Bank al Etihad (ASE:ETHD)

Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,018	1,088	835.78	720.92	1,239	924.9
Investment Securities	2,250	2,013	1,732	1,456	1,152	940.46
Trading Asset Securities	19.55	18.66	26.23	18.42	18.3	15.22
Total Investments	2,270	2,032	1,758	1,475	1,171	955.68
Gross Loans	4,685	4,850	4,458	4,180	3,510	3,089
Allowance for Loan Losses	-26.68	-261.71	-194.09	-171.94	-141.54	-119.48
Other Adjustments to Gross Loans	-25.05	-23.97	-17.85	-16.35	-16.92	-17
Net Loans	4,633	4,564	4,246	3,991	3,351	2,952
Property, Plant & Equipment	115.33	107.67	102.57	94.92	91.13	94.16
Goodwill	-	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	29.78	28.25	27.15	25.51	26.07	25.67
Accrued Interest Receivable	29.28	34.73	27.1	21.16	14.73	14.39
Other Receivables	8.01	0.69	0.31	0.17	0.04	0.1
Restricted Cash	328.74	312.79	272.37	248.23	236.65	193.25
Other Current Assets	58.07	13.19	13.95	9.97	7.88	8.18
Long-Term Deferred Tax Assets	41.36	45.26	37.42	32.82	27.75	25.59
Other Real Estate Owned & Foreclosed	87.34	94.28	78.04	52.98	51.3	49.41
Other Long-Term Assets	23.09	29.4	19.56	16.62	44.36	28.62
Total Assets	8,642	8,351	7,420	6,691	6,263	5,274
Accounts Payable	0.49	0.49	0.7	0.65	0.55	0.38
Accrued Expenses	14.54	15.63	16.48	15.25	11.24	10.6
Interest Bearing Deposits	5,615	6,618	5,784	5,419	5,093	4,166
Non-Interest Bearing Deposits	1,401	146.34	178.58	105.45	134.05	118.12
Total Deposits	7,016	6,764	5,963	5,524	5,227	4,284
Current Portion of Long-Term Debt	-	3.53	6	3.18	3.18	5.49
Current Portion of Leases	-	2.75	2.35	2.27	2.13	1.94
Current Income Taxes Payable	27.65	36.05	30.87	28.93	21.93	24.62
Accrued Interest Payable	73.21	71.65	61.27	40.43	28.65	-
Other Current Liabilities	45.32	252.95	193.17	121.54	114.51	103.79
Long-Term Debt	281.12	277.54	244.7	184.64	126.69	105.96
Long-Term Leases	28.68	28.07	28.74	27.41	25.23	24.52
Long-Term Unearned Revenue	3.26	2.86	2.76	2.22	1.52	1.61
Long-Term Deferred Tax Liabilities	2.05	-	-	-	0.16	-
Other Long-Term Liabilities	441.86	201.86	206.75	179.29	170.08	204.64
Total Liabilities	7,935	7,658	6,756	6,131	5,733	4,767
Common Stock	200	200	200	160	160	160
Additional Paid-In Capital	68.21	68.21	68.21	80.21	80.21	80.21
Retained Earnings	232.26	223.34	205.73	206.35	186.06	170.35
Comprehensive Income & Other	77.53	75.13	75.77	6.48	1.74	-2.61
Total Common Equity	578	566.68	549.71	453.05	428.01	407.96
Minority Interest	129.15	126.13	113.89	106.99	101.46	98.45
Shareholders' Equity	707.15	692.81	663.6	560.04	529.47	506.4
Total Liabilities & Equity	8,642	8,351	7,420	6,691	6,263	5,274
Total Debt	309.81	311.9	281.8	217.5	157.23	137.91
Net Cash (Debt)	742.11	812.17	594.3	535.85	1,109	806.66
Net Cash Growth	24.04%	36.66%	10.91%	-51.69%	37.49%	39.27%
Net Cash Per Share	3.71	4.06	2.97	2.68	5.55	4.03
Filing Date Shares Outstanding	200	200	200	200	200	200
Total Common Shares Outstanding	200	200	200	200	200	200
Book Value Per Share	2.54	2.48	2.39	2.27	2.14	2.04
Tangible Book Value	548.23	537.06	521.18	426.15	400.56	380.91
Tangible Book Value Per Share	2.39	2.33	2.25	2.13	2.00	1.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.