Bank al Etihad Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,953	2,034	1,088	835.78	720.92	1,239
Investment Securities	3,316	2,927	2,013	1,732	1,456	1,152
Trading Asset Securities	27.92	24.67	18.66	26.23	18.42	18.3
Total Investments	3,344	2,952	2,032	1,758	1,475	1,171
Gross Loans	7,513	6,969	4,841	4,458	4,180	3,510
Allowance for Loan Losses	-599.49	-514.36	-261.71	-194.09	-171.94	-141.54
Other Adjustments to Gross Loans	-71.38	-52.37	-23.97	-17.85	-16.35	-16.92
Net Loans	6,842	6,402	4,555	4,246	3,991	3,351
Property, Plant & Equipment	162.08	148.18	107.67	102.57	94.92	91.13
Goodwill	-	1.38	1.38	1.38	1.38	1.38
Other Intangible Assets	79.02	73.53	28.25	27.15	25.51	26.07
Investments in Real Estate	0.84	1.04	-	-	-	-
Accrued Interest Receivable	43.17	53.11	34.73	27.1	21.16	14.73
Other Receivables	1.52	0.28	0.69	0.31	0.17	0.04
Restricted Cash	506.14	463.64	312.79	272.37	248.23	236.65
Other Current Assets	32.08	16.79	13.19	13.95	9.97	7.88
Long-Term Deferred Tax Assets	124.46	114.8	45.26	37.42	32.82	27.75
Other Real Estate Owned & Foreclosed	167.29	148.34	94.28	78.04	52.98	51.3
Other Long-Term Assets	35.69	50.52	38.37	19.56	16.62	44.36
Total Assets	13,291	12,459	8,351	7,420	6,691	6,263
Accounts Payable	3.62	1.64	0.49	0.7	0.65	0.55
Accrued Expenses	34.39	30.44	16.52	16.48	15.25	11.24
Interest Bearing Deposits	8,533	9,702	6,618	5,784	5,419	5,093
Non-Interest Bearing Deposits	2,029	167.91	146.34	178.58	105.45	134.05
Total Deposits	10,562	9,870	6,764	5,963	5,524	5,227
Short-Term Borrowings	58.23	44.66	-	-	-	-
Current Portion of Long-Term Debt	-	157.81	3.53	6	3.18	3.18
Current Portion of Leases	-	3.65	2.75	2.35	2.27	2.13
Current Income Taxes Payable	46.04	45.86	36.05	30.87	28.93	21.93
Accrued Interest Payable	84.16	79.39	71.65	61.27	40.43	28.65
Other Current Liabilities	42.45	366.04	252.95	193.17	121.54	114.51
Long-Term Debt	581.58	396.71	277.54	244.7	184.64	126.69
Long-Term Leases	30.81	28.93	28.07	28.74	27.41	25.23
Long-Term Unearned Revenue	4.51	3.45	2.86	2.76	2.22	1.52
Pension & Post-Retirement Benefits	-	0.05	-	-	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.16
Other Long-Term Liabilities	800.75	422.61	200.97	206.75	179.29	170.08
Total Liabilities	12,258	11,459	7,658	6,756	6,131	5,733
Common Stock	325.2	325.2	200	200	160	160
Additional Paid-In Capital	177.14	177.14	68.21	68.21	80.21	80.21
Retained Earnings	300.39	263.8	223.34	205.73	206.35	186.06
Comprehensive Income & Other	78.06	84.95	75.13	75.77	6.48	1.74
Total Common Equity	880.8	851.1	566.68	549.71	453.05	428.01
Minority Interest	152.17	148.98	126.13	113.89	106.99	101.46
Shareholders' Equity	1,033	1,000	692.81	663.6	560.04	529.47
Total Liabilities & Equity	13,291	12,459	8,351	7,420	6,691	6,263
Total Debt	670.62	631.76	311.9	281.8	217.5	157.23
Net Cash (Debt)	1,455	1,542	812.17	594.3	535.85	1,109
Net Cash Growth	96.09%	89.92%	36.66%	10.91%	-51.69%	37.49%
Net Cash Per Share	4.95	5.88	4.06	2.97	2.68	5.55
Filing Date Shares Outstanding	325.2	325.2	200	200	200	200
Total Common Shares Outstanding	325.2	325.2	200	200	200	200
Book Value Per Share	2.49	2.40	2.48	2.39	2.27	2.14
Tangible Book Value	801.78	776.19	537.06	521.18	426.15	400.56
Tangible Book Value Per Share	2.25	2.17	2.33	2.25	2.13	2.00