Insurance Australia Group Limited (ASX:IAG)

Insurance Australia Group Statistics

Total Valuation

ASX:IAG has a market cap or net worth of AUD 20.06 billion. The enterprise value is 21.23 billion.

Market Cap	20.06B
Enterprise Value	21.23B

Important Dates

The last earnings date was Wednesday, August 13, 2025.

Earnings Date	Aug 13, 2025
Ex-Dividend Date	Feb 18, 2025

Share Statistics

ASX:IAG has 2.36 billion shares outstanding. The number of shares has decreased by -8.19% in one year.

Current Share Class	2.36B
Shares Outstanding	2.36B
Shares Change (YoY)	-8.19%
Shares Change (QoQ)	-8.32%
Owned by Insiders (%)	0.09%
Owned by Institutions (%)	32.89%
Float	2.19B

Valuation Ratios

The trailing PE ratio is 15.12 and the forward PE ratio is 19.24. ASX:IAG's PEG ratio is 2.40.

PE Ratio	15.12
Forward PE	19.24
PS Ratio	1.16
PB Ratio	2.58
P/TBV Ratio	5.87
P/FCF Ratio	n/a
P/OCF Ratio	14.84
PEG Ratio	2.40

Enterprise Valuation

EV / Earnings	15.62
EV / Sales	1.22
EV / EBITDA	8.44
EV / EBIT	8.83
EV / FCF	n/a

Financial Position

The company has a current ratio of 8.03, with a Debt / Equity ratio of 0.38.

Current Ratio	8.03
Quick Ratio	2.41
Debt / Equity	0.38
Debt / EBITDA	1.18
Debt / FCF	n/a
Interest Coverage	12.53

Financial Efficiency

Return on equity (ROE) is 20.60% and return on invested capital (ROIC) is 14.46%.

Return on Equity (ROE)	20.60%
Return on Assets (ROA)	5.79%
Return on Invested Capital (ROIC)	14.46%
Return on Capital Employed (ROCE)	9.58%
Revenue Per Employee	1.27M
Profits Per Employee	99,560
Employee Count	15,000
Asset Turnover	0.67
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:IAG has paid 678.00 million in taxes.

Income Tax	678.00M
Effective Tax Rate	30.64%

Stock Price Statistics

The stock price has increased by +18.40% in the last 52 weeks. The beta is 0.15, so ASX:IAG's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	+18.40%
50-Day Moving Average	8.70
200-Day Moving Average	8.32
Relative Strength Index (RSI)	49.02
Average Volume (20 Days)	4,101,426

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:IAG had revenue of AUD 17.36 billion and earned 1.36 billion in profits. Earnings per share was 0.56.

Revenue	17.36B
Gross Profit	4.37B
Operating Income	2.41B
Pretax Income	2.21B
Net Income	1.36B
EBITDA	2.44B
EBIT	2.41B
Earnings Per Share (EPS)	0.56

Balance Sheet

The company has 2.25 billion in cash and 2.96 billion in debt, giving a net cash position of -704.00 million or -0.30 per share.

Cash & Cash Equivalents	2.25B
Total Debt	2.96B
Net Cash	-704.00M
Net Cash Per Share	-0.30
Equity (Book Value)	7.79B
Book Value Per Share	3.10
Working Capital	8.42B

Cash Flow

Operating Cash Flow	1.35B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 25.19%, with operating and profit margins of 13.85% and 7.83%.

Gross Margin	25.19%
Operating Margin	13.85%
Pretax Margin	12.75%
Profit Margin	7.83%
EBITDA Margin	14.07%
EBIT Margin	13.85%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.31, which amounts to a dividend yield of 3.65%.

Dividend Per Share	0.31
Dividend Yield	3.65%
Dividend Growth (YoY)	52.63%
Years of Dividend Growth	2
Payout Ratio	50.55%
Buyback Yield	8.19%
Shareholder Yield	12.19%
Earnings Yield	6.77%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 31, 2018. It was a reverse split with a ratio of 0.976.

Last Split Date	Oct 31, 2018
Split Type	Reverse
Split Ratio	0.976

Scores

Altman Z-Score	n/a
Piotroski F-Score	5