TruFin plc (AIM:TRU)

TruFin Statistics

Total Valuation

TruFin has a market cap or net worth of GBP 94.36 million. The enterprise value is 85.34 million.

Market Cap	94.36M
Enterprise Value	85.34M

Important Dates

The next estimated earnings date is Tuesday, September 16, 2025.

Earnings Date	Sep 16, 2025
Ex-Dividend Date	n/a

Share Statistics

TruFin has 105.43 million shares outstanding. The number of shares has increased by 15.50% in one year.

Current Share Class	105.43M
Shares Outstanding	105.43M
Shares Change (YoY)	+15.50%
Shares Change (QoQ)	+17.75%
Owned by Insiders (%)	0.36%
Owned by Institutions (%)	66.91%
Float	85.34M

Valuation Ratios

The trailing PE ratio is 21.31 and the forward PE ratio is 29.81.

PE Ratio	21.31
Forward PE	29.81
PS Ratio	1.72
PB Ratio	2.17
P/TBV Ratio	5.80
P/FCF Ratio	6.83
P/OCF Ratio	6.82
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.64, with an EV/FCF ratio of 6.18.

EV / Earnings	17.63
EV / Sales	1.55
EV / EBITDA	2.64
EV / EBIT	2.81
EV / FCF	6.18

Financial Position

The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.10.

Current Ratio	1.53
Quick Ratio	1.44
Debt / Equity	0.10
Debt / EBITDA	0.14
Debt / FCF	0.32
Interest Coverage	1.00

Financial Efficiency

Return on equity (ROE) is 8.95% and return on invested capital (ROIC) is 40.62%.

Return on Equity (ROE)	8.95%
Return on Assets (ROA)	31.31%
Return on Invested Capital (ROIC)	40.62%
Return on Capital Employed (ROCE)	69.65%
Revenue Per Employee	292,303
Profits Per Employee	25,745
Employee Count	188
Asset Turnover	0.91
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +4.68% in the last 52 weeks. The beta is 0.58, so TruFin's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+4.68%
50-Day Moving Average	79.82
200-Day Moving Average	71.37
Relative Strength Index (RSI)	71.19
Average Volume (20 Days)	242,930

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TruFin had revenue of GBP 54.95 million and earned 4.84 million in profits. Earnings per share was 0.04.

Revenue	54.95M
Gross Profit	42.06M
Operating Income	30.34M
Pretax Income	15,000
Net Income	4.84M
EBITDA	32.10M
EBIT	30.34M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 14.87 million in cash and 4.44 million in debt, giving a net cash position of 10.44 million or 0.10 per share.

Cash & Cash Equivalents	14.87M
Total Debt	4.44M
Net Cash	10.44M
Net Cash Per Share	0.10
Equity (Book Value)	43.54M
Book Value Per Share	0.40
Working Capital	14.21M

Cash Flow

In the last 12 months, operating cash flow was 13.85 million and capital expenditures -28,000, giving a free cash flow of 13.82 million.

Operating Cash Flow	13.85M
Capital Expenditures	-28,000
Free Cash Flow	13.82M
FCF Per Share	0.13

Margins

Gross margin is 76.53%, with operating and profit margins of 55.20% and 8.81%.

Gross Margin	76.53%
Operating Margin	55.20%
Pretax Margin	0.03%
Profit Margin	8.81%
EBITDA Margin	58.41%
EBIT Margin	55.20%
FCF Margin	25.14%

Dividends & Yields

TruFin does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-15.50%
Shareholder Yield	n/a
Earnings Yield	5.13%
FCF Yield	14.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TruFin has an Altman Z-Score of 3.4.

Altman Z-Score	3.4
Piotroski F-Score	n/a