Jordan Mortgage Refinance Company PLC (ASE:JMRC)

Jordan · Delayed Price · Currency is JOD

3.300

+0.150 (4.76%)

At close: Sep 23, 2026

ASE:JMRC Financials Overview

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5.51	5.5	6.79	7.66	7.4	7.3
Revenue Growth	-7.44%	-18.93%	-11.31%	3.41%	1.48%	9.86%
Operating Income	4.18	4.2	5.51	6.41	6.15	6.04
Net Income	3	3.01	3.95	4.6	4.44	4.32
Earnings Per Share	0.13	0.15	0.32	0.37	0.36	0.35
EPS Growth	-40.09%	-52.33%	-14.13%	3.47%	2.87%	30.01%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4.58	3.64	10.03	9.33	5.1	13.91
Total Debt	268.69	311.44	407.75	502.12	613.54	585.01
Net Cash (Debt)	-264.11	-307.8	-397.72	-492.79	-608.44	-571.11
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.74	-15.39	-31.82	-39.42	-48.67	-45.69

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	2.66	-14.79	2.21	6.11	7.73	5.5
Capital Expenditures	-0.01	-0.01	-0.01	-0.01	-0.05	-0.01
Free Cash Flow	2.64	-14.8	2.2	6.1	7.68	5.49
Free Cash Flow Growth	-	-	-63.85%	-20.59%	39.85%	7.78%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	75.87%	76.30%	81.11%	83.71%	83.01%	82.85%
Pretax Margin	75.86%	76.30%	81.11%	83.71%	83.01%	82.85%
Profit Margin	54.39%	54.69%	58.13%	60.03%	60.00%	59.19%
FCF Margin	47.98%	-268.90%	32.47%	79.67%	103.75%	75.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.060	0.060	0.120	0.120	0.150	0.120
Dividend Per Share Growth	-50.00%	-50.00%	0%	-20.00%	25.00%	-
Dividend Yield	1.82%	6.84%	-	-	-	-

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	24.77	8.97	-	-	-	-
PS Ratio	13.48	4.91	-	-	-	-