Kina Securities Income Statement

Financials in millions PGK. Fiscal year is January - December.

Millions PGK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	359.98	345.59	274.47	253.34	224.6	206.94
Interest Income on Investments	0.94	0.94	0.94	0.66	0.47	0.56
Total Interest Income	360.91	346.53	275.41	254	225.07	207.5
Interest Paid on Deposits	86.19	77.86	52.25	50.02	43.39	29.62
Net Interest Income	274.72	268.68	223.17	203.98	181.68	177.87
Net Interest Income Growth	22.28%	20.39%	9.41%	12.27%	2.14%	4.72%
Gain (Loss) on Sale of Assets	0.16	0.02	0.15	0.09	0.25	0.11
Gain (Loss) on Sale of Investments	-3.17	-3.1	7.91	2.73	3.61	0.82
Other Non-Interest Income	276.13	278.42	253.67	197.36	180.96	155.57
Total Non-Interest Income	273.12	275.35	261.73	200.18	184.82	156.49
Non-Interest Income Growth	-3.72%	5.20%	30.75%	8.31%	18.11%	7.97%
Revenues Before Loan Losses	547.85	544.03	484.9	404.16	366.5	334.36
Provision for Loan Losses	36.57	38.97	18.15	9.9	4.83	6.52
Revenue	511.28	505.06	466.75	394.26	361.68	327.84
Revenue Growth	4.50%	8.21%	18.39%	9.01%	10.32%	11.98%
Salaries and Employee Benefits	118.44	111.4	100.19	84.26	83.5	71.42
Occupancy Expenses	41.46	42.59	37.68	34.28	43.18	41.72
Selling, General & Administrative	125.55	122.17	113.93	83.99	69.66	67.04
Other Non-Interest Expense	31.47	29.79	34.85	16.19	16.92	13.92
Total Non-Interest Expense	316.92	305.95	286.64	218.72	213.26	194.1
EBT Excluding Unusual Items	194.36	199.11	180.11	175.54	148.42	133.75
Other Unusual Items	-	-	-	-	-	-27.7
Pretax Income	194.36	199.11	180.11	175.54	148.42	106.02
Income Tax Expense	77.67	84.47	79.81	70.58	31.93	35.21
Net Income	116.69	114.64	100.3	104.96	116.49	70.81
Preferred Dividends & Other Adjustments	-	-	-	-	-	-0
Net Income to Common	116.69	114.64	100.3	104.96	116.49	70.81
Net Income Growth	0.82%	14.31%	-4.45%	-9.89%	64.50%	-6.79%
Basic Shares Outstanding	292	289	287	287	287	287
Diluted Shares Outstanding	294	291	289	289	289	290
Shares Change	1.31%	0.54%	0.01%	0.14%	-0.57%	41.61%
EPS (Basic)	0.40	0.40	0.35	0.37	0.41	0.25
EPS (Diluted)	0.40	0.39	0.35	0.36	0.40	0.24
EPS Growth	-0.46%	13.69%	-4.67%	-9.81%	65.44%	-34.19%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.335	0.319	0.261	0.256	0.264	0.268
Dividend Growth	19.22%	22.22%	1.95%	-3.03%	-1.31%	-0.56%
Effective Tax Rate	39.96%	42.42%	44.31%	40.20%	21.51%	33.21%