First Insurance Company (ASE:FINS)

First Insurance Company Statistics

Total Valuation

ASE:FINS has a market cap or net worth of JOD 28.84 million. The enterprise value is 14.62 million.

Market Cap	28.84M
Enterprise Value	14.62M

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:FINS has 28.00 million shares outstanding.

Current Share Class	28.00M
Shares Outstanding	28.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.30%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	10.10%
Float	7.36M

Valuation Ratios

The trailing PE ratio is 8.40.

PE Ratio	8.40
Forward PE	n/a
PS Ratio	0.53
PB Ratio	0.73
P/TBV Ratio	0.74
P/FCF Ratio	5.48
P/OCF Ratio	5.37
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.21, with an EV/FCF ratio of 2.78.

EV / Earnings	4.26
EV / Sales	0.27
EV / EBITDA	3.21
EV / EBIT	3.54
EV / FCF	2.78

Financial Position

The company has a current ratio of 1.19, with a Debt / Equity ratio of 0.01.

Current Ratio	1.19
Quick Ratio	0.54
Debt / Equity	0.01
Debt / EBITDA	0.11
Debt / FCF	0.09
Interest Coverage	5.87

Financial Efficiency

Return on equity (ROE) is 9.01% and return on invested capital (ROIC) is 10.56%.

Return on Equity (ROE)	9.01%
Return on Assets (ROA)	3.50%
Return on Invested Capital (ROIC)	10.56%
Return on Capital Employed (ROCE)	7.98%
Weighted Average Cost of Capital (WACC)	7.36%
Revenue Per Employee	338,967
Profits Per Employee	21,201
Employee Count	162
Asset Turnover	0.74
Inventory Turnover	804.01

Taxes

Income Tax	-7,883
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +37.33% in the last 52 weeks. The beta is 0.24, so ASE:FINS's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+37.33%
50-Day Moving Average	1.11
200-Day Moving Average	0.90
Relative Strength Index (RSI)	37.28
Average Volume (20 Days)	5,331

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:FINS had revenue of JOD 54.91 million and earned 3.43 million in profits. Earnings per share was 0.12.

Revenue	54.91M
Gross Profit	22.06M
Operating Income	4.13M
Pretax Income	3.43M
Net Income	3.43M
EBITDA	4.53M
EBIT	4.13M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 14.71 million in cash and 491,590 in debt, with a net cash position of 14.22 million or 0.51 per share.

Cash & Cash Equivalents	14.71M
Total Debt	491,590
Net Cash	14.22M
Net Cash Per Share	0.51
Equity (Book Value)	39.34M
Book Value Per Share	1.41
Working Capital	5.26M

Cash Flow

In the last 12 months, operating cash flow was 5.37 million and capital expenditures -109,341, giving a free cash flow of 5.26 million.

Operating Cash Flow	5.37M
Capital Expenditures	-109,341
Depreciation & Amortization	n/a
Net Borrowing	-50,000
Free Cash Flow	5.26M
FCF Per Share	0.19

Margins

Gross margin is 40.17%, with operating and profit margins of 7.52% and 6.25%.

Gross Margin	40.17%
Operating Margin	7.52%
Pretax Margin	6.24%
Profit Margin	6.25%
EBITDA Margin	8.26%
EBIT Margin	7.52%
FCF Margin	9.58%

Dividends & Yields

This stock pays an annual dividend of 0.05, which amounts to a dividend yield of 4.72%.

Dividend Per Share	0.05
Dividend Yield	4.72%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	4.72%
Earnings Yield	11.91%
FCF Yield	18.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6