First Insurance Company (ASE:FINS)

First Insurance Company Statistics

Total Valuation

ASE:FINS has a market cap or net worth of JOD 35.28 million. The enterprise value is 34.21 million.

Market Cap	35.28M
Enterprise Value	34.21M

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Jun 7, 2026

Share Statistics

ASE:FINS has 28.00 million shares outstanding. The number of shares has decreased by -0.51% in one year.

Current Share Class	28.00M
Shares Outstanding	28.00M
Shares Change (YoY)	-0.51%
Shares Change (QoQ)	-1.14%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	10.10%
Float	7.36M

Valuation Ratios

The trailing PE ratio is 10.02.

PE Ratio	10.02
Forward PE	n/a
PS Ratio	0.60
PB Ratio	0.87
P/TBV Ratio	0.88
P/FCF Ratio	6.17
P/OCF Ratio	6.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.61, with an EV/FCF ratio of 5.98.

EV / Earnings	9.75
EV / Sales	0.58
EV / EBITDA	7.61
EV / EBIT	8.45
EV / FCF	5.98

Financial Position

The company has a current ratio of 1.10, with a Debt / Equity ratio of 0.01.

Current Ratio	1.10
Quick Ratio	1.10
Debt / Equity	0.01
Debt / EBITDA	0.11
Debt / FCF	0.09
Interest Coverage	5.75

Financial Efficiency

Return on equity (ROE) is 8.92% and return on invested capital (ROIC) is 9.99%.

Return on Equity (ROE)	8.92%
Return on Assets (ROA)	3.23%
Return on Invested Capital (ROIC)	9.99%
Return on Capital Employed (ROCE)	4.77%
Weighted Average Cost of Capital (WACC)	7.18%
Revenue Per Employee	361,527
Profits Per Employee	21,662
Employee Count	162
Asset Turnover	0.75
Inventory Turnover	n/a

Taxes

Income Tax	-167,237
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +61.04% in the last 52 weeks. The beta is 0.26, so ASE:FINS's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+61.04%
50-Day Moving Average	1.11
200-Day Moving Average	0.95
Relative Strength Index (RSI)	66.98
Average Volume (20 Days)	31,481

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FINS had revenue of JOD 58.57 million and earned 3.51 million in profits. Earnings per share was 0.13.

Revenue	58.57M
Gross Profit	22.42M
Operating Income	4.05M
Pretax Income	3.34M
Net Income	3.51M
EBITDA	4.47M
EBIT	4.05M
Earnings Per Share (EPS)	0.13

Balance Sheet

The company has 1.56 million in cash and 490,759 in debt, with a net cash position of 1.07 million or 0.04 per share.

Cash & Cash Equivalents	1.56M
Total Debt	490,759
Net Cash	1.07M
Net Cash Per Share	0.04
Equity (Book Value)	40.65M
Book Value Per Share	1.47
Working Capital	137,519

Cash Flow

In the last 12 months, operating cash flow was 5.80 million and capital expenditures -87,365, giving a free cash flow of 5.72 million.

Operating Cash Flow	5.80M
Capital Expenditures	-87,365
Depreciation & Amortization	n/a
Net Borrowing	-58,333
Free Cash Flow	5.72M
FCF Per Share	0.20

Margins

Gross margin is 38.28%, with operating and profit margins of 6.91% and 5.99%.

Gross Margin	38.28%
Operating Margin	6.91%
Pretax Margin	5.71%
Profit Margin	5.99%
EBITDA Margin	7.63%
EBIT Margin	6.91%
FCF Margin	9.76%

Dividends & Yields

This stock pays an annual dividend of 0.05, which amounts to a dividend yield of 4.03%.

Dividend Per Share	0.05
Dividend Yield	4.03%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.51%
Shareholder Yield	4.54%
Earnings Yield	9.95%
FCF Yield	16.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6