Arab Jordanian Insurance Group (ASE:ARGR)

Jordan · Delayed Price · Currency is JOD

0.3300

-0.0100 (-2.94%)

At close: Feb 24, 2026

ASE:ARGR Financials Overview

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	24.85	24.17	18.95	19.05	17.73	17.27
Revenue Growth	6.90%	27.49%	-0.50%	7.46%	2.62%	-0.92%
Operating Income	0.71	-5.62	-0.85	-2.1	-0.28	1.39
Net Income	0.76	-5.7	-0.94	-2.46	-0.82	0.95
Earnings Per Share	0.08	-0.60	-0.10	-0.26	-0.09	0.10
EPS Growth	-	-	-	-	-	-6.62%

Revenue by Segment

Fiscal Year	FY 2024	FY 2023
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Vehicles	10.22	12.14
Medical	11.18	4.57
Life - Collective	0.41	0.43
Life - Individual	0.21	0.33
Fire	0.05	0.28
Engineering	0.35	0.13
Other Insurances	0.26	0.37
Marine - Open Cover	0.04	0.03
Marine - Goods	0.14	0.28
Travel	0.04	0.06
Total	22.9	18.62

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	3	0.09	0.12	6.75	6.97	8.82
Total Debt	0.97	0.31	0.68	0.08	0.98	-
Net Cash (Debt)	2.02	-0.22	-0.56	6.67	5.98	8.82
Net Cash Growth	-	-	-	11.37%	-32.14%	6.28%
Net Cash Per Share	0.21	-0.02	-0.06	0.70	0.63	0.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	-6.16	-0.63	-1	0.98	-2.75	0.58
Capital Expenditures	-0.02	-0.41	-0.15	-0.01	-0.01	-0.04
Free Cash Flow	-6.19	-1.04	-1.15	0.97	-2.76	0.54
Free Cash Flow Growth	-	-	-	-	-	-44.21%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Margin	2.88%	-23.27%	-4.48%	-11.04%	-1.59%	8.06%
Pretax Margin	2.87%	-23.28%	-4.48%	-11.64%	-2.70%	6.32%
Profit Margin	3.06%	-23.60%	-4.97%	-12.91%	-4.65%	5.50%
FCF Margin	-24.91%	-4.30%	-6.04%	5.09%	-15.60%	3.12%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 24, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	4.27	-	-	-	-	8.10
P/FCF Ratio	-	-	-	9.11	-	14.27
PS Ratio	0.13	0.30	0.41	0.46	0.45	0.45