Arabia Insurance Company - Jordan (ASE:AICJ)

ASE:AICJ Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	23.14	33.83	33.72	24.68	13.12
Total Interest & Dividend Income	-	0.79	0.51	0.59	0.45
Gain (Loss) on Sale of Investments	-	0.63	0.46	0.79	0.61
Other Revenue	-	0.18	0.04	0.01	1.52
Total Revenue	23.14	35.43	34.73	26.08	15.7
Revenue Growth (YoY)	-34.69%	2.03%	33.15%	66.15%	11.39%
Policy Benefits	23.83	35.22	33.36	25.51	12.34
Policy Acquisition & Underwriting Costs	-	-	-	-	1.74
Depreciation & Amortization	-	-	-	-	0.11
Selling, General & Administrative	0.18	0.19	0.2	0.69	0.66
Provision for Bad Debts	-	0.01	0.04	0.09	-0.2
Total Operating Expenses	24.01	35.43	33.6	26.29	16.31
Operating Income	-0.87	0	1.12	-0.21	-0.61
Other Non Operating Income (Expenses)	-0.06	-	-	-	-
EBT Excluding Unusual Items	-0.93	0	1.12	-0.21	-0.61
Pretax Income	-0.93	0	1.12	-0.21	-0.61
Income Tax Expense	-0.22	0.06	0.29	-0.02	-0.18
Net Income	-0.71	-0.05	0.83	-0.19	-0.43
Net Income to Common	-0.71	-0.05	0.83	-0.19	-0.43
Shares Outstanding (Basic)	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8
EPS (Basic)	-0.09	-0.01	0.10	-0.02	-0.05
EPS (Diluted)	-0.09	-0.01	0.10	-0.02	-0.05
Free Cash Flow	-	0.74	1.6	1.55	-1.35
Free Cash Flow Per Share	-	0.09	0.20	0.19	-0.17
Operating Margin	-3.76%	0.01%	3.24%	-0.82%	-3.89%
Profit Margin	-3.06%	-0.15%	2.40%	-0.74%	-2.73%
Free Cash Flow Margin	-	2.10%	4.60%	5.95%	-8.62%
EBITDA	-0.75	0.11	1.25	-0.08	-0.46
EBITDA Margin	-3.22%	0.30%	3.61%	-0.29%	-2.95%
D&A For EBITDA	0.12	0.1	0.13	0.14	0.15
EBIT	-0.87	0	1.12	-0.21	-0.61
EBIT Margin	-3.76%	0.01%	3.24%	-0.82%	-3.89%
Effective Tax Rate	-	1750.17%	26.03%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.