Insurance Australia Group Limited (ASX:IAG)

Insurance Australia Group Statistics

Total Valuation

ASX:IAG has a market cap or net worth of AUD 16.19 billion. The enterprise value is 18.58 billion.

Market Cap	16.19B
Enterprise Value	18.58B

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Feb 17, 2026

Share Statistics

ASX:IAG has 2.36 billion shares outstanding. The number of shares has decreased by -8.20% in one year.

Current Share Class	2.36B
Shares Outstanding	2.36B
Shares Change (YoY)	-8.20%
Shares Change (QoQ)	+3.31%
Owned by Insiders (%)	0.10%
Owned by Institutions (%)	40.72%
Float	2.18B

Valuation Ratios

The trailing PE ratio is 15.06 and the forward PE ratio is 14.73. ASX:IAG's PEG ratio is 6.45.

PE Ratio	15.06
Forward PE	14.73
PS Ratio	0.89
PB Ratio	2.07
P/TBV Ratio	5.50
P/FCF Ratio	n/a
P/OCF Ratio	15.28
PEG Ratio	6.45

Enterprise Valuation

EV / Earnings	17.11
EV / Sales	1.02
EV / EBITDA	9.05
EV / EBIT	9.57
EV / FCF	n/a

Financial Position

The company has a current ratio of 16.10, with a Debt / Equity ratio of 0.42.

Current Ratio	16.10
Quick Ratio	2.78
Debt / Equity	0.42
Debt / EBITDA	1.59
Debt / FCF	n/a
Interest Coverage	10.22

Financial Efficiency

Return on equity (ROE) is 15.74% and return on invested capital (ROIC) is 12.03%.

Return on Equity (ROE)	15.74%
Return on Assets (ROA)	4.59%
Return on Invested Capital (ROIC)	12.03%
Return on Capital Employed (ROCE)	7.18%
Weighted Average Cost of Capital (WACC)	4.80%
Revenue Per Employee	1.34M
Profits Per Employee	79,560
Employee Count	15,000
Asset Turnover	0.69
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:IAG has paid 549.00 million in taxes.

Income Tax	549.00M
Effective Tax Rate	31.35%

Stock Price Statistics

The stock price has decreased by -11.33% in the last 52 weeks. The beta is 0.13, so ASX:IAG's price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	-11.33%
50-Day Moving Average	7.66
200-Day Moving Average	8.24
Relative Strength Index (RSI)	30.40
Average Volume (20 Days)	5,312,845

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:IAG had revenue of AUD 18.26 billion and earned 1.09 billion in profits. Earnings per share was 0.46.

Revenue	18.26B
Gross Profit	2.99B
Operating Income	1.94B
Pretax Income	1.75B
Net Income	1.09B
EBITDA	1.99B
EBIT	1.94B
Earnings Per Share (EPS)	0.46

Balance Sheet

The company has 1.37 billion in cash and 3.26 billion in debt, with a net cash position of -1.89 billion or -0.80 per share.

Cash & Cash Equivalents	1.37B
Total Debt	3.26B
Net Cash	-1.89B
Net Cash Per Share	-0.80
Equity (Book Value)	7.81B
Book Value Per Share	3.09
Working Capital	9.09B

Cash Flow

Operating Cash Flow	1.06B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 16.37%, with operating and profit margins of 10.63% and 5.95%.

Gross Margin	16.37%
Operating Margin	10.63%
Pretax Margin	9.59%
Profit Margin	5.95%
EBITDA Margin	10.92%
EBIT Margin	10.63%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.31, which amounts to a dividend yield of 4.47%.

Dividend Per Share	0.31
Dividend Yield	4.47%
Dividend Growth (YoY)	6.90%
Years of Dividend Growth	3
Payout Ratio	67.50%
Buyback Yield	8.20%
Shareholder Yield	12.71%
Earnings Yield	6.71%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 31, 2018. It was a reverse split with a ratio of 0.976.

Last Split Date	Oct 31, 2018
Split Type	Reverse
Split Ratio	0.976

Scores

Altman Z-Score	n/a
Piotroski F-Score	5