TruFin plc (AIM:TRU)

TruFin Statistics

Total Valuation

TruFin has a market cap or net worth of GBP 107.54 million. The enterprise value is 91.50 million.

Market Cap	107.54M
Enterprise Value	91.50M

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	n/a

Share Statistics

TruFin has 98.66 million shares outstanding. The number of shares has increased by 3.85% in one year.

Current Share Class	98.66M
Shares Outstanding	98.66M
Shares Change (YoY)	+3.85%
Shares Change (QoQ)	-6.96%
Owned by Insiders (%)	0.38%
Owned by Institutions (%)	65.59%
Float	78.31M

Valuation Ratios

The trailing PE ratio is 16.99 and the forward PE ratio is 19.39.

PE Ratio	16.99
Forward PE	19.39
PS Ratio	1.64
PB Ratio	2.25
P/TBV Ratio	5.21
P/FCF Ratio	6.30
P/OCF Ratio	6.29
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.16, with an EV/FCF ratio of 5.36.

EV / Earnings	12.39
EV / Sales	1.39
EV / EBITDA	2.16
EV / EBIT	2.18
EV / FCF	5.36

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 0.02.

Current Ratio	1.95
Quick Ratio	1.95
Debt / Equity	0.02
Debt / EBITDA	0.02
Debt / FCF	0.06
Interest Coverage	1.12

Financial Efficiency

Return on equity (ROE) is 19.80% and return on invested capital (ROIC) is 57.37%.

Return on Equity (ROE)	19.80%
Return on Assets (ROA)	43.36%
Return on Invested Capital (ROIC)	57.37%
Return on Capital Employed (ROCE)	87.73%
Revenue Per Employee	392,856
Profits Per Employee	44,210
Employee Count	188
Asset Turnover	1.09
Inventory Turnover	n/a

Taxes

Income Tax	-4.14M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +92.92% in the last 52 weeks. The beta is 0.59, so TruFin's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	+92.92%
50-Day Moving Average	111.08
200-Day Moving Average	91.37
Relative Strength Index (RSI)	44.24
Average Volume (20 Days)	208,740

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TruFin had revenue of GBP 65.61 million and earned 7.38 million in profits. Earnings per share was 0.06.

Revenue	65.61M
Gross Profit	53.37M
Operating Income	41.94M
Pretax Income	4.41M
Net Income	7.38M
EBITDA	42.26M
EBIT	41.94M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 17.96 million in cash and 949,000 in debt, giving a net cash position of 17.01 million or 0.17 per share.

Cash & Cash Equivalents	17.96M
Total Debt	949,000
Net Cash	17.01M
Net Cash Per Share	0.17
Equity (Book Value)	47.80M
Book Value Per Share	0.45
Working Capital	17.74M

Cash Flow

In the last 12 months, operating cash flow was 17.09 million and capital expenditures -16,000, giving a free cash flow of 17.07 million.

Operating Cash Flow	17.09M
Capital Expenditures	-16,000
Free Cash Flow	17.07M
FCF Per Share	0.17

Margins

Gross margin is 81.35%, with operating and profit margins of 63.92% and 11.25%.

Gross Margin	81.35%
Operating Margin	63.92%
Pretax Margin	6.72%
Profit Margin	11.25%
EBITDA Margin	64.41%
EBIT Margin	63.92%
FCF Margin	26.02%

Dividends & Yields

TruFin does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.85%
Shareholder Yield	-3.85%
Earnings Yield	6.87%
FCF Yield	15.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TruFin has an Altman Z-Score of 5.38 and a Piotroski F-Score of 7.

Altman Z-Score	5.38
Piotroski F-Score	7