Delta Insurance Company Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	24.44	21.99	19.53	16.5	12.12
Total Interest & Dividend Income	0.07	1.2	0.64	0.88	0.71
Gain (Loss) on Sale of Investments	0.43	0.07	0.14	0.04	0.34
Other Revenue	0.01	0.01	0.09	0.04	1.57
Total Revenue	24.94	23.26	20.41	17.45	14.73
Revenue Growth (YoY)	7.23%	13.98%	16.95%	18.47%	3.69%
Policy Benefits	17.44	18.04	14.1	11.11	9.64
Policy Acquisition & Underwriting Costs	2.56	2.01	1.79	1.59	2.04
Depreciation & Amortization	-	-	-	0.19	0.18
Selling, General & Administrative	0.42	0.42	0.39	0.1	1.16
Provision for Bad Debts	-	-	0.1	0.03	-0.06
Other Operating Expenses	3.09	4.16	3.07	2.95	-
Total Operating Expenses	23.5	24.63	19.45	15.98	14.53
Operating Income	1.44	-1.37	0.96	1.47	0.2
Other Non Operating Income (Expenses)	-	-	-	-	0.01
EBT Excluding Unusual Items	1.44	-1.37	0.96	1.47	0.21
Pretax Income	1.44	-1.37	0.96	1.47	0.21
Income Tax Expense	0.24	-0.21	0.1	0.15	0.07
Net Income	1.2	-1.17	0.86	1.32	0.14
Net Income to Common	1.2	-1.17	0.86	1.32	0.14
Net Income Growth	-	-	-34.50%	841.38%	-77.09%
Shares Outstanding (Basic)	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9
Shares Change (YoY)	6.40%	-	-	-	-
EPS (Basic)	0.13	-0.13	0.10	0.15	0.02
EPS (Diluted)	0.13	-0.13	0.10	0.15	0.02
EPS Growth	-	-	-34.50%	841.40%	-77.10%
Free Cash Flow	-1.03	0.84	1.21	2.46	-0
Free Cash Flow Per Share	-0.11	0.10	0.14	0.28	-
Dividend Per Share	-	-	-	0.073	-
Operating Margin	5.78%	-5.90%	4.71%	8.42%	1.37%
Profit Margin	4.81%	-5.02%	4.23%	7.56%	0.95%
Free Cash Flow Margin	-4.14%	3.59%	5.94%	14.08%	-0.02%
EBITDA	1.55	-1.26	1.06	1.56	0.3
EBITDA Margin	6.23%	-5.42%	5.19%	8.96%	2.02%
D&A For EBITDA	0.11	0.11	0.1	0.09	0.09
EBIT	1.44	-1.37	0.96	1.47	0.2
EBIT Margin	5.78%	-5.90%	4.71%	8.42%	1.37%
Effective Tax Rate	16.78%	-	10.18%	10.18%	32.59%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.