Invest Bank (ASE: INVB)

Invest Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	176.78	123.8	112.88	120.83	161.32	125.18
Investment Securities	440.3	440.25	296.52	225.21	212.52	219.73
Trading Asset Securities	0.84	0	0	0	0.01	0.01
Total Investments	441.15	440.26	296.52	225.21	212.52	219.74
Gross Loans	1,285	1,148	920.12	843.22	784.79	720.09
Allowance for Loan Losses	-71.31	-62.75	-51.62	-40.4	-42.38	-37.58
Other Adjustments to Gross Loans	-28.54	-24.39	-18.88	-14.18	-10.47	-8.23
Net Loans	1,185	1,061	849.62	788.64	731.93	674.29
Property, Plant & Equipment	37.95	34.9	33.15	32.19	33.89	35.08
Goodwill	-	1.43	1.43	1.43	1.43	1.43
Other Intangible Assets	4.31	1.49	1.34	1.25	0.96	0.96
Accrued Interest Receivable	5.29	7.99	3.78	2.93	2.93	2.91
Other Receivables	0.04	0.01	0.2	0.04	0.05	0.08
Restricted Cash	68.16	60	44.86	40.88	-	53.34
Other Current Assets	3.08	2.81	2.27	1.91	2.35	1.61
Long-Term Deferred Tax Assets	18.13	19.94	18.85	15.8	17.12	11.47
Other Real Estate Owned & Foreclosed	42.75	24.87	41.92	40.69	43.41	44.48
Other Long-Term Assets	43.37	37.3	21.21	9.25	16.55	8.21
Total Assets	2,026	1,816	1,428	1,281	1,224	1,179
Accrued Expenses	-	3.62	2.76	2.75	2.78	2.65
Interest Bearing Deposits	1,414	1,021	723.02	628.61	596.96	606.98
Non-Interest Bearing Deposits	-	209.26	197.41	192.69	200.34	170.72
Total Deposits	1,414	1,231	920.44	821.3	797.3	777.7
Short-Term Borrowings	-	-	6.46	8.28	4.3	13.65
Current Portion of Long-Term Debt	26.73	185.88	148.09	89.18	85.04	51.55
Current Portion of Leases	-	0.75	0.71	0.59	0.67	0.69
Current Income Taxes Payable	5.67	8.23	9.38	7.06	6.19	5.81
Accrued Interest Payable	-	8.53	5.07	4.96	4.86	6.76
Other Current Liabilities	-	33.54	25.58	23.33	22.45	17.06
Long-Term Debt	273.49	89.22	84.38	112.79	88.87	79.83
Long-Term Leases	4.66	2.36	2.28	1.97	2.95	3.63
Pension & Post-Retirement Benefits	-	-	-	-	-	0.02
Long-Term Deferred Tax Liabilities	-	-	-	-	-	7.34
Other Long-Term Liabilities	79.63	39.12	23.44	19.93	22.25	30.08
Total Liabilities	1,805	1,603	1,233	1,096	1,043	996.77
Common Stock	100	100	100	100	100	100
Retained Earnings	110.57	99.88	85.56	75.98	70.01	65.12
Comprehensive Income & Other	6.5	8.77	6.44	6.36	8.56	12.26
Total Common Equity	217.07	208.64	191.99	182.35	178.57	177.37
Minority Interest	4.18	3.79	3.46	3.07	3.12	4.64
Shareholders' Equity	221.25	212.43	195.45	185.41	181.69	182.01
Total Liabilities & Equity	2,026	1,816	1,428	1,281	1,224	1,179
Total Debt	304.88	278.2	241.92	212.82	181.82	149.35
Net Cash (Debt)	-127.26	-147.31	-125.5	-91.99	-20.09	-17.4
Net Cash Per Share	-1.27	-1.47	-1.26	-0.92	-0.20	-0.17
Filing Date Shares Outstanding	100	100	100	100	100	100
Total Common Shares Outstanding	100	100	100	100	100	100
Book Value Per Share	2.17	2.09	1.92	1.82	1.79	1.77
Tangible Book Value	212.76	205.72	189.22	179.67	176.18	174.98
Tangible Book Value Per Share	2.13	2.06	1.89	1.80	1.76	1.75

Source: S&P Capital IQ. Banks template. Financial Sources.