Al-Nisr Al-Arabi Insurance Company (ASE:AAIN)

ASE:AAIN Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	29.66	31.7	28.7	36.89	26.26	23.24
Total Interest & Dividend Income	4.62	3.56	3.23	1.72	5.25	4.81
Gain (Loss) on Sale of Investments	0	-	-	0.02	-	-
Other Revenue	0.06	0.03	0.05	0.28	0.88	0.86
Total Revenue	34.35	35.28	31.97	38.9	32.39	28.92
Revenue Growth (YoY)	20.15%	10.35%	-17.82%	20.10%	12.03%	-1.67%
Policy Benefits	27.1	28.25	24.54	30.76	20.64	16.69
Policy Acquisition & Underwriting Costs	-	-	-	-	2.07	2.02
Depreciation & Amortization	0.21	0.21	0.24	0.23	0.24	0.25
Selling, General & Administrative	0.58	0.62	0.57	0.39	1.27	1.44
Provision for Bad Debts	-	-	-	-	-	0.01
Other Operating Expenses	0.15	0.2	0.03	0.11	0.8	0.46
Total Operating Expenses	28.04	29.28	25.38	31.49	28.57	24.78
Operating Income	6.3	6	6.59	7.41	3.82	4.13
EBT Excluding Unusual Items	6.3	6	6.59	7.41	3.82	4.13
Pretax Income	6.3	6	6.59	7.41	3.82	4.13
Income Tax Expense	0.91	0.92	1.85	0.72	0.89	1.07
Net Income	5.4	5.09	4.74	6.69	2.93	3.06
Net Income to Common	5.4	5.09	4.74	6.69	2.93	3.06
Net Income Growth	27.45%	7.29%	-29.13%	128.54%	-4.44%	7.76%
Shares Outstanding (Basic)	16	16	16	16	16	16
Shares Outstanding (Diluted)	16	16	16	16	16	16
EPS (Basic)	0.34	0.32	0.30	0.42	0.18	0.19
EPS (Diluted)	0.34	0.32	0.30	0.42	0.18	0.19
EPS Growth	27.45%	7.29%	-29.13%	128.54%	-4.44%	7.76%
Free Cash Flow	2.45	2.79	4.66	7.96	8.95	8.75
Free Cash Flow Per Share	0.15	0.17	0.29	0.50	0.56	0.55
Dividend Per Share	0.469	0.469	-	0.156	0.188	0.188
Dividend Growth	-	-	-	-16.64%	-	19.96%
Operating Margin	18.36%	17.01%	20.61%	19.05%	11.79%	14.29%
Profit Margin	15.72%	14.41%	14.82%	17.19%	9.03%	10.59%
Free Cash Flow Margin	7.15%	7.91%	14.59%	20.46%	27.62%	30.25%
EBITDA	6.42	6.11	6.74	7.6	4.06	4.38
EBITDA Margin	18.68%	17.33%	21.09%	19.53%	12.55%	15.16%
D&A For EBITDA	0.11	0.11	0.15	0.19	0.24	0.25
EBIT	6.3	6	6.59	7.41	3.82	4.13
EBIT Margin	18.36%	17.01%	20.61%	19.05%	11.79%	14.29%
Effective Tax Rate	14.36%	15.25%	28.07%	9.75%	23.40%	25.90%
Revenue as Reported	7.97	7.97	6.99	1.32	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.