Triodos Bank N.V. (AMS:TRIO)
Netherlands · Delayed Price · Currency is EUR 28.20
+0.40 (1.44%)
At close: May 6, 2026
Triodos Bank Earnings Call Transcripts
Fiscal Year 2025
-
2025 saw stable core banking performance and growth in deposits and mortgages, but a net loss of €25 million due to significant provisions, especially for German fiber optic loans. Strategic transformation and cost reduction programs are underway, with improved capital ratios and reduced litigation risk.
-
Net profit for H1 2025 was €17 million, or €27.4 million excluding a €40 million provision, with a strong CET1 ratio of 18.1%. Customer deposits and mortgage portfolios grew, while cost-income ratio remains above target due to one-off expenses and interest margin pressure.