Invest Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	441.1	170.28	123.8	112.88	120.83
Investment Securities	510.36	452.42	440.25	296.52	225.21
Trading Asset Securities	0.04	0.17	0	0	0
Total Investments	510.4	452.59	440.26	296.52	225.21
Gross Loans	1,496	1,370	1,148	920.12	843.22
Allowance for Loan Losses	-81.44	-74.79	-62.75	-51.62	-40.4
Other Adjustments to Gross Loans	-23.49	-30.61	-24.39	-18.88	-14.18
Net Loans	1,391	1,265	1,061	849.62	788.64
Property, Plant & Equipment	36.34	37.1	34.9	33.15	32.19
Goodwill	1.43	1.43	1.43	1.43	1.43
Other Intangible Assets	2.37	2.31	1.49	1.34	1.25
Accrued Interest Receivable	9.34	7.89	7.99	3.78	2.93
Other Receivables	0.02	0.48	0.01	0.2	0.04
Restricted Cash	82.74	68.35	60	44.86	40.88
Other Current Assets	2.88	2.34	2.81	2.27	1.91
Long-Term Deferred Tax Assets	22.19	18.77	19.94	18.85	15.8
Other Real Estate Owned & Foreclosed	62.79	44.08	24.87	41.92	40.69
Other Long-Term Assets	44.66	40.31	37.3	21.21	9.25
Total Assets	2,607	2,111	1,816	1,428	1,281
Accrued Expenses	3.84	4.41	3.62	2.76	2.75
Interest Bearing Deposits	1,522	1,180	1,021	723.02	628.61
Non-Interest Bearing Deposits	281.27	261.99	209.26	197.41	192.69
Total Deposits	1,803	1,442	1,231	920.44	821.3
Short-Term Borrowings	44.66	29.7	10.22	6.46	8.28
Current Portion of Long-Term Debt	151.21	132.95	175.66	148.09	89.18
Current Portion of Leases	0.74	0.92	0.75	0.71	0.59
Current Income Taxes Payable	12.97	7.97	8.23	9.38	7.06
Accrued Interest Payable	9.28	9.17	8.53	5.07	4.96
Other Current Liabilities	48.04	38.06	33.54	25.58	23.33
Long-Term Debt	194.12	152.7	89.22	84.38	112.79
Long-Term Leases	2.99	3.46	2.36	2.28	1.97
Long-Term Deferred Tax Liabilities	1.27	0.77	1.35	-	-
Other Long-Term Liabilities	69.82	38.45	39.12	23.44	19.93
Total Liabilities	2,342	1,861	1,603	1,233	1,096
Common Stock	125	125	100	100	100
Retained Earnings	129.66	115.95	99.88	85.56	75.98
Comprehensive Income & Other	5.56	4.89	8.77	6.44	6.36
Total Common Equity	260.22	245.83	208.64	191.99	182.35
Minority Interest	4.74	4.28	3.79	3.46	3.07
Shareholders' Equity	264.96	250.11	212.43	195.45	185.41
Total Liabilities & Equity	2,607	2,111	1,816	1,428	1,281
Total Debt	393.72	319.73	278.2	241.92	212.82
Net Cash (Debt)	75.44	-143.24	-147.31	-125.5	-91.99
Net Cash Per Share	0.60	-1.40	-1.47	-1.26	-0.92
Filing Date Shares Outstanding	125	125	100	100	100
Total Common Shares Outstanding	125	125	100	100	100
Book Value Per Share	2.08	1.97	2.09	1.92	1.82
Tangible Book Value	256.42	242.09	205.72	189.22	179.67
Tangible Book Value Per Share	2.05	1.94	2.06	1.89	1.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.