TruFin plc (AIM:TRU)

TruFin Statistics

Total Valuation

TruFin has a market cap or net worth of GBP 116.06 million. The enterprise value is 102.41 million.

Market Cap	116.06M
Enterprise Value	102.41M

Important Dates

The last earnings date was Wednesday, March 18, 2026.

Earnings Date	Mar 18, 2026
Ex-Dividend Date	n/a

Share Statistics

TruFin has 94.36 million shares outstanding.

Current Share Class	94.36M
Shares Outstanding	94.36M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-13.02%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	62.40%
Float	75.40M

Valuation Ratios

The trailing PE ratio is 11.83 and the forward PE ratio is 12.92.

PE Ratio	11.83
Forward PE	12.92
PS Ratio	1.76
PB Ratio	2.41
P/TBV Ratio	5.06
P/FCF Ratio	8.14
P/OCF Ratio	8.13
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.29, with an EV/FCF ratio of 7.18.

EV / Earnings	8.80
EV / Sales	1.55
EV / EBITDA	2.29
EV / EBIT	2.38
EV / FCF	7.18

Financial Position

The company has a current ratio of 2.02, with a Debt / Equity ratio of 0.00.

Current Ratio	2.02
Quick Ratio	1.90
Debt / Equity	0.00
Debt / EBITDA	0.00
Debt / FCF	0.01
Interest Coverage	1.21

Financial Efficiency

Return on equity (ROE) is 25.18% and return on invested capital (ROIC) is 55.93%.

Return on Equity (ROE)	25.18%
Return on Assets (ROA)	40.56%
Return on Invested Capital (ROIC)	55.93%
Return on Capital Employed (ROCE)	89.42%
Weighted Average Cost of Capital (WACC)	29.75%
Revenue Per Employee	401,939
Profits Per Employee	70,976
Employee Count	167
Asset Turnover	0.99
Inventory Turnover	n/a

Taxes

Income Tax	-3.94M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +54.72% in the last 52 weeks. The beta is 0.25, so TruFin's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+54.72%
50-Day Moving Average	122.64
200-Day Moving Average	111.14
Relative Strength Index (RSI)	49.30
Average Volume (20 Days)	423,228

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TruFin had revenue of GBP 65.92 million and earned 11.64 million in profits. Earnings per share was 0.10.

Revenue	65.92M
Gross Profit	52.64M
Operating Income	43.07M
Pretax Income	7.61M
Net Income	11.64M
EBITDA	44.60M
EBIT	43.07M
Earnings Per Share (EPS)	0.10

Balance Sheet

The company has 12.36 million in cash and 109,000 in debt, with a net cash position of 12.25 million or 0.13 per share.

Cash & Cash Equivalents	12.36M
Total Debt	109,000
Net Cash	12.25M
Net Cash Per Share	0.13
Equity (Book Value)	48.17M
Book Value Per Share	0.50
Working Capital	14.42M

Cash Flow

In the last 12 months, operating cash flow was 14.28 million and capital expenditures -23,000, giving a free cash flow of 14.26 million.

Operating Cash Flow	14.28M
Capital Expenditures	-23,000
Depreciation & Amortization	1.67M
Net Borrowing	-4.29M
Free Cash Flow	14.26M
FCF Per Share	0.15

Margins

Gross margin is 79.85%, with operating and profit margins of 65.34% and 17.66%.

Gross Margin	79.85%
Operating Margin	65.34%
Pretax Margin	11.54%
Profit Margin	17.66%
EBITDA Margin	67.66%
EBIT Margin	65.34%
FCF Margin	21.63%

Dividends & Yields

TruFin does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.41%
Shareholder Yield	2.41%
Earnings Yield	10.03%
FCF Yield	12.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

TruFin has an Altman Z-Score of 7.52 and a Piotroski F-Score of 5.

Altman Z-Score	7.52
Piotroski F-Score	5