Triodos Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,654	2,005	2,173	2,623	4,305
Investment Securities	3,828	3,001	2,358	1,881	1,638
Trading Asset Securities	239.98	180.13	208.12	295.89	25.2
Total Investments	4,068	3,182	2,566	2,177	1,664
Gross Loans	11,823	11,562	11,273	10,937	10,214
Allowance for Loan Losses	-118.43	-54.29	-52.74	-51.22	-48.98
Other Adjustments to Gross Loans	-232.53	-134.38	-176.22	-289.69	-14.71
Net Loans	11,472	11,373	11,044	10,596	10,150
Property, Plant & Equipment	87.37	93.28	92.65	102.02	111.4
Other Intangible Assets	1.24	1.24	1.26	1.86	2.2
Investments in Real Estate	4.78	4.89	6.39	6.74	7.91
Accrued Interest Receivable	19.82	29.31	36.52	24.15	17.91
Other Receivables	17.95	18.75	1.73	1.48	1.73
Restricted Cash	118.5	132.4	119.9	144.7	118.2
Other Current Assets	50.41	54.44	51.76	40.31	44.39
Long-Term Deferred Tax Assets	6.44	9.96	12.5	12.88	13.38
Other Real Estate Owned & Foreclosed	4.69	4	4.38	4.75	6.54
Other Long-Term Assets	16.36	14.63	17.67	16.27	16.11
Total Assets	17,569	16,968	16,176	15,800	16,504
Accrued Expenses	46.23	47.72	73.71	60.79	38.64
Interest Bearing Deposits	15,003	14,589	14,182	13,860	14,878
Non-Interest Bearing Deposits	221.04	132.07	170.93	284.88	13.46
Total Deposits	15,224	14,721	14,353	14,145	14,891
Short-Term Borrowings	11.47	47.98	34.71	1.25	6.95
Current Portion of Long-Term Debt	11.28	5.12	5.12	-	0.92
Current Portion of Leases	2.26	2.3	1.56	3.04	3.34
Current Income Taxes Payable	16.15	12.6	22.65	12.21	12.87
Accrued Interest Payable	107.19	129.79	76.58	8.32	2.39
Other Current Liabilities	-	-	-	-	3.2
Long-Term Debt	900.39	614.4	255.31	259.88	254.7
Long-Term Leases	7.72	13.91	11.24	10.89	14.08
Pension & Post-Retirement Benefits	6.61	9.79	9.8	9.64	-
Long-Term Deferred Tax Liabilities	7.54	5.96	9.05	6.53	5.32
Other Long-Term Liabilities	35.42	126.02	35.46	28.75	19.67
Total Liabilities	16,377	15,735	14,887	14,548	15,254
Common Stock	14.47	723.35	723.35	723.35	723.35
Additional Paid-In Capital	909.7	200.81	200.81	200.81	200.81
Retained Earnings	278.49	311.08	315.37	278.53	283.81
Comprehensive Income & Other	-11.14	-2.43	49.03	49.54	42.15
Shareholders' Equity	1,192	1,233	1,289	1,252	1,250
Total Liabilities & Equity	17,569	16,968	16,176	15,800	16,504
Total Debt	933.1	683.7	307.94	275.06	279.99
Net Cash (Debt)	1,079	1,634	2,195	2,790	4,170
Net Cash Growth	-33.97%	-25.55%	-21.32%	-33.11%	36.82%
Net Cash Per Share	76.06	115.10	-	-	-
Filing Date Shares Outstanding	14.47	14.2	14.21	-	-
Total Common Shares Outstanding	14.47	14.2	14.21	-	-
Book Value Per Share	82.36	86.82	90.66	-	-
Tangible Book Value	1,190	1,232	1,287	1,250	1,248
Tangible Book Value Per Share	82.28	86.73	90.57	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.