Net Cash (Debt)	-30.79	-30.89	-28.57	-10.32	-4.69
Net Cash Per Share	-0.20	-0.20	-0.18	-0.07	-0.03
Filing Date Shares Outstanding	122.95	119.72	116.19	115.07	114.29
Total Common Shares Outstanding	122.95	119.72	116.19	115.07	114.29
Working Capital	-1.19	-10.15	-7.86	12.72	-4.05
Book Value Per Share	0.35	0.31	0.30	0.26	0.22
Tangible Book Value	27.33	21.38	20.1	16.3	16.1
Tangible Book Value Per Share	0.22	0.18	0.17	0.14	0.14

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.