Triodos Bank N.V. (AMS:TRIO)
Netherlands · Delayed Price · Currency is EUR 27.45
+0.45 (1.67%)
Last updated: Jul 6, 2026, 4:23 PM CET
Triodos Bank Earnings Call Transcripts
Fiscal Year 2025
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2025 saw stable core banking performance and growth in deposits and mortgages, but a net loss of €25 million due to significant provisions, especially for German fiber optic loans. Strategic transformation and cost reduction programs are underway, with improved capital ratios and reduced litigation risk.
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Net profit for H1 2025 was €17 million, or €27.4 million excluding a €40 million provision, with a strong CET1 ratio of 18.1%. Customer deposits and mortgage portfolios grew, while cost-income ratio remains above target due to one-off expenses and interest margin pressure.