First Insurance Company (ASE:FINS)

First Insurance Company Statistics

Total Valuation

ASE:FINS has a market cap or net worth of JOD 30.52 million. The enterprise value is 25.42 million.

Market Cap	30.52M
Enterprise Value	25.42M

Important Dates

The last earnings date was Wednesday, February 25, 2026.

Earnings Date	Feb 25, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:FINS has 28.00 million shares outstanding. The number of shares has increased by 0.03% in one year.

Current Share Class	28.00M
Shares Outstanding	28.00M
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	-0.26%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	10.10%
Float	7.36M

Valuation Ratios

The trailing PE ratio is 8.93.

PE Ratio	8.93
Forward PE	n/a
PS Ratio	0.56
PB Ratio	0.78
P/TBV Ratio	0.79
P/FCF Ratio	5.80
P/OCF Ratio	5.68
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.38, with an EV/FCF ratio of 4.83.

EV / Earnings	7.45
EV / Sales	0.47
EV / EBITDA	6.38
EV / EBIT	7.47
EV / FCF	4.83

Financial Position

The company has a current ratio of 20.38, with a Debt / Equity ratio of 0.01.

Current Ratio	20.38
Quick Ratio	4.98
Debt / Equity	0.01
Debt / EBITDA	0.12
Debt / FCF	0.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.95% and return on invested capital (ROIC) is 8.70%.

Return on Equity (ROE)	8.95%
Return on Assets (ROA)	2.88%
Return on Invested Capital (ROIC)	8.70%
Return on Capital Employed (ROCE)	4.36%
Weighted Average Cost of Capital (WACC)	5.47%
Revenue Per Employee	334,623
Profits Per Employee	21,057
Employee Count	162
Asset Turnover	0.73
Inventory Turnover	n/a

Taxes

Income Tax	-7,883
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +43.42% in the last 52 weeks. The beta is 0.24, so ASE:FINS's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+43.42%
50-Day Moving Average	1.11
200-Day Moving Average	0.89
Relative Strength Index (RSI)	45.77
Average Volume (20 Days)	4,966

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FINS had revenue of JOD 54.21 million and earned 3.41 million in profits. Earnings per share was 0.12.

Revenue	54.21M
Gross Profit	11.85M
Operating Income	3.40M
Pretax Income	3.40M
Net Income	3.41M
EBITDA	3.98M
EBIT	3.40M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 5.59 million in cash and 491,590 in debt, with a net cash position of 5.10 million or 0.18 per share.

Cash & Cash Equivalents	5.59M
Total Debt	491,590
Net Cash	5.10M
Net Cash Per Share	0.18
Equity (Book Value)	39.34M
Book Value Per Share	1.41
Working Capital	21.76M

Cash Flow

In the last 12 months, operating cash flow was 5.37 million and capital expenditures -109,341, giving a free cash flow of 5.26 million.

Operating Cash Flow	5.37M
Capital Expenditures	-109,341
Free Cash Flow	5.26M
FCF Per Share	0.19

Margins

Gross margin is 21.87%, with operating and profit margins of 6.28% and 6.29%.

Gross Margin	21.87%
Operating Margin	6.28%
Pretax Margin	6.28%
Profit Margin	6.29%
EBITDA Margin	7.35%
EBIT Margin	6.28%
FCF Margin	9.71%

Dividends & Yields

ASE:FINS does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.03%
Shareholder Yield	-0.03%
Earnings Yield	11.18%
FCF Yield	17.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4