MA Financial Group Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	432.05	310.51	151.59	65.51	38.2	31.54
Total Interest Expense	212.54	119.72	46.57	17.74	14.52	16.85
Net Interest Income	219.51	190.79	105.02	47.77	23.68	14.7
Brokerage Commission	1,026	896.64	765.38	709.73	201.97	142.7
Gain on Sale of Investments (Rev)	-	-	-	-	-	0.96
Other Revenue	3.64	10.94	2.84	3.27	3.19	-4.12
Revenue Before Loan Losses	1,249	1,098	873.23	760.77	228.84	154.24
Provision for Loan Losses	13.41	8.22	0.85	1.89	1.22	0.02
Revenue	1,235	1,090	872.38	758.89	227.61	154.22
Revenue Growth (YoY)	27.40%	24.96%	14.96%	233.41%	47.59%	6.04%
Salaries & Employee Benefits	197.77	182.65	166.17	167.05	128.87	81.29
Cost of Services Provided	824.07	684.67	559.59	465.11	32.08	25.7
Other Operating Expenses	22.74	21.9	18.95	25.56	8.82	3.99
Total Operating Expenses	1,064	907.95	762.42	674.96	178.72	116.8
Operating Income	171.54	182.19	109.96	83.93	48.89	37.42
Currency Exchange Gains	-	-	-	-	0.53	-0.27
Other Non-Operating Income (Expenses)	-125.32	-125.32	-69.04	-22.96	-	-
EBT Excluding Unusual Items	46.22	56.87	40.92	60.97	49.43	37.15
Other Unusual Items	-	-	-	-	-0.72	1.54
Pretax Income	46.22	56.87	40.92	60.97	48.71	38.69
Income Tax Expense	10.32	15.08	12.4	16.11	16.67	12.21
Earnings From Continuing Ops.	35.91	41.79	28.52	44.86	32.04	26.48
Net Income	35.91	41.79	28.52	44.86	32.04	26.48
Net Income to Common	35.91	41.79	28.52	44.86	32.04	26.48
Net Income Growth	44.93%	46.55%	-36.42%	39.99%	21.00%	12.71%
Shares Outstanding (Basic)	161	161	160	160	144	143
Shares Outstanding (Diluted)	170	167	165	167	151	147
Shares Change (YoY)	2.83%	1.40%	-0.91%	9.94%	3.15%	-6.92%
EPS (Basic)	0.22	0.26	0.18	0.28	0.22	0.18
EPS (Diluted)	0.21	0.25	0.17	0.27	0.21	0.18
EPS Growth	40.26%	44.51%	-35.69%	26.89%	17.78%	20.80%
Free Cash Flow	372.32	-9.33	15.66	199.52	-46.98	28.81
Free Cash Flow Per Share	2.19	-0.06	0.10	1.20	-0.31	0.20
Dividend Per Share	0.200	0.200	0.200	0.200	0.170	0.100
Dividend Growth	-	-	-	17.65%	70.00%	-
Operating Margin	13.89%	16.71%	12.61%	11.06%	21.48%	24.26%
Profit Margin	2.91%	3.83%	3.27%	5.91%	14.08%	17.17%
Free Cash Flow Margin	30.14%	-0.86%	1.80%	26.29%	-20.64%	18.68%
Effective Tax Rate	22.32%	26.52%	30.30%	26.43%	34.22%	31.56%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.