EML Payments Limited (ASX:EML)
Australia · Delayed Price · Currency is AUD | Market Cap | 149.58M -60.0% |
| Revenue (ttm) | 221.59M +0.6% |
| Net Income | -66.64M |
| EPS | -0.17 |
| Shares Out | 388.52M |
| PE Ratio | n/a |
| Forward PE | 11.32 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 2,456,947 |
| Average Volume | 1,883,572 |
| Open | 0.3800 |
| Previous Close | 0.3900 |
| Day's Range | 0.3750 - 0.3900 |
| 52-Week Range | 0.3600 - 1.2000 |
| Beta | 0.51 |
| RSI | 32.66 |
| Earnings Date | May 1, 2026 |
About EML Payments
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia. [Read more]
Financial Performance
In fiscal year 2025, EML Payments's revenue was 227.43 million, an increase of 8.00% compared to the previous year's 210.58 million. Losses were -53.39 million, 101.6% more than in 2024.
Financial StatementsNews
EML Payments downgraded to Sector Perform from Outperform at RBC Capital
RBC Capital downgraded EML Payments (EMCHF) to Sector Perform from Outperform with a price target of A$0.70, down from A$1.40. The firm is cautious on the company’s ability to scale…
EML Payments Earnings Call Transcript: H1 2026
H1 FY26 saw revenue and EBITDA decline due to client terminations and lower interest income, but operational efficiency improved and the sales pipeline grew. Project Arlo's rollout and new product initiatives are on track, with guidance narrowed and FY28 targets reaffirmed.
EML Payments Earnings Call Transcript: H2 2025
Transformation strategy and leadership overhaul drove improved customer renewals and new business wins, with revenue up 9% and underlying EBITDA up 13% year-over-year. Project Arlo and a strengthened balance sheet position the company for double-digit growth, despite a statutory loss from non-recurring items.
EML Payments initiated with a Buy at Canaccord
Canaccord initiated coverage of EML Payments (EMCHF) with a Buy rating and A$1.80 price target The firm says the company is emerging from a period of operational and regulatory challenges.
EML Payments Earnings Call Transcript: H1 2025
Revenue rose 15% year-over-year to AUD 115.1 million, with underlying EBITDA up 50% and NPAT turning positive. The business is executing its EML 2.0 strategy, reaffirming FY 2025 EBITDA guidance and focusing on pipeline growth, operational efficiency, and new verticals.
EML Payments upgraded to Outperform from Sector Perform at RBC Capital
RBC Capital upgraded EML Payments (EMCHF) to Outperform from Sector Perform with a price target of A$1.20, up from A$0.90. Following the achievement of “multiple de-risking milestones” in FY24, the…
EML Payments Earnings Call Transcript: H2 2024
Underlying EBITDA rose 34% to AUD 49 million on 18% revenue growth, with strong segment performance and improved margins. Strategic actions included the PCSIL wind-down, Sentenial sale, and new debt facilities, positioning for growth in FY2025.
EML Payments Earnings Call Transcript: H1 2024
EML Payments downgraded to Sector Perform from Outperform at RBC Capital
RBC Capital downgraded EML Payments to Sector Perform from Outperform with a price target of A$1.20, down from A$1.40. The analyst sees fair value post the stock’s 20% year-to-date share…
EML Payments upgraded to Outperform from Sector Perform at RBC Capital
RBC Capital upgraded EML Payments to Outperform from Sector Perform with a price target of A$1.40, up from A$0.70. The company reported a material beat on higher interest income and…
EML Payments Earnings Call Transcript: H2 2023
EML Payments Earnings Call Transcript: H1 2023
EML Payments Transcript: AGM 2022
ExtrasJar Selects EML Payments To Disrupt Health Insurance In Australia
BRISBANE, Australia--(BUSINESS WIRE)--ExtrasJar has chosen EML Payments to assist in disrupting the health insurance sector in Australia.
EML Payments Earnings Call Transcript: H2 2022
EML Payments Welcomes A New Managing Director And CEO
BRISBANE, Australia--(BUSINESS WIRE)--EML welcomes Emma Shand as the company's new MD & CEO.
EML Payments Earnings Call Transcript: H1 2022
EML Payments' Gift Cards Boost Christmas Cheer Across The World With Same Day Delivery
KANSAS CITY, Mo--(BUSINESS WIRE)--EML is partnering with retailers, corporates, and employers worldwide to help spread gratitude and festive cheer with same-day virtual gift cards.
EML Payments Transcript: AGM 2021
EML Payments Buys Open Banking Firm Sentenial in Multi-Million Dollar Deal
Australian global payments platform EML Payments received the go-ahead from French and U.K. financial regulators Thursday (Sept. 30) to purchase open banking company Sentenial Group for an upfront en...
EML Payments Earnings Call Transcript: H2 2021
EML & Fupay Join Forces To Launch Europe's First Responsible BNPL-as-a-Service Product Attached To A Virtual Card
BRISBANE, Australia--(BUSINESS WIRE)--EML expands its connection with Fupay beyond Australia.