Change Financial Limited (ASX:CCA)

Change Financial Statistics

Total Valuation

ASX:CCA has a market cap or net worth of AUD 49.71 million. The enterprise value is 44.40 million.

Market Cap	49.71M
Enterprise Value	44.40M

Important Dates

The next estimated earnings date is Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

ASX:CCA has 690.45 million shares outstanding. The number of shares has increased by 8.65% in one year.

Current Share Class	690.45M
Shares Outstanding	690.45M
Shares Change (YoY)	+8.65%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	29.34%
Owned by Institutions (%)	n/a
Float	384.01M

Valuation Ratios

PE Ratio	n/a
Forward PE	26.87
PS Ratio	2.17
PB Ratio	4.67
P/TBV Ratio	60.86
P/FCF Ratio	43.61
P/OCF Ratio	40.99
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-14.99
EV / Sales	1.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	38.95

Financial Position

The company has a current ratio of 1.04, with a Debt / Equity ratio of 0.06.

Current Ratio	1.04
Quick Ratio	0.70
Debt / Equity	0.06
Debt / EBITDA	n/a
Debt / FCF	0.57
Interest Coverage	-29.12

Financial Efficiency

Return on equity (ROE) is -13.21% and return on invested capital (ROIC) is -7.87%.

Return on Equity (ROE)	-13.21%
Return on Assets (ROA)	-3.41%
Return on Invested Capital (ROIC)	-7.87%
Return on Capital Employed (ROCE)	-10.20%
Revenue Per Employee	269,534
Profits Per Employee	-34,855
Employee Count	85
Asset Turnover	0.97
Inventory Turnover	n/a

Taxes

Income Tax	-39,347
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +5.88% in the last 52 weeks. The beta is 0.43, so ASX:CCA's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+5.88%
50-Day Moving Average	0.07
200-Day Moving Average	0.07
Relative Strength Index (RSI)	55.56
Average Volume (20 Days)	339,179

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:CCA had revenue of AUD 22.91 million and -2.96 million in losses. Loss per share was -0.00.

Revenue	22.91M
Gross Profit	6.23M
Operating Income	-1.29M
Pretax Income	-1.34M
Net Income	-2.96M
EBITDA	-1.20M
EBIT	-1.29M
Loss Per Share	-0.00

Balance Sheet

The company has 5.96 million in cash and 646,822 in debt, with a net cash position of 5.31 million or 0.01 per share.

Cash & Cash Equivalents	5.96M
Total Debt	646,822
Net Cash	5.31M
Net Cash Per Share	0.01
Equity (Book Value)	10.66M
Book Value Per Share	0.02
Working Capital	549,642

Cash Flow

In the last 12 months, operating cash flow was 1.21 million and capital expenditures -72,670, giving a free cash flow of 1.14 million.

Operating Cash Flow	1.21M
Capital Expenditures	-72,670
Free Cash Flow	1.14M
FCF Per Share	0.00

Margins

Gross margin is 27.20%, with operating and profit margins of -5.63% and -12.93%.

Gross Margin	27.20%
Operating Margin	-5.63%
Pretax Margin	-5.83%
Profit Margin	-12.93%
EBITDA Margin	-5.23%
EBIT Margin	-5.63%
FCF Margin	4.98%

Dividends & Yields

ASX:CCA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-8.65%
Shareholder Yield	-8.65%
Earnings Yield	-5.96%
FCF Yield	2.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

ASX:CCA has an Altman Z-Score of -1.66 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-1.66
Piotroski F-Score	5