TruFin plc (AIM:TRU)

London · Delayed Price · Currency is GBP · Price in GBX

138.00

+2.50 (1.85%)

Jul 28, 2026, 9:18 AM GMT

TruFin Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7.61	0.02	-8.3	-8.02	-8.42
Depreciation & Amortization	4.16	6.55	3	2.42	1.67
Provision for Credit Losses	1.73	-	-	-	-
Stock-Based Compensation	0.8	0.87	0.77	-	0.07
Net Change in Loans Held-for-Sale	3.82	2.38	-4.49	-2.18	-1.47
Other Adjustments	0.2	0.61	1.54	0.01	0.66
Changes in Accrued Interest and Accounts Receivable	4.07	-13.93	-1.4	-0.03	-0.72
Changes in Accounts Payable	-8.34	17.09	0.39	-0.09	-1.74
Changes in Other Operating Activities	0.24	0.27	0.35	0.44	-0.72
Operating Cash Flow	14.28	13.85	-8.15	-7.45	-10.67
Operating Cash Flow Growth	3.16%	-	-	-	-

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Acquisitions	-0	-0.01	-1.42	-1.2	-
Proceeds from Business Divestments	-0.01	-	2.21	-	-
Capital Expenditures	-0.02	-0.03	-0.04	-0.11	-0.02
Purchases of Intangible Assets	-4.64	-6.85	-5.45	-3.09	-1.78
Investing Cash Flow	-4.67	-6.89	-4.71	-4.39	-1.8

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Long-Term Debt Issued	-4.11	-2	5.39	-0.06	2.35
Long-Term Debt Repaid	-0.18	-0.2	-0.08	-0.03	-0.1
Net Long-Term Debt Issued (Repaid)	-4.29	-2.2	5.31	-0.08	2.25
Issuance of Common Stock	-	-	7.15	14.52	0.15
Repurchase of Common Stock	-8.06	-	-	-	-
Net Common Stock Issued (Repurchased)	-8.06	-	7.15	14.52	0.15
Financing Cash Flow	-12.35	-2.2	12.46	14.44	2.4

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Foreign Exchange Rate Adjustments	0.22	-0.03	0.06	0.01	-0.05
Net Cash Flow	-2.74	4.76	-0.33	2.61	-10.07

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	14.26	13.82	-8.19	-7.56	-10.69
Free Cash Flow Growth	3.20%	-	-	-	-
FCF Margin	49.65%	57.92%	-63.02%	-78.72%	-154.74%
Free Cash Flow Per Share	0.14	0.13	-0.08	-0.08	-0.13