COG Financial Services Limited (ASX:COG)
Australia · Delayed Price · Currency is AUD 1.580
-0.090 (-5.39%)
Aug 27, 2026, 4:10 PM AEST
COG Financial Services Financials Overview
Financials in millions AUD. Fiscal year is July - June.
Millions AUD. Fiscal year is Jul - Jun.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Revenue Revenue Growth | 403.43 | 403.43 | 367.73 | 362.35 | 366.01 | 320.96 |
Revenue Growth | 5.21% | 9.71% | 1.49% | -1.00% | 14.04% | 18.14% |
Gross Profit Gross Profit Growth | 303.48 | 303.48 | 283.43 | 284.61 | 222.14 | 199.46 |
Operating Income Operating Income Growth | 73.01 | 73.01 | 61.7 | 56.48 | 47.83 | 41.48 |
Net Income Net Income Growth | 24.24 | 24.24 | 18.78 | 12.85 | 8.06 | 19.69 |
Earnings Per Share EPS Growth | 0.11 | 0.11 | 0.09 | 0.07 | 0.04 | 0.11 |
EPS Growth | 14.14% | 20.32% | 40.93% | 56.68% | -60.98% | - |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Period Ending | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Finance Broking & Aggregation (excl. Novated Leasing) Finance Broking & Aggregation (excl. Novated Leasing) Growth | 233.5 | 243.6 | 226.2 | - |
Salary Packaging Salary Packaging Growth | 60.3 | 49.3 | 81.4 | - |
ALL Other / Intersegment ALL Other / Intersegment Growth | 0.4 | 0.4 | 2 | 5.1 |
Lending Lending Growth | 73.5 | 69 | 56.4 | 41.6 |
Total Total Growth | 367.7 | 362.3 | 366 | 321 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Investments Cash & Investments Growth | 187 | 187 | 149.25 | 125.68 | 101.8 | 76.11 |
Total Debt Total Debt Growth | 345.81 | 345.81 | 375.98 | 376.75 | 283.73 | 243.27 |
Net Cash (Debt) Net Cash Growth | -158.8 | -158.8 | -226.73 | -251.07 | -181.93 | -167.17 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -0.74 | -0.74 | -1.14 | -1.30 | -0.96 | -0.93 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 82.36 | 82.36 | 49.3 | 46.36 | 31.79 | 35.2 |
Capital Expenditures CapEx Growth | -0.99 | -0.99 | -3.39 | -10.11 | -10.48 | -7.39 |
Free Cash Flow Free Cash Flow Growth | 81.37 | 81.37 | 45.92 | 36.25 | 21.3 | 27.81 |
Free Cash Flow Growth | 46.06% | 77.22% | 26.68% | 70.15% | -23.40% | -85.23% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Gross Margin | 75.22% | 75.22% | 77.07% | 78.55% | 60.69% | 62.14% |
Operating Margin | 18.10% | 18.10% | 16.78% | 15.59% | 13.07% | 12.93% |
Pretax Margin | 12.01% | 12.01% | 11.25% | 9.96% | 7.66% | 12.07% |
Profit Margin | 6.01% | 6.01% | 5.11% | 3.55% | 2.20% | 6.13% |
FCF Margin | 20.17% | 20.17% | 12.49% | 10.00% | 5.82% | 8.67% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.060 | - | 0.060 | 0.084 | 0.084 | 0.083 |
Dividend Per Share Growth | 16.67% | - | -28.57% | 0% | 1.21% | 14.96% |
Dividend Yield | 3.80% | - | 3.93% | 8.39% | 7.28% | 6.63% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 27, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
PE Ratio | 14.77 | 12.10 | 17.15 | 17.06 | 32.67 | 15.08 |
Forward PE | 10.52 | 8.56 | 12.65 | 8.09 | 9.15 | 10.76 |
P/FCF Ratio | 4.38 | 3.60 | 7.01 | 6.05 | 12.35 | 10.68 |
PS Ratio | 0.88 | 0.73 | 0.88 | 0.61 | 0.72 | 0.93 |