Orchard Funding Group plc (AIM:ORCH)

London · Delayed Price · Currency is GBP · Price in GBX

62.31

-0.19 (-0.30%)

Jul 27, 2026, 2:45 PM GMT

Orchard Funding Group Financials Overview

Financials in millions GBP. Fiscal year is February - January.

Millions GBP. Fiscal year is Feb - Jan.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Revenue	12.62	12.62	8.26	5.65	5.54	4.78
Revenue Growth	66.92%	52.83%	46.16%	1.99%	15.80%	34.04%
Net Income	4.94	4.94	3.07	1.58	1.71	1.52
Earnings Per Share	0.23	0.23	0.14	0.07	0.08	0.07
EPS Growth	83.96%	60.86%	94.45%	-7.97%	12.94%	81.84%

Revenue by Segment

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Toyota Products	0.71	0.71	0.66	0.59	0.34	0.17
Standard Lending	8.24	8.24	8.16	6.06	6.26	5.56
Total	8.95	8.95	8.82	6.64	6.6	5.73

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Cash & Equivalents	1.07	1.07	0.64	1.48	2.55	4.8
Total Debt	11.94	11.94	10.1	10.53	8.64	6.06
Net Cash (Debt)	-11.94	-11.94	-10.1	-10.53	-8.64	-6.06
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.56	-0.56	-0.47	-0.49	-0.40	-0.28

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Operating Cash Flow	6.88	6.88	7	-5.47	-10.66	-9.92
Capital Expenditures	-0.02	-0.02	-0.01	-0.45	-0.01	-0
Free Cash Flow	6.87	6.87	6.99	-5.92	-10.67	-9.93
Free Cash Flow Growth	153.95%	-1.73%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 31, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Pretax Margin	52.23%	52.23%	48.60%	37.50%	39.19%	39.26%
Profit Margin	38.94%	38.94%	36.39%	27.73%	30.92%	31.73%
FCF Margin	54.42%	54.42%	84.63%	-104.85%	-192.60%	-207.53%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 28, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
Dividend Per Share	0.030	0.020	0.020	-	0.030	0.030
Dividend Per Share Growth	0%	0%	-	-	0%	0%
Dividend Yield	4.80%	5.00%	3.23%	6.35%	7.23%	5.36%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 28, 2026	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022
PE Ratio	4.06	2.60	4.31	4.26	5.17	7.88
Forward PE	-	2.77	3.39	4.66	6.20	6.91
P/FCF Ratio	2.91	1.87	1.89	-	-	-
PS Ratio	1.49	1.01	1.60	1.19	1.60	2.50