Invest Bank (ASE:INVB)

Invest Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	153.38	148.17	123.07	84.45	69.11	70.37
Interest Income on Investments	1.82	2.16	2.32	1.15	0.91	3.21
Total Interest Income	155.2	150.32	125.39	85.6	70.03	73.59
Interest Paid on Deposits	94.99	91.93	70.4	40.32	32.65	35.31
Net Interest Income	60.21	58.39	55	45.28	37.37	38.28
Net Interest Income Growth (YoY)	9.76%	6.17%	21.47%	21.14%	-2.36%	1.60%
Gain (Loss) on Sale of Assets	0.06	0.06	1.32	0	0.3	-
Gain (Loss) on Sale of Investments	0.72	0.72	0.51	0.68	1.18	0.29
Other Non-Interest Income	26.82	29.3	22.71	17.73	14.9	13.08
Total Non-Interest Income	27.6	30.07	24.54	18.42	16.38	13.38
Non-Interest Income Growth (YoY)	0.91%	22.55%	33.24%	12.43%	22.48%	-15.26%
Revenues Before Loan Losses	87.81	88.47	79.54	63.69	53.76	51.65
Provision for Loan Losses	9.51	12.32	11.55	6.26	-0.66	16.13
Revenue	78.3	76.15	67.99	57.43	54.41	35.52
Revenue Growth (YoY)	10.88%	12.00%	18.39%	5.55%	53.18%	-31.14%
Salaries and Employee Benefits	20.86	20.52	20.31	18.08	14.85	15.2
Occupancy Expenses	4.59	4.38	3.67	3.08	2.79	2.96
Selling, General & Administrative	0.92	0.92	1	1.02	1.07	0.58
Other Non-Interest Expense	13.41	11.82	10.35	8.19	8.27	7.53
Total Non-Interest Expense	41.58	39.41	34.56	31.01	26.88	26.5
EBT Excluding Unusual Items	36.72	36.74	33.43	26.42	27.53	9.02
Legal Settlements	-	-	-0.26	-0.05	-0.16	-0.43
Other Unusual Items	-	-	-	3.6	-	-0.73
Pretax Income	36.72	36.74	33.17	29.96	27.37	7.86
Income Tax Expense	9.2	9.74	8.17	9.57	9.79	1.86
Earnings From Continuing Operations	27.52	27	25	20.39	17.58	6
Earnings From Discontinued Operations	-	-	-	-0.14	0.42	-
Minority Interest in Earnings	-0.53	-0.49	-0.37	-0.42	-0.19	-0.24
Net Income	26.98	26.51	24.63	19.83	17.81	5.76
Net Income to Common	26.98	26.51	24.63	19.83	17.81	5.76
Net Income Growth	5.29%	7.65%	24.22%	11.31%	209.30%	-63.28%
Basic Shares Outstanding	109	103	100	100	100	100
Diluted Shares Outstanding	109	103	100	100	100	100
Shares Change (YoY)	8.78%	2.53%	-	-	-	-
EPS (Basic)	0.25	0.26	0.25	0.20	0.18	0.06
EPS (Diluted)	0.25	0.26	0.25	0.20	0.18	0.06
EPS Growth	-3.21%	5.00%	24.22%	11.31%	209.30%	-63.28%
Dividend Per Share	0.100	0.100	0.100	0.100	0.100	0.120
Dividend Growth	-	-	-	-	-16.67%	9.09%
Effective Tax Rate	25.07%	26.51%	24.63%	31.94%	35.77%	23.66%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.