EML Payments Limited (ASX:EML)

EML Payments Statistics

Total Valuation

EML Payments has a market cap or net worth of AUD 266.07 million. The enterprise value is 302.02 million.

Market Cap	266.07M
Enterprise Value	302.02M

Important Dates

The last earnings date was Tuesday, February 24, 2026.

Earnings Date	Feb 24, 2026
Ex-Dividend Date	n/a

Share Statistics

EML Payments has 388.42 million shares outstanding. The number of shares has increased by 0.90% in one year.

Current Share Class	388.42M
Shares Outstanding	388.42M
Shares Change (YoY)	+0.90%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.73%
Owned by Institutions (%)	34.40%
Float	287.85M

Valuation Ratios

PE Ratio	n/a
Forward PE	11.34
PS Ratio	1.20
PB Ratio	1.80
P/TBV Ratio	6.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-4.53
EV / Sales	1.36
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-14.11

Financial Position

The company has a current ratio of 0.80, with a Debt / Equity ratio of 0.57.

Current Ratio	0.80
Quick Ratio	0.04
Debt / Equity	0.57
Debt / EBITDA	n/a
Debt / FCF	-3.91
Interest Coverage	-2.74

Financial Efficiency

Return on equity (ROE) is -40.72% and return on invested capital (ROIC) is -7.82%.

Return on Equity (ROE)	-40.72%
Return on Assets (ROA)	-0.31%
Return on Invested Capital (ROIC)	-7.82%
Return on Capital Employed (ROCE)	-6.23%
Weighted Average Cost of Capital (WACC)	7.49%
Revenue Per Employee	483,821
Profits Per Employee	-145,500
Employee Count	458
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, EML Payments has paid 9.87 million in taxes.

Income Tax	9.87M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -21.99% in the last 52 weeks. The beta is 0.73, so EML Payments's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	-21.99%
50-Day Moving Average	0.83
200-Day Moving Average	0.96
Relative Strength Index (RSI)	24.93
Average Volume (20 Days)	1,246,842

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EML Payments had revenue of AUD 221.59 million and -66.64 million in losses. Loss per share was -0.18.

Revenue	221.59M
Gross Profit	203.37M
Operating Income	-14.35M
Pretax Income	-56.56M
Net Income	-66.64M
EBITDA	-9.27M
EBIT	-14.35M
Loss Per Share	-0.18

Balance Sheet

The company has 47.81 million in cash and 83.77 million in debt, with a net cash position of -35.95 million or -0.09 per share.

Cash & Cash Equivalents	47.81M
Total Debt	83.77M
Net Cash	-35.95M
Net Cash Per Share	-0.09
Equity (Book Value)	147.70M
Book Value Per Share	0.38
Working Capital	-546.24M

Cash Flow

In the last 12 months, operating cash flow was -21.04 million and capital expenditures -371,000, giving a free cash flow of -21.41 million.

Operating Cash Flow	-21.04M
Capital Expenditures	-371,000
Free Cash Flow	-21.41M
FCF Per Share	-0.06

Margins

Gross margin is 91.78%, with operating and profit margins of -6.48% and -30.07%.

Gross Margin	91.78%
Operating Margin	-6.48%
Pretax Margin	-25.53%
Profit Margin	-30.07%
EBITDA Margin	-4.19%
EBIT Margin	-6.48%
FCF Margin	n/a

Dividends & Yields

EML Payments does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.90%
Shareholder Yield	-0.90%
Earnings Yield	-25.05%
FCF Yield	-8.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 1, 2011. It was a reverse split with a ratio of 0.2.

Last Split Date	Jul 1, 2011
Split Type	Reverse
Split Ratio	0.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2