Insurance Australia Group Limited (ASX: IAG)

Insurance Australia Group Statistics

Total Valuation

Insurance Australia Group has a market cap or net worth of AUD 19.31 billion. The enterprise value is 20.86 billion.

Market Cap	19.31B
Enterprise Value	20.86B

Important Dates

The last earnings date was Friday, November 15, 2024.

Earnings Date	Nov 15, 2024
Ex-Dividend Date	Aug 29, 2024

Share Statistics

Insurance Australia Group has 2.36 billion shares outstanding. The number of shares has decreased by -2.14% in one year.

Current Share Class	n/a
Shares Outstanding	2.36B
Shares Change (YoY)	-2.14%
Shares Change (QoQ)	-2.55%
Owned by Insiders (%)	0.09%
Owned by Institutions (%)	35.97%
Float	2.19B

Valuation Ratios

The trailing PE ratio is 22.54 and the forward PE ratio is 19.53. Insurance Australia Group's PEG ratio is 2.75.

PE Ratio	22.54
Forward PE	19.53
PS Ratio	1.23
PB Ratio	2.90
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	2.75

Enterprise Valuation

EV / Earnings	23.23
EV / Sales	1.30
EV / EBITDA	11.55
EV / EBIT	12.45
EV / FCF	n/a

Financial Position

The company has a current ratio of 7.77, with a Debt / Equity ratio of 0.41.

Current Ratio	7.77
Quick Ratio	2.32
Debt / Equity	0.41
Debt / EBITDA	1.63
Debt / FCF	n/a
Interest Coverage	9.06

Financial Efficiency

Return on equity (ROE) is 14.58% and return on invested capital (ROIC) is 10.61%.

Return on Equity (ROE)	14.58%
Return on Assets (ROA)	4.13%
Return on Capital (ROIC)	10.61%
Revenue Per Employee	1.17M
Profits Per Employee	65,788
Employee Count	15,000
Asset Turnover	0.63
Inventory Turnover	n/a

Taxes

In the past 12 months, Insurance Australia Group has paid 417.00 million in taxes.

Income Tax	417.00M
Effective Tax Rate	35.10%

Stock Price Statistics

The stock price has increased by +38.71% in the last 52 weeks. The beta is 0.16, so Insurance Australia Group's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+38.71%
50-Day Moving Average	7.60
200-Day Moving Average	6.96
Relative Strength Index (RSI)	71.00
Average Volume (20 Days)	4,268,168

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Insurance Australia Group had revenue of AUD 15.99 billion and earned 898.00 million in profits. Earnings per share was 0.36.

Revenue	15.99B
Gross Profit	3.22B
Operating Income	1.68B
Pretax Income	1.49B
Net Income	898.00M
EBITDA	1.73B
EBIT	1.68B
Earnings Per Share (EPS)	0.36

Balance Sheet

The company has 1.84 billion in cash and 2.94 billion in debt, giving a net cash position of -1.10 billion or -0.46 per share.

Cash & Cash Equivalents	1.84B
Total Debt	2.94B
Net Cash	-1.10B
Net Cash Per Share	-0.46
Equity (Book Value)	7.12B
Book Value Per Share	2.81
Working Capital	7.93B

Cash Flow

Operating Cash Flow	1.80B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 20.12%, with operating and profit margins of 10.48% and 5.61%.

Gross Margin	20.12%
Operating Margin	10.48%
Pretax Margin	9.32%
Profit Margin	5.61%
EBITDA Margin	10.84%
EBIT Margin	10.48%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.34, which amounts to a dividend yield of 4.16%.

Dividend Per Share	0.34
Dividend Yield	4.16%
Dividend Growth (YoY)	80.00%
Years of Dividend Growth	1
Payout Ratio	51.22%
Buyback Yield	2.14%
Shareholder Yield	6.30%
Earnings Yield	4.44%
FCF Yield	n/a

Stock Splits

The last stock split was on October 31, 2018. It was a reverse split with a ratio of 0.976.

Last Split Date	Oct 31, 2018
Split Type	Reverse
Split Ratio	0.976

Scores

Altman Z-Score	n/a
Piotroski F-Score	6