Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	1,088	835.78	720.92	1,239
Investment Securities	-	2,013	1,732	1,456	1,152
Trading Asset Securities	-	18.66	26.23	18.42	18.3
Total Investments	-	2,032	1,758	1,475	1,171
Gross Loans	-	4,850	4,458	4,180	3,510
Allowance for Loan Losses	-	-261.71	-194.09	-171.94	-141.54
Other Adjustments to Gross Loans	-	-23.97	-17.85	-16.35	-16.92
Net Loans	-	4,564	4,246	3,991	3,351
Property, Plant & Equipment	-	107.67	102.57	94.92	91.13
Goodwill	-	1.38	1.38	1.38	1.38
Other Intangible Assets	-	28.25	27.15	25.51	26.07
Accrued Interest Receivable	-	34.73	27.1	21.16	14.73
Other Receivables	-	0.69	0.31	0.17	0.04
Restricted Cash	-	312.79	272.37	248.23	236.65
Other Current Assets	-	13.19	13.95	9.97	7.88
Long-Term Deferred Tax Assets	-	45.26	37.42	32.82	27.75
Other Real Estate Owned & Foreclosed	-	94.28	78.04	52.98	51.3
Other Long-Term Assets	-	29.4	19.56	16.62	44.36
Total Assets	-	8,351	7,420	6,691	6,263
Accounts Payable	-	0.49	0.7	0.65	0.55
Accrued Expenses	-	15.63	16.48	15.25	11.24
Interest Bearing Deposits	-	6,618	5,784	5,419	5,093
Non-Interest Bearing Deposits	-	146.34	178.58	105.45	134.05
Total Deposits	-	6,764	5,963	5,524	5,227
Current Portion of Long-Term Debt	-	3.53	6	3.18	3.18
Current Portion of Leases	-	2.75	2.35	2.27	2.13
Current Income Taxes Payable	-	36.05	30.87	28.93	21.93
Accrued Interest Payable	-	71.65	61.27	40.43	28.65
Other Current Liabilities	-	252.95	193.17	121.54	114.51
Long-Term Debt	-	277.54	244.7	184.64	126.69
Long-Term Leases	-	28.07	28.74	27.41	25.23
Long-Term Unearned Revenue	-	2.86	2.76	2.22	1.52
Long-Term Deferred Tax Liabilities	-	-	-	-	0.16
Other Long-Term Liabilities	-	201.86	206.75	179.29	170.08
Total Liabilities	-	7,658	6,756	6,131	5,733
Common Stock	-	200	200	160	160
Additional Paid-In Capital	-	68.21	68.21	80.21	80.21
Retained Earnings	-	223.34	205.73	206.35	186.06
Comprehensive Income & Other	-	75.13	75.77	6.48	1.74
Total Common Equity	828.81	566.68	549.71	453.05	428.01
Minority Interest	-	126.13	113.89	106.99	101.46
Shareholders' Equity	972.97	692.81	663.6	560.04	529.47
Total Liabilities & Equity	-	8,351	7,420	6,691	6,263
Total Debt	628.47	311.9	281.8	217.5	157.23
Net Cash (Debt)	1,041	812.17	594.3	535.85	1,109
Net Cash Growth	28.24%	36.66%	10.91%	-51.69%	37.49%
Net Cash Per Share	3.20	4.06	2.97	2.68	5.55
Filing Date Shares Outstanding	325.2	200	200	200	200
Total Common Shares Outstanding	325.2	200	200	200	200
Book Value Per Share	2.33	2.48	2.39	2.27	2.14
Tangible Book Value	749.12	537.06	521.18	426.15	400.56
Tangible Book Value Per Share	2.09	2.33	2.25	2.13	2.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.