EML Payments Limited (ASX:EML)
Australia · Delayed Price · Currency is AUD | Market Cap | 94.45M -74.6% |
| Revenue (ttm) | 207.37M -9.8% |
| Net Income | -19.67M |
| EPS | -0.05 |
| Shares Out | 410.66M |
| PE Ratio | n/a |
| Forward PE | 10.04 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 19,803 |
| Open | 0.2350 |
| Previous Close | 0.2300 |
| Day's Range | 0.2200 - 0.2350 |
| 52-Week Range | 0.2050 - 1.0250 |
| Beta | 0.58 |
| Analysts | Buy |
| Price Target | 0.63 (+186.36%) |
| Earnings Date | Aug 18, 2026 |
About EML Payments
EML Payments Limited provides payment solutions platform in Australia, Europe, New Zealand, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia. [Read more]
Financial Performance
In fiscal year 2026, EML Payments's revenue was 207.37 million, a decrease of -8.82% compared to the previous year's 227.43 million. Losses were -19.67 million, -63.15% less than in 2025.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for EML stock is "Buy." The 12-month stock price target is $0.63, which is an increase of 186.36% from the latest price.
News
EML Payments Earnings Call Transcript: H2 2026
FY 2026 saw revenue and EBITDA declines due to slower customer onboarding and softer trading, but cost control and restructuring improved operational resilience. Strong pipeline, new product launches, and Project Arlo underpin a positive outlook, with EBITDA and free cash flow expected to improve in FY 2027–28.
EML Payments Annual report: H2 2026
EML Payments has published its H2 2026 annual report on August 17, 2026.
EML Payments Slides: H2 2026
EML Payments has posted slides in relation to its H2 2026 quarterly earnings report, which was published on August 17, 2026.
EML Payments downgraded to Sector Perform from Outperform at RBC Capital
RBC Capital downgraded EML Payments (EMCHF) to Sector Perform from Outperform with a price target of A$0.70, down from A$1.40. The firm is cautious on the company’s ability to scale…
EML Payments Earnings Call Transcript: H1 2026
H1 FY26 saw revenue and EBITDA decline due to client terminations and lower interest income, but operational efficiency improved and the sales pipeline grew. Project Arlo's rollout and new product initiatives are on track, with guidance narrowed and FY28 targets reaffirmed.
EML Payments Quarterly report: H1 2026
EML Payments has published its H1 2026 quarterly earnings report on February 24, 2026.
EML Payments Slides: H1 2026
EML Payments has posted slides in relation to its H1 2026 quarterly earnings report, which was published on February 24, 2026.
EML Payments Earnings Call Transcript: H2 2025
Transformation strategy and leadership overhaul drove improved customer renewals and new business wins, with revenue up 9% and underlying EBITDA up 13% year-over-year. Project Arlo and a strengthened balance sheet position the company for double-digit growth, despite a statutory loss from non-recurring items.
EML Payments Annual report: H2 2025
EML Payments has published its H2 2025 annual report on August 26, 2025.
EML Payments Slides: H2 2025
EML Payments has posted slides in relation to its H2 2025 quarterly earnings report, which was published on August 26, 2025.
EML Payments initiated with a Buy at Canaccord
Canaccord initiated coverage of EML Payments (EMCHF) with a Buy rating and A$1.80 price target The firm says the company is emerging from a period of operational and regulatory challenges.
EML Payments Earnings Call Transcript: H1 2025
Revenue grew 15% year-over-year with strong EBITDA and a return to profitability, driven by improved interest income and operational efficiency. The business is focused on growth, new verticals, and a unified tech platform, with FY 2025 guidance reaffirmed.
EML Payments Quarterly report: H1 2025
EML Payments has published its H1 2025 quarterly earnings report on February 25, 2025.
EML Payments Slides: H1 2025
EML Payments has posted slides in relation to its H1 2025 quarterly earnings report, which was published on February 25, 2025.
EML Payments upgraded to Outperform from Sector Perform at RBC Capital
RBC Capital upgraded EML Payments (EMCHF) to Outperform from Sector Perform with a price target of A$1.20, up from A$0.90. Following the achievement of “multiple de-risking milestones” in FY24, the…
EML Payments Earnings Call Transcript: H2 2024
Underlying EBITDA rose 34% to AUD 49 million on 18% revenue growth, with strong segment performance and improved margins. Strategic actions included the PCSIL wind-down, Sentenial sale, and new debt facilities, positioning for growth in FY2025.
EML Payments Annual report: H2 2024
EML Payments has published its H2 2024 annual report on August 27, 2024.
EML Payments Slides: H2 2024
EML Payments has posted slides in relation to its H2 2024 quarterly earnings report, which was published on August 27, 2024.
EML Payments Earnings Call Transcript: H1 2024
EML Payments Quarterly report: H1 2024
EML Payments has published its H1 2024 quarterly earnings report on February 27, 2024.
EML Payments Slides: H1 2024
EML Payments has posted slides in relation to its H1 2024 quarterly earnings report, which was published on February 27, 2024.
EML Payments downgraded to Sector Perform from Outperform at RBC Capital
RBC Capital downgraded EML Payments to Sector Perform from Outperform with a price target of A$1.20, down from A$1.40. The analyst sees fair value post the stock’s 20% year-to-date share…
EML Payments upgraded to Outperform from Sector Perform at RBC Capital
RBC Capital upgraded EML Payments to Outperform from Sector Perform with a price target of A$1.40, up from A$0.70. The company reported a material beat on higher interest income and…
EML Payments Earnings Call Transcript: H2 2023
EML Payments Annual report: H2 2023
EML Payments has published its H2 2023 annual report on August 28, 2023.