First Insurance Company (ASE:FINS)

First Insurance Company Statistics

Total Valuation

ASE:FINS has a market cap or net worth of JOD 23.24 million. The enterprise value is 17.19 million.

Market Cap	23.24M
Enterprise Value	17.19M

Important Dates

The last earnings date was Sunday, October 26, 2025.

Earnings Date	Oct 26, 2025
Ex-Dividend Date	n/a

Share Statistics

ASE:FINS has 28.00 million shares outstanding.

Current Share Class	28.00M
Shares Outstanding	28.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-1.32%
Owned by Insiders (%)	1.17%
Owned by Institutions (%)	10.03%
Float	7.04M

Valuation Ratios

The trailing PE ratio is 6.84.

PE Ratio	6.84
Forward PE	n/a
PS Ratio	0.54
PB Ratio	0.61
P/TBV Ratio	0.62
P/FCF Ratio	6.90
P/OCF Ratio	6.71
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.19, with an EV/FCF ratio of 5.10.

EV / Earnings	5.06
EV / Sales	0.40
EV / EBITDA	4.19
EV / EBIT	4.69
EV / FCF	5.10

Financial Position

The company has a current ratio of 0.84, with a Debt / Equity ratio of 0.01.

Current Ratio	0.84
Quick Ratio	0.24
Debt / Equity	0.01
Debt / EBITDA	0.12
Debt / FCF	0.15
Interest Coverage	16.66

Financial Efficiency

Return on equity (ROE) is 9.23% and return on invested capital (ROIC) is 6.15%.

Return on Equity (ROE)	9.23%
Return on Assets (ROA)	3.44%
Return on Invested Capital (ROIC)	6.15%
Return on Capital Employed (ROCE)	8.13%
Revenue Per Employee	263,740
Profits Per Employee	20,959
Employee Count	162
Asset Turnover	0.64
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:FINS has paid 52,149 in taxes.

Income Tax	52,149
Effective Tax Rate	1.51%

Stock Price Statistics

The stock price has increased by +12.16% in the last 52 weeks. The beta is 0.19, so ASE:FINS's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+12.16%
50-Day Moving Average	0.81
200-Day Moving Average	0.78
Relative Strength Index (RSI)	54.40
Average Volume (20 Days)	141,321

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FINS had revenue of JOD 42.73 million and earned 3.40 million in profits. Earnings per share was 0.12.

Revenue	42.73M
Gross Profit	12.38M
Operating Income	3.67M
Pretax Income	3.45M
Net Income	3.40M
EBITDA	4.07M
EBIT	3.67M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 6.54 million in cash and 492,402 in debt, giving a net cash position of 6.05 million or 0.22 per share.

Cash & Cash Equivalents	6.54M
Total Debt	492,402
Net Cash	6.05M
Net Cash Per Share	0.22
Equity (Book Value)	37.92M
Book Value Per Share	1.35
Working Capital	-4.28M

Cash Flow

In the last 12 months, operating cash flow was 3.46 million and capital expenditures -94,776, giving a free cash flow of 3.37 million.

Operating Cash Flow	3.46M
Capital Expenditures	-94,776
Free Cash Flow	3.37M
FCF Per Share	0.12

Margins

Gross margin is 28.97%, with operating and profit margins of 8.58% and 7.95%.

Gross Margin	28.97%
Operating Margin	8.58%
Pretax Margin	8.07%
Profit Margin	7.95%
EBITDA Margin	9.53%
EBIT Margin	8.58%
FCF Margin	7.89%

Dividends & Yields

ASE:FINS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	14.61%
FCF Yield	14.50%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4