Credit Clear Limited (ASX:CCR)

Credit Clear Statistics

Total Valuation

Credit Clear has a market cap or net worth of AUD 101.92 million. The enterprise value is 90.17 million.

Market Cap	101.92M
Enterprise Value	90.17M

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	n/a

Share Statistics

Credit Clear has 424.65 million shares outstanding. The number of shares has increased by 13.61% in one year.

Current Share Class	424.65M
Shares Outstanding	424.65M
Shares Change (YoY)	+13.61%
Shares Change (QoQ)	+17.04%
Owned by Insiders (%)	36.40%
Owned by Institutions (%)	14.87%
Float	250.00M

Valuation Ratios

The trailing PE ratio is 30.00 and the forward PE ratio is 23.62.

PE Ratio	30.00
Forward PE	23.62
PS Ratio	2.17
PB Ratio	1.59
P/TBV Ratio	4.96
P/FCF Ratio	18.79
P/OCF Ratio	17.61
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 33.41, with an EV/FCF ratio of 16.62.

EV / Earnings	25.44
EV / Sales	1.92
EV / EBITDA	33.41
EV / EBIT	n/a
EV / FCF	16.62

Financial Position

The company has a current ratio of 1.75, with a Debt / Equity ratio of 0.06.

Current Ratio	1.75
Quick Ratio	1.27
Debt / Equity	0.06
Debt / EBITDA	1.46
Debt / FCF	0.72
Interest Coverage	-5.57

Financial Efficiency

Return on equity (ROE) is 5.74% and return on invested capital (ROIC) is -2.02%.

Return on Equity (ROE)	5.74%
Return on Assets (ROA)	-1.63%
Return on Invested Capital (ROIC)	-2.02%
Return on Capital Employed (ROCE)	-3.16%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.57
Inventory Turnover	n/a

Taxes

Income Tax	-5.54M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -18.64% in the last 52 weeks. The beta is -0.14, so Credit Clear's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	-18.64%
50-Day Moving Average	0.25
200-Day Moving Average	0.26
Relative Strength Index (RSI)	46.59
Average Volume (20 Days)	434,339

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Credit Clear had revenue of AUD 46.95 million and earned 3.55 million in profits. Earnings per share was 0.01.

Revenue	46.95M
Gross Profit	21.68M
Operating Income	-2.13M
Pretax Income	-2.00M
Net Income	3.55M
EBITDA	1.39M
EBIT	-2.13M
Earnings Per Share (EPS)	0.01

Balance Sheet

The company has 15.68 million in cash and 3.93 million in debt, giving a net cash position of 11.75 million or 0.03 per share.

Cash & Cash Equivalents	15.68M
Total Debt	3.93M
Net Cash	11.75M
Net Cash Per Share	0.03
Equity (Book Value)	64.28M
Book Value Per Share	0.15
Working Capital	13.32M

Cash Flow

In the last 12 months, operating cash flow was 5.79 million and capital expenditures -363,000, giving a free cash flow of 5.42 million.

Operating Cash Flow	5.79M
Capital Expenditures	-363,000
Free Cash Flow	5.42M
FCF Per Share	0.01

Margins

Gross margin is 46.18%, with operating and profit margins of -4.54% and 7.55%.

Gross Margin	46.18%
Operating Margin	-4.54%
Pretax Margin	-4.26%
Profit Margin	7.55%
EBITDA Margin	2.96%
EBIT Margin	-4.54%
FCF Margin	11.55%

Dividends & Yields

Credit Clear does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-13.61%
Shareholder Yield	n/a
Earnings Yield	3.48%
FCF Yield	5.32%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Credit Clear has an Altman Z-Score of 3.29 and a Piotroski F-Score of 6.

Altman Z-Score	3.29
Piotroski F-Score	6