Triodos Bank N.V. (AMS:TRIO)
Netherlands · Delayed Price · Currency is EUR 27.50
-0.40 (-1.43%)
At close: Jul 24, 2026
Triodos Bank Earnings Call Transcripts
Fiscal Year 2025
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Loan growth and customer deposits increased, but a €60 million provision for German fiber optic loans and other one-offs led to a net loss and negative ROE. Strategic restructuring, digitalization, and cost reduction initiatives are underway, with improved capital ratios and reduced litigation risk.
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Net profit for H1 2025 was €17 million, or €27.4 million excluding a €40 million provision, with a strong CET1 ratio of 18.1%. Customer deposits and mortgage portfolios grew, while cost-income ratio remains above target due to one-off expenses and interest margin pressure.