Jordan Kuwait Bank (ASE:JOKB)

Jordan Kuwait Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	298.65	277.08	253.02	166.18	127.16
Interest Income on Investments	2.8	1.52	2.49	1.67	1.07
Total Interest Income	301.44	278.6	255.51	167.84	128.23
Interest Paid on Deposits	128.25	138.45	119.78	65.06	42.82
Net Interest Income	173.19	140.15	135.73	102.78	85.41
Net Interest Income Growth (YoY)	23.58%	3.26%	32.05%	20.34%	-2.48%
Gain (Loss) on Sale of Assets	-0.9	-1.83	4.3	-1.02	-2.32
Gain (Loss) on Sale of Investments	5.22	2.42	1.86	-0.01	-0.4
Other Non-Interest Income	150.7	250.65	133.54	31.76	23.21
Total Non-Interest Income	155.02	251.24	139.7	30.73	20.49
Non-Interest Income Growth (YoY)	-38.30%	79.84%	354.57%	50.01%	43.08%
Revenues Before Loan Losses	328.21	391.38	275.43	133.52	105.9
Provision for Loan Losses	32.62	47.2	60.25	33.58	28.46
Revenue	295.59	344.19	215.17	99.94	77.44
Revenue Growth (YoY)	-14.12%	59.96%	115.31%	29.06%	26.06%
Salaries and Employee Benefits	53.77	48.84	48.71	33.32	29.89
Occupancy Expenses	10.56	8.5	6.82	4.79	4.47
Selling, General & Administrative	15.77	13.8	10.64	7.71	6.1
Other Non-Interest Expense	43.55	40.19	41.54	26.63	25.83
Total Non-Interest Expense	123.65	111.33	107.72	72.45	66.3
EBT Excluding Unusual Items	171.94	232.86	107.45	27.49	11.14
Asset Writedown	-	-	-	-	1.53
Legal Settlements	1.4	-1.69	-1.29	-0.6	-0.6
Other Unusual Items	-	-	15.49	0.46	-
Pretax Income	173.34	231.17	121.65	27.34	12.07
Income Tax Expense	22.2	36.85	31.61	8.61	4.37
Earnings From Continuing Operations	151.14	194.32	90.04	18.73	7.7
Minority Interest in Earnings	-53.99	-76.99	-30.93	-0.05	0.03
Net Income	97.15	117.33	59.11	18.68	7.74
Preferred Dividends & Other Adjustments	7.93	7.69	-	-	-
Net Income to Common	89.22	109.64	59.11	18.68	7.74
Net Income Growth	-17.20%	98.50%	216.39%	141.43%	-
Basic Shares Outstanding	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150
EPS (Basic)	0.59	0.73	0.39	0.12	0.05
EPS (Diluted)	0.59	0.73	0.39	0.12	0.05
EPS Growth	-18.62%	85.49%	216.39%	141.43%	-
Dividend Per Share	0.180	0.120	0.080	0.080	0.070
Dividend Growth	50.00%	50.00%	-	14.29%	-
Effective Tax Rate	12.81%	15.94%	25.99%	31.49%	36.18%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.