Insurance Australia Group Limited (ASX:IAG)

Insurance Australia Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Premiums & Annuity Revenue	16,776	15,425	13,838	7,909	7,420
Total Interest & Dividend Income	583	569	401	-335	458
Total Revenue	17,359	15,994	14,239	7,574	7,878
Revenue Growth (YoY)	8.53%	12.32%	88.00%	-3.86%	9.13%
Policy Benefits	12,986	12,776	12,040	5,015	5,957
Policy Acquisition & Underwriting Costs	-	-	-	3,044	3,159
Selling, General & Administrative	136	206	222	169	386
Other Operating Expenses	-65	-158	-159	-132	-165
Reinsurance Income or Expense	-1,897	-1,494	-633	1,162	1,125
Total Operating Expenses	14,954	14,318	12,736	6,934	8,212
Operating Income	2,405	1,676	1,503	640	-334
Interest Expense	-192	-185	-145	-93	-89
Earnings From Equity Investments	-	-	-13	17	35
EBT Excluding Unusual Items	2,213	1,491	1,345	564	-388
Pretax Income	2,213	1,491	1,345	564	-388
Income Tax Expense	678	458	426	140	-125
Earnings From Continuing Ops.	1,535	1,033	919	424	-263
Earnings From Discontinued Ops.	-	-	-	-	-13
Net Income to Company	1,535	1,033	919	424	-276
Minority Interest in Earnings	-176	-135	-94	-77	-151
Net Income	1,359	898	825	347	-427
Net Income to Common	1,359	898	825	347	-427
Net Income Growth	51.34%	8.85%	137.75%	-	-
Shares Outstanding (Basic)	2,364	2,407	2,453	2,462	2,396
Shares Outstanding (Diluted)	2,556	2,784	2,845	2,760	2,396
Shares Change (YoY)	-8.19%	-2.14%	3.08%	15.19%	-4.73%
EPS (Basic)	0.57	0.37	0.34	0.14	-0.18
EPS (Diluted)	0.56	0.36	0.32	0.13	-0.18
EPS Growth	54.91%	13.43%	139.63%	-	-
Dividend Per Share	0.310	0.270	0.150	0.110	0.200
Dividend Growth	14.82%	80.00%	36.36%	-45.00%	100.00%
Operating Margin	13.85%	10.48%	10.56%	8.45%	-4.24%
Profit Margin	7.83%	5.62%	5.79%	4.58%	-5.42%
EBITDA	2,443	1,734	1,545	680	-184
EBITDA Margin	14.07%	10.84%	10.85%	8.98%	-2.34%
D&A For EBITDA	38	58	42	40	150
EBIT	2,405	1,676	1,503	640	-334
EBIT Margin	13.85%	10.48%	10.56%	8.45%	-4.24%
Effective Tax Rate	30.64%	30.72%	31.67%	24.82%	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.