Invest Bank (ASE:INVB)

Invest Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	177.23	173.16	148.17	123.07	84.45	69.11
Interest Income on Investments	2.09	1.85	2.16	2.32	1.15	0.91
Total Interest Income	179.31	175.01	150.32	125.39	85.6	70.03
Interest Paid on Deposits	108.65	105.17	91.93	70.4	40.32	32.65
Net Interest Income	70.66	69.84	58.39	55	45.28	37.37
Net Interest Income Growth (YoY)	17.36%	19.60%	6.17%	21.47%	21.14%	-2.36%
Gain (Loss) on Sale of Assets	-0.03	-0.03	0.06	1.32	0	0.3
Gain (Loss) on Sale of Investments	0.59	0.63	0.72	0.51	0.68	1.18
Other Non-Interest Income	25.91	26.96	29.3	22.71	17.73	14.9
Total Non-Interest Income	26.47	27.56	30.07	24.54	18.42	16.38
Non-Interest Income Growth (YoY)	-4.11%	-8.35%	22.55%	33.24%	12.43%	22.48%
Revenues Before Loan Losses	97.13	97.41	88.47	79.54	63.69	53.76
Provision for Loan Losses	16.95	13.89	12.32	11.55	6.26	-0.66
Revenue	80.18	83.52	76.15	67.99	57.43	54.41
Revenue Growth (YoY)	2.40%	9.68%	12.00%	18.39%	5.55%	53.18%
Salaries and Employee Benefits	24.08	23.79	20.52	20.31	18.08	14.85
Occupancy Expenses	5.02	4.98	4.38	3.67	3.08	2.79
Selling, General & Administrative	1.38	1.38	0.92	1	1.02	1.07
Other Non-Interest Expense	11.95	13.93	11.82	10.35	8.19	8.27
Total Non-Interest Expense	44.61	46.28	39.41	34.56	31.01	26.88
EBT Excluding Unusual Items	35.57	37.24	36.74	33.43	26.42	27.53
Legal Settlements	-	-	-	-0.26	-0.05	-0.16
Other Unusual Items	-	-	-	-	3.6	-
Pretax Income	35.57	37.24	36.74	33.17	29.96	27.37
Income Tax Expense	9.81	10.24	9.74	8.17	9.57	9.79
Earnings From Continuing Operations	25.76	27	27	25	20.39	17.58
Earnings From Discontinued Operations	-	-	-	-	-0.14	0.42
Minority Interest in Earnings	-0.5	-0.53	-0.49	-0.37	-0.42	-0.19
Net Income	25.26	26.47	26.51	24.63	19.83	17.81
Net Income to Common	25.26	26.47	26.51	24.63	19.83	17.81
Net Income Growth	-6.39%	-0.15%	7.65%	24.22%	11.31%	209.30%
Basic Shares Outstanding	125	125	103	100	100	100
Diluted Shares Outstanding	125	125	103	100	100	100
Shares Change (YoY)	15.04%	21.92%	2.53%	-	-	-
EPS (Basic)	0.20	0.21	0.26	0.25	0.20	0.18
EPS (Diluted)	0.20	0.21	0.26	0.25	0.20	0.18
EPS Growth	-18.63%	-18.10%	5.00%	24.22%	11.31%	209.30%
Dividend Per Share	-	-	0.100	0.100	0.100	0.100
Dividend Growth	-	-	-	-	-	-16.67%
Effective Tax Rate	27.57%	27.49%	26.51%	24.63%	31.94%	35.77%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.