Insurance Australia Group Limited (ASX:IAG)

Insurance Australia Group Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Operating Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Net Income	1,022	1,359	898	825	347
Depreciation & Amortization	126	98	127	138	122
Other Amortization	103	110	60	50	17
Gain (Loss) on Sale of Assets	-	-	-	25	-1
Gain (Loss) on Sale of Investments	-83	-316	-207	-51	566
Change in Deferred Taxes	115	407	319	310	-120
Change in Insurance Reserves / Liabilities	1,060	-72	-315	-342	1,062
Change in Other Net Operating Assets	-147	-208	967	-628	-1,252
Other Operating Activities	-1,154	-38	-62	125	158
Operating Cash Flow	1,042	1,352	1,800	452	899
Operating Cash Flow Growth	-22.93%	-24.89%	298.23%	-49.72%	-44.16%

Investing Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Investment in Securities	448	42	-637	27	-1,426
Investing Cash Flow	-352	38	-628	394	-1,459

Financing Activities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Long-Term Debt Issued	348	496	748	308	226
Total Debt Repaid	-82	-532	-450	-313	-233
Net Debt Issued (Repaid)	266	-36	298	-5	-7
Repurchases of Common Stock	-262	-84	-443	-122	-
Common Dividends Paid	-733	-687	-460	-270	-468
Other Financing Activities	-114	-175	-77	-40	-51
Financing Cash Flow	-843	-982	-682	-437	-526

Net Cash Flow

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Foreign Exchange Rate Adjustments	-53	4	-2	6	-5
Net Cash Flow	-206	412	488	415	-1,091

Free Cash Flow

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Levered Free Cash Flow	653.88	1,548	2,051	-10,417	490.88
Unlevered Free Cash Flow	772.63	1,668	2,167	-10,327	549

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash Interest Paid	179	184	179	128	90
Cash Income Tax Paid	474	277	152	112	270
Change in Working Capital	1,028	127	971	-660	-310

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 24, 2026

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