Jordan Kuwait Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	302.22	298.65	277.08	253.02	166.18	127.16
Interest Income on Investments	2.79	2.8	1.52	2.49	1.67	1.07
Total Interest Income	305.02	301.44	278.6	255.51	167.84	128.23
Interest Paid on Deposits	126.4	128.25	138.45	119.78	65.06	42.82
Net Interest Income	178.62	173.19	140.15	135.73	102.78	85.41
Net Interest Income Growth (YoY)	20.19%	23.58%	3.26%	32.05%	20.34%	-2.48%
Gain (Loss) on Sale of Assets	-0.9	-0.9	-1.83	4.3	-1.02	-2.32
Gain (Loss) on Sale of Investments	5.65	5.22	2.42	1.86	-0.01	-0.4
Other Non-Interest Income	123.54	150.7	250.65	133.54	31.76	23.21
Total Non-Interest Income	128.29	155.02	251.24	139.7	30.73	20.49
Non-Interest Income Growth (YoY)	-48.08%	-38.30%	79.84%	354.57%	50.01%	43.08%
Revenues Before Loan Losses	306.91	328.21	391.38	275.43	133.52	105.9
Provision for Loan Losses	26.61	32.62	47.2	60.25	33.58	28.46
Revenue	280.3	295.59	344.19	215.17	99.94	77.44
Revenue Growth (YoY)	-16.55%	-14.12%	59.96%	115.31%	29.06%	26.06%
Salaries and Employee Benefits	56.14	53.77	48.84	48.71	33.32	29.89
Occupancy Expenses	11.32	10.56	8.5	6.82	4.79	4.47
Selling, General & Administrative	15.77	15.77	13.8	10.64	7.71	6.1
Other Non-Interest Expense	46.25	43.55	40.19	41.54	26.63	25.83
Total Non-Interest Expense	129.48	123.65	111.33	107.72	72.45	66.3
EBT Excluding Unusual Items	150.82	171.94	232.86	107.45	27.49	11.14
Asset Writedown	-	-	-	-	-	1.53
Legal Settlements	1.4	1.4	-1.69	-1.29	-0.6	-0.6
Other Unusual Items	-	-	-	15.49	0.46	-
Pretax Income	152.22	173.34	231.17	121.65	27.34	12.07
Income Tax Expense	19.11	22.2	36.85	31.61	8.61	4.37
Earnings From Continuing Operations	133.11	151.14	194.32	90.04	18.73	7.7
Minority Interest in Earnings	-42.14	-53.99	-76.99	-30.93	-0.05	0.03
Net Income	90.97	97.15	117.33	59.11	18.68	7.74
Preferred Dividends & Other Adjustments	7.93	7.93	7.69	-	-	-
Net Income to Common	83.04	89.22	109.64	59.11	18.68	7.74
Net Income Growth	-19.00%	-17.20%	98.50%	216.39%	141.43%	-
Basic Shares Outstanding	150	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150	150
EPS (Basic)	0.55	0.59	0.73	0.39	0.12	0.05
EPS (Diluted)	0.55	0.59	0.73	0.39	0.12	0.05
EPS Growth	-20.63%	-18.62%	85.49%	216.39%	141.43%	-
Dividend Per Share	0.180	0.180	0.120	0.080	0.080	0.070
Dividend Growth	50.00%	50.00%	50.00%	-	14.29%	-
Effective Tax Rate	12.55%	12.81%	15.94%	25.99%	31.49%	36.18%