First Insurance Company (ASE:FINS)

First Insurance Company Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	11.64	35.79	34.26	30.57	22.2
Total Interest & Dividend Income	-	1.66	1.24	0.96	0.96
Other Revenue	-	0.25	0.87	0.18	3.72
Total Revenue	11.64	37.71	36.37	31.71	26.87
Revenue Growth (YoY)	-69.14%	3.67%	14.68%	18.01%	-0.85%
Policy Benefits	-	24.98	25.16	24.6	16.97
Policy Acquisition & Underwriting Costs	-	-	-	-	1.99
Depreciation & Amortization	-	0.53	0.51	1.52	0.55
Selling, General & Administrative	8.2	1.95	2.03	0.51	1.25
Provision for Bad Debts	-	-	-	-	0.15
Other Operating Expenses	-	0.98	0.24	0.03	0.12
Total Operating Expenses	8.2	32.93	32.15	30.45	24.68
Operating Income	3.43	4.77	4.22	1.26	2.2
Interest Expense	-	-0.91	-0.7	-0.38	-
Pretax Income	3.43	3.87	3.52	0.88	2.2
Income Tax Expense	0.02	0.76	0.61	0.49	0.1
Net Income	3.41	3.1	2.91	0.39	2.1
Preferred Dividends & Other Adjustments	-	-	-	-	0.01
Net Income to Common	3.41	3.1	2.91	0.39	2.09
Net Income Growth	9.94%	6.77%	651.28%	-81.55%	42.54%
Shares Outstanding (Basic)	28	28	28	28	28
Shares Outstanding (Diluted)	28	28	28	28	28
EPS (Basic)	0.12	0.11	0.10	0.01	0.07
EPS (Diluted)	0.12	0.11	0.10	0.01	0.07
EPS Growth	9.94%	6.77%	651.30%	-81.45%	29.33%
Free Cash Flow	-	1.24	3.4	6.42	1.57
Free Cash Flow Per Share	-	0.04	0.12	0.23	0.06
Dividend Per Share	-	-	-	0.040	0.040
Dividend Growth	-	-	-	-	14.29%
Operating Margin	29.49%	12.66%	11.59%	3.98%	8.17%
Profit Margin	29.32%	8.23%	7.99%	1.22%	7.76%
Free Cash Flow Margin	-	3.28%	9.35%	20.25%	5.86%
EBITDA	4.01	5.14	4.58	1.71	2.66
EBITDA Margin	34.47%	13.63%	12.60%	5.40%	9.90%
D&A For EBITDA	0.58	0.37	0.37	0.45	0.46
EBIT	3.43	4.77	4.22	1.26	2.2
EBIT Margin	29.49%	12.66%	11.59%	3.98%	8.17%
Effective Tax Rate	0.57%	19.77%	17.36%	56.10%	4.56%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.