COG Financial Services Limited (ASX:COG)

COG Financial Services Statistics

Total Valuation

ASX:COG has a market cap or net worth of AUD 251.29 million. The enterprise value is 564.50 million.

Market Cap	251.29M
Enterprise Value	564.50M

Important Dates

The next estimated earnings date is Monday, May 26, 2025.

Earnings Date	May 26, 2025
Ex-Dividend Date	Mar 10, 2025

Share Statistics

ASX:COG has 201.84 million shares outstanding. The number of shares has increased by 2.81% in one year.

Current Share Class	n/a
Shares Outstanding	201.84M
Shares Change (YoY)	+2.81%
Shares Change (QoQ)	+2.05%
Owned by Insiders (%)	18.12%
Owned by Institutions (%)	26.02%
Float	125.33M

Valuation Ratios

The trailing PE ratio is 19.98 and the forward PE ratio is 10.03.

PE Ratio	19.98
Forward PE	10.03
PS Ratio	0.49
PB Ratio	1.25
P/TBV Ratio	n/a
P/FCF Ratio	5.29
P/OCF Ratio	4.70
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.28, with an EV/FCF ratio of 11.87.

EV / Earnings	46.22
EV / Sales	1.09
EV / EBITDA	7.28
EV / EBIT	9.24
EV / FCF	11.87

Financial Position

The company has a current ratio of 0.77, with a Debt / Equity ratio of 1.99.

Current Ratio	0.77
Quick Ratio	0.50
Debt / Equity	1.99
Debt / EBITDA	5.37
Debt / FCF	8.37
Interest Coverage	3.19

Financial Efficiency

Return on equity (ROE) is 11.22% and return on invested capital (ROIC) is 6.83%.

Return on Equity (ROE)	11.22%
Return on Assets (ROA)	5.71%
Return on Invested Capital (ROIC)	6.83%
Return on Capital Employed (ROCE)	14.90%
Revenue Per Employee	516,353
Profits Per Employee	12,212
Employee Count	1,000
Asset Turnover	0.82
Inventory Turnover	606.87

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -8.46% in the last 52 weeks. The beta is 0.43, so ASX:COG's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-8.46%
50-Day Moving Average	1.05
200-Day Moving Average	1.01
Relative Strength Index (RSI)	65.96
Average Volume (20 Days)	641,340

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:COG had revenue of AUD 516.35 million and earned 12.21 million in profits. Earnings per share was 0.06.

Revenue	516.35M
Gross Profit	297.58M
Operating Income	57.80M
Pretax Income	34.47M
Net Income	12.21M
EBITDA	72.31M
EBIT	57.80M
Earnings Per Share (EPS)	0.06

Balance Sheet

The company has 135.19 million in cash and 398.11 million in debt, giving a net cash position of -262.92 million or -1.30 per share.

Cash & Cash Equivalents	135.19M
Total Debt	398.11M
Net Cash	-262.92M
Net Cash Per Share	-1.30
Equity (Book Value)	200.56M
Book Value Per Share	0.75
Working Capital	-72.67M

Cash Flow

In the last 12 months, operating cash flow was 53.51 million and capital expenditures -5.97 million, giving a free cash flow of 47.54 million.

Operating Cash Flow	53.51M
Capital Expenditures	-5.97M
Free Cash Flow	47.54M
FCF Per Share	0.24

Margins

Gross margin is 57.63%, with operating and profit margins of 11.19% and 2.37%.

Gross Margin	57.63%
Operating Margin	11.19%
Pretax Margin	6.67%
Profit Margin	2.37%
EBITDA Margin	14.00%
EBIT Margin	11.19%
FCF Margin	9.21%

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 6.75%.

Dividend Per Share	0.08
Dividend Yield	6.75%
Dividend Growth (YoY)	-14.94%
Years of Dividend Growth	n/a
Payout Ratio	134.14%
Buyback Yield	-2.81%
Shareholder Yield	3.94%
Earnings Yield	4.86%
FCF Yield	18.92%

Stock Splits

The last stock split was on July 5, 2021. It was a reverse split with a ratio of 0.1.

Last Split Date	Jul 5, 2021
Split Type	Reverse
Split Ratio	0.1

Scores

ASX:COG has an Altman Z-Score of 0.95. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.95
Piotroski F-Score	n/a