Jerusalem Insurance Co. (L.T.D) (ASE:JERY)

ASE:JERY Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	25.53	25.1	24.09	21.78	17.09	16.95
Total Interest & Dividend Income	1.87	1.72	1.68	1.46	1.02	1.27
Gain (Loss) on Sale of Investments	-0.04	-0.04	-0.05	0.17	0.37	-0.28
Other Revenue	0.01	0	0	0	1.34	1.56
Total Revenue	27.37	26.77	25.72	23.41	19.82	19.51
Revenue Growth (YoY)	4.70%	4.09%	9.85%	18.13%	1.61%	2.87%
Policy Benefits	24.33	23.9	22.87	20.43	13.52	12.95
Policy Acquisition & Underwriting Costs	-	-	-	-	0.8	0.73
Depreciation & Amortization	0.05	0.04	0.03	-	0.14	0.19
Selling, General & Administrative	0.59	0.55	0.54	-	1.11	0.98
Provision for Bad Debts	0	0	0.04	-0.01	-	0.2
Other Operating Expenses	0.04	0.04	0.05	0.55	0.46	0.43
Total Operating Expenses	25.01	24.53	23.52	20.97	18.09	17.64
Operating Income	2.36	2.24	2.2	2.44	1.73	1.87
Interest Expense	-0.36	-0.24	-0.56	-0.05	-	-
Currency Exchange Gain (Loss)	-	-	-	-	-	0
EBT Excluding Unusual Items	1.99	2.01	1.64	2.39	1.73	1.87
Gain (Loss) on Sale of Assets	0	0	0.28	-	0.01	-
Legal Settlements	-	-	-	-	-	-0.16
Pretax Income	1.99	2.01	1.92	2.39	1.74	1.71
Income Tax Expense	0.47	0.51	0.42	0.61	0.43	0.52
Earnings From Continuing Ops.	1.52	1.49	1.5	1.78	1.31	1.2
Net Income	1.52	1.49	1.5	1.78	1.31	1.2
Net Income to Common	1.52	1.49	1.5	1.78	1.31	1.2
Net Income Growth	0.10%	-0.63%	-15.71%	35.51%	9.93%	-3.81%
Shares Outstanding (Basic)	10	10	10	10	10	10
Shares Outstanding (Diluted)	10	10	10	10	10	10
EPS (Basic)	0.15	0.15	0.15	0.18	0.13	0.12
EPS (Diluted)	0.15	0.15	0.15	0.18	0.13	0.12
EPS Growth	0.10%	-0.63%	-15.71%	35.83%	10.05%	-3.90%
Free Cash Flow	-2.71	-4.55	3.5	3.66	-2.16	2.04
Free Cash Flow Per Share	-0.27	-0.45	0.35	0.36	-0.21	0.20
Dividend Per Share	-	-	0.080	0.095	0.087	0.095
Dividend Growth	-	-	-16.67%	9.15%	-8.39%	-
Operating Margin	8.61%	8.38%	8.56%	10.43%	8.72%	9.57%
Profit Margin	5.56%	5.57%	5.84%	7.61%	6.63%	6.13%
Free Cash Flow Margin	-9.92%	-16.98%	13.59%	15.64%	-10.90%	10.45%
EBITDA	2.55	2.39	2.27	2.56	1.87	2.06
EBITDA Margin	9.31%	8.91%	8.82%	10.95%	9.45%	10.56%
D&A For EBITDA	0.19	0.14	0.07	0.12	0.14	0.19
EBIT	2.36	2.24	2.2	2.44	1.73	1.87
EBIT Margin	8.61%	8.38%	8.56%	10.43%	8.72%	9.57%
Effective Tax Rate	23.64%	25.58%	21.93%	25.41%	24.50%	30.16%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.