Invest Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	170.28	123.8	112.88	120.83
Investment Securities	-	452.42	440.25	296.52	225.21
Trading Asset Securities	-	0.17	0	0	0
Total Investments	-	452.59	440.26	296.52	225.21
Gross Loans	-	1,370	1,148	920.12	843.22
Allowance for Loan Losses	-	-74.79	-62.75	-51.62	-40.4
Other Adjustments to Gross Loans	-	-30.61	-24.39	-18.88	-14.18
Net Loans	-	1,265	1,061	849.62	788.64
Property, Plant & Equipment	-	37.1	34.9	33.15	32.19
Goodwill	-	1.43	1.43	1.43	1.43
Other Intangible Assets	-	2.31	1.49	1.34	1.25
Accrued Interest Receivable	-	7.89	7.99	3.78	2.93
Other Receivables	-	0.48	0.01	0.2	0.04
Restricted Cash	-	68.35	60	44.86	40.88
Other Current Assets	-	2.34	2.81	2.27	1.91
Long-Term Deferred Tax Assets	-	18.77	19.94	18.85	15.8
Other Real Estate Owned & Foreclosed	-	44.08	24.87	41.92	40.69
Other Long-Term Assets	-	40.31	37.3	21.21	9.25
Total Assets	-	2,111	1,816	1,428	1,281
Accrued Expenses	-	4.41	3.62	2.76	2.75
Interest Bearing Deposits	-	1,180	1,021	723.02	628.61
Non-Interest Bearing Deposits	-	261.99	209.26	197.41	192.69
Total Deposits	-	1,442	1,231	920.44	821.3
Short-Term Borrowings	-	29.7	10.22	6.46	8.28
Current Portion of Long-Term Debt	-	132.95	175.66	148.09	89.18
Current Portion of Leases	-	0.92	0.75	0.71	0.59
Current Income Taxes Payable	-	7.97	8.23	9.38	7.06
Accrued Interest Payable	-	9.17	8.53	5.07	4.96
Other Current Liabilities	-	38.06	33.54	25.58	23.33
Long-Term Debt	-	152.7	89.22	84.38	112.79
Long-Term Leases	-	3.46	2.36	2.28	1.97
Long-Term Deferred Tax Liabilities	-	0.77	1.35	-	-
Other Long-Term Liabilities	-	38.45	39.12	23.44	19.93
Total Liabilities	-	1,861	1,603	1,233	1,096
Common Stock	-	125	100	100	100
Retained Earnings	-	115.95	99.88	85.56	75.98
Comprehensive Income & Other	-	4.89	8.77	6.44	6.36
Total Common Equity	257.01	245.83	208.64	191.99	182.35
Minority Interest	-	4.28	3.79	3.46	3.07
Shareholders' Equity	261.75	250.11	212.43	195.45	185.41
Total Liabilities & Equity	-	2,111	1,816	1,428	1,281
Total Debt	379.53	319.73	278.2	241.92	212.82
Net Cash (Debt)	-11.88	-143.24	-147.31	-125.5	-91.99
Net Cash Per Share	-0.10	-1.40	-1.47	-1.26	-0.92
Filing Date Shares Outstanding	125	125	100	100	100
Total Common Shares Outstanding	125	125	100	100	100
Book Value Per Share	2.06	1.97	2.09	1.92	1.82
Tangible Book Value	252.4	242.09	205.72	189.22	179.67
Tangible Book Value Per Share	2.02	1.94	2.06	1.89	1.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.