Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,031	2,034	1,088	835.78	720.92	1,239
Investment Securities	3,396	2,927	2,013	1,732	1,456	1,152
Trading Asset Securities	30.83	24.67	18.66	26.23	18.42	18.3
Total Investments	3,427	2,952	2,032	1,758	1,475	1,171
Gross Loans	7,689	6,969	4,841	4,458	4,180	3,510
Allowance for Loan Losses	-590.17	-514.36	-261.71	-194.09	-171.94	-141.54
Other Adjustments to Gross Loans	-77.87	-52.37	-23.97	-17.85	-16.35	-16.92
Net Loans	7,021	6,402	4,555	4,246	3,991	3,351
Property, Plant & Equipment	164.54	148.18	107.67	102.57	94.92	91.13
Goodwill	-	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	81.69	73.53	28.25	27.15	25.51	26.07
Investments in Real Estate	0.84	1.04	-	-	-	-
Accrued Interest Receivable	65.62	53.11	34.73	27.1	21.16	14.73
Other Receivables	2	0.28	0.69	0.31	0.17	0.04
Restricted Cash	474.71	463.64	312.79	272.37	248.23	236.65
Other Current Assets	34.34	16.79	13.19	13.95	9.97	7.88
Long-Term Deferred Tax Assets	126.54	114.8	45.26	37.42	32.82	27.75
Other Real Estate Owned & Foreclosed	173.97	148.34	94.28	78.04	52.98	51.3
Other Long-Term Assets	35.35	50.52	38.37	19.56	16.62	44.36
Total Assets	13,638	12,459	8,351	7,420	6,691	6,263
Accounts Payable	1.66	1.64	0.49	0.7	0.65	0.55
Accrued Expenses	34.56	30.44	16.52	16.48	15.25	11.24
Interest Bearing Deposits	8,789	9,702	6,618	5,784	5,419	5,093
Non-Interest Bearing Deposits	2,134	167.91	146.34	178.58	105.45	134.05
Total Deposits	10,923	9,870	6,764	5,963	5,524	5,227
Short-Term Borrowings	94.36	44.66	-	-	-	-
Current Portion of Long-Term Debt	-	157.81	3.53	6	3.18	3.18
Current Portion of Leases	-	3.65	2.75	2.35	2.27	2.13
Current Income Taxes Payable	27.11	45.86	36.05	30.87	28.93	21.93
Accrued Interest Payable	86.58	79.39	71.65	61.27	40.43	28.65
Other Current Liabilities	40.39	366.04	252.95	193.17	121.54	114.51
Long-Term Debt	549.51	396.71	277.54	244.7	184.64	126.69
Long-Term Leases	30.61	28.93	28.07	28.74	27.41	25.23
Long-Term Unearned Revenue	4.27	3.45	2.86	2.76	2.22	1.52
Pension & Post-Retirement Benefits	-	0.05	-	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.16
Other Long-Term Liabilities	798.86	422.61	200.97	206.75	179.29	170.08
Total Liabilities	12,601	11,459	7,658	6,756	6,131	5,733
Common Stock	350	325.2	200	200	160	160
Additional Paid-In Capital	119.82	177.14	68.21	68.21	80.21	80.21
Retained Earnings	327.36	263.8	223.34	205.73	206.35	186.06
Comprehensive Income & Other	81.79	84.95	75.13	75.77	6.48	1.74
Total Common Equity	878.97	851.1	566.68	549.71	453.05	428.01
Minority Interest	158.13	148.98	126.13	113.89	106.99	101.46
Shareholders' Equity	1,037	1,000	692.81	663.6	560.04	529.47
Total Liabilities & Equity	13,638	12,459	8,351	7,420	6,691	6,263
Total Debt	674.48	631.76	311.9	281.8	217.5	157.23
Net Cash (Debt)	1,444	1,542	812.17	594.3	535.85	1,109
Net Cash Growth	87.76%	89.92%	36.66%	10.91%	-51.69%	37.49%
Net Cash Per Share	5.11	5.46	3.77	2.76	2.49	5.15
Filing Date Shares Outstanding	350	350	215.25	215.25	215.25	215.25
Total Common Shares Outstanding	350	350	215.25	215.25	215.25	215.25
Book Value Per Share	2.31	2.23	2.30	2.22	2.10	1.99
Tangible Book Value	797.28	776.19	537.06	521.18	426.15	400.56
Tangible Book Value Per Share	2.08	2.02	2.17	2.09	1.98	1.86