Al-Amal Financial Investments Company P.L.C (ASE:AMAL)

ASE:AMAL Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	0.75	0.85	0.72	0.51	0.61	0.67
Total Interest Expense	0	0	-	-	-	-
Net Interest Income	0.75	0.85	0.72	0.51	0.61	0.67
Brokerage Commission	0.03	0.03	0.05	0.1	0.1	0.18
Gain on Sale of Investments (Rev)	0.22	0.08	0.35	-	0.26	0.02
Other Revenue	0.01	0.01	0	0.04	0	0.03
Revenue	1.01	0.96	1.12	0.65	0.98	0.9
Revenue Growth (YoY)	-11.40%	-14.65%	72.56%	-33.64%	8.50%	-29.77%
Salaries & Employee Benefits	0.15	0.15	0.18	0.18	0.34	0.24
Cost of Services Provided	0.61	0.68	0.55	0.54	0.49	0.33
Total Operating Expenses	0.66	1.17	0.86	-0.44	-0.84	-0.19
Operating Income	0.35	-0.22	0.26	1.09	1.82	1.1
Other Non-Operating Income (Expenses)	-0.01	-0.01	-0.01	-0	-0.01	-0.01
EBT Excluding Unusual Items	0.26	-0.54	0.25	1.09	1.81	1.09
Asset Writedown	-0.06	-0.06	0.01	-0.01	-	-
Legal Settlements	-	-	-	-	-	-0
Gain (Loss) on Sale of Investments	-0.15	-0.15	-0.03	-0.2	-	-
Pretax Income	0.04	-0.76	0.23	0.88	1.81	1.09
Income Tax Expense	0.13	0.03	0.01	0.44	0.46	0.31
Net Income	-0.09	-0.79	0.22	0.44	1.35	0.78
Net Income to Common	-0.09	-0.79	0.22	0.44	1.35	0.78
Net Income Growth	-	-	-50.19%	-67.16%	73.11%	87.13%
Shares Outstanding (Basic)	15	15	15	15	15	15
Shares Outstanding (Diluted)	15	15	15	15	15	15
EPS (Basic)	-0.01	-0.05	0.01	0.03	0.09	0.05
EPS (Diluted)	-0.01	-0.05	0.01	0.03	0.09	0.05
EPS Growth	-	-	-50.19%	-67.16%	73.11%	87.13%
Free Cash Flow	-0.79	-0.12	-0.08	2.11	1.67	1.58
Free Cash Flow Per Share	-0.05	-0.01	-0.01	0.14	0.11	0.10
Operating Margin	34.85%	-22.84%	23.13%	168.53%	185.72%	121.55%
Profit Margin	-8.88%	-82.69%	19.77%	68.49%	138.41%	86.75%
Free Cash Flow Margin	-78.53%	-12.97%	-7.58%	325.62%	170.31%	175.44%
Effective Tax Rate	326.07%	-	5.53%	49.60%	25.20%	28.12%
Revenue as Reported	1.32	1.65	1.28	1.93	2.97	1.67

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.