Euro Arab Insurance Group Plc. (ASE:AMMI)

ASE:AMMI Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	58.5	52.59	48.44	27.56	22.52	23.01
Total Interest & Dividend Income	3.06	2.58	1.84	1.33	1.17	1.25
Gain (Loss) on Sale of Investments	-0.04	-0.04	-0.05	-0.09	0.21	-0.04
Other Revenue	0	0.01	0.01	0.21	1.58	0.78
Total Revenue	61.51	55.14	50.24	29.01	25.47	24.99
Revenue Growth (YoY)	-0.68%	9.74%	73.16%	13.89%	1.94%	-5.64%
Policy Benefits	49.83	44.82	42.14	27.3	19.25	18.43
Policy Acquisition & Underwriting Costs	5.1	3.18	2.92	-0.52	1.5	1.49
Depreciation & Amortization	-	-	-	-	0.1	0.08
Selling, General & Administrative	-	-	-	0.15	0.73	0.72
Provision for Bad Debts	-	-	-	-	0.35	0.47
Other Operating Expenses	-0.15	0.8	0.55	0.36	0.21	0.1
Total Operating Expenses	57.61	51.34	47.93	27.55	24.25	23.31
Operating Income	3.9	3.79	2.31	1.46	1.23	1.68
Interest Expense	-	-	-	-	-0.04	-0.08
EBT Excluding Unusual Items	3.9	3.79	2.31	1.46	1.18	1.6
Gain (Loss) on Sale of Assets	-	-	0	-	-	-
Pretax Income	3.9	3.79	2.31	1.46	1.18	1.6
Income Tax Expense	0.9	0.73	0.54	0.43	0.24	0.38
Net Income	3	3.06	1.77	1.03	0.94	1.22
Net Income to Common	3	3.06	1.77	1.03	0.94	1.22
Net Income Growth	29.42%	72.59%	71.84%	9.45%	-22.65%	21.91%
Shares Outstanding (Basic)	13	13	13	13	13	13
Shares Outstanding (Diluted)	13	13	13	13	13	13
EPS (Basic)	0.24	0.24	0.14	0.08	0.07	0.10
EPS (Diluted)	0.24	0.24	0.14	0.08	0.07	0.10
EPS Growth	29.42%	72.59%	71.84%	9.45%	-22.65%	21.91%
Free Cash Flow	3.06	4.18	4.73	4.25	2.6	0.73
Free Cash Flow Per Share	0.24	0.33	0.37	0.33	0.20	0.06
Dividend Per Share	-	-	-	-	0.050	0.069
Dividend Growth	-	-	-	-	-27.29%	46.60%
Operating Margin	6.34%	6.88%	4.61%	5.04%	4.82%	6.73%
Profit Margin	4.88%	5.55%	3.53%	3.55%	3.70%	4.87%
Free Cash Flow Margin	4.97%	7.58%	9.41%	14.64%	10.21%	2.92%
EBITDA	4.03	3.9	2.42	1.58	1.33	1.76
EBITDA Margin	6.55%	7.08%	4.82%	5.43%	5.22%	7.05%
D&A For EBITDA	0.13	0.11	0.11	0.12	0.1	0.08
EBIT	3.9	3.79	2.31	1.46	1.23	1.68
EBIT Margin	6.34%	6.88%	4.61%	5.04%	4.82%	6.73%
Effective Tax Rate	23.01%	19.36%	23.43%	29.40%	20.45%	23.88%
Revenue as Reported	-	-	-	-	25.68	25.19

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.