Bank al Etihad (ASE:ETHD)

Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,601	1,088	835.78	720.92	1,239	924.9
Investment Securities	2,848	2,013	1,732	1,456	1,152	940.46
Trading Asset Securities	27.95	18.66	26.23	18.42	18.3	15.22
Total Investments	2,876	2,032	1,758	1,475	1,171	955.68
Gross Loans	6,729	4,850	4,458	4,180	3,510	3,089
Allowance for Loan Losses	-509.73	-261.71	-194.09	-171.94	-141.54	-119.48
Other Adjustments to Gross Loans	-67.38	-23.97	-17.85	-16.35	-16.92	-17
Net Loans	6,152	4,564	4,246	3,991	3,351	2,952
Property, Plant & Equipment	155.66	107.67	102.57	94.92	91.13	94.16
Goodwill	-	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	79.69	28.25	27.15	25.51	26.07	25.67
Accrued Interest Receivable	38.16	34.73	27.1	21.16	14.73	14.39
Other Receivables	1.87	0.69	0.31	0.17	0.04	0.1
Restricted Cash	426.13	312.79	272.37	248.23	236.65	193.25
Other Current Assets	22.55	13.19	13.95	9.97	7.88	8.18
Long-Term Deferred Tax Assets	115.96	45.26	37.42	32.82	27.75	25.59
Other Real Estate Owned & Foreclosed	127.57	94.28	78.04	52.98	51.3	49.41
Other Long-Term Assets	32.29	29.4	19.56	16.62	44.36	28.62
Total Assets	11,629	8,351	7,420	6,691	6,263	5,274
Accounts Payable	1.45	0.49	0.7	0.65	0.55	0.38
Accrued Expenses	24.95	15.63	16.48	15.25	11.24	10.6
Interest Bearing Deposits	7,376	6,618	5,784	5,419	5,093	4,166
Non-Interest Bearing Deposits	1,801	146.34	178.58	105.45	134.05	118.12
Total Deposits	9,177	6,764	5,963	5,524	5,227	4,284
Current Portion of Long-Term Debt	-	3.53	6	3.18	3.18	5.49
Current Portion of Leases	-	2.75	2.35	2.27	2.13	1.94
Current Income Taxes Payable	30.9	36.05	30.87	28.93	21.93	24.62
Accrued Interest Payable	81.79	71.65	61.27	40.43	28.65	-
Other Current Liabilities	99.48	252.95	193.17	121.54	114.51	103.79
Long-Term Debt	597.94	277.54	244.7	184.64	126.69	105.96
Long-Term Leases	30.53	28.07	28.74	27.41	25.23	24.52
Long-Term Unearned Revenue	3.15	2.86	2.76	2.22	1.52	1.61
Long-Term Deferred Tax Liabilities	5.94	-	-	-	0.16	-
Other Long-Term Liabilities	603.85	201.86	206.75	179.29	170.08	204.64
Total Liabilities	10,657	7,658	6,756	6,131	5,733	4,767
Common Stock	325.2	200	200	160	160	160
Additional Paid-In Capital	177.14	68.21	68.21	80.21	80.21	80.21
Retained Earnings	243.28	223.34	205.73	206.35	186.06	170.35
Comprehensive Income & Other	83.19	75.13	75.77	6.48	1.74	-2.61
Total Common Equity	828.81	566.68	549.71	453.05	428.01	407.96
Minority Interest	144.16	126.13	113.89	106.99	101.46	98.45
Shareholders' Equity	972.97	692.81	663.6	560.04	529.47	506.4
Total Liabilities & Equity	11,629	8,351	7,420	6,691	6,263	5,274
Total Debt	628.47	311.9	281.8	217.5	157.23	137.91
Net Cash (Debt)	1,041	812.17	594.3	535.85	1,109	806.66
Net Cash Growth	50.64%	36.66%	10.91%	-51.69%	37.49%	39.27%
Net Cash Per Share	4.51	4.06	2.97	2.68	5.55	4.03
Filing Date Shares Outstanding	325.2	200	200	200	200	200
Total Common Shares Outstanding	325.2	200	200	200	200	200
Book Value Per Share	2.33	2.48	2.39	2.27	2.14	2.04
Tangible Book Value	749.12	537.06	521.18	426.15	400.56	380.91
Tangible Book Value Per Share	2.09	2.33	2.25	2.13	2.00	1.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.