MA Financial Group Income Statement

Financials in millions AUD. Fiscal year is January - December.

Millions AUD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	577.91	312.67	151.59	65.51	38.2
Total Interest Expense	283.9	119.72	46.57	17.74	14.52
Net Interest Income	294.01	192.95	105.02	47.77	23.68
Brokerage Commission	1,220	896.64	765.38	709.73	201.97
Other Revenue	1.65	8.78	2.84	3.27	3.19
Revenue Before Loan Losses	1,516	1,098	873.23	760.77	228.84
Provision for Loan Losses	21.76	8.22	0.85	1.89	1.22
Revenue	1,494	1,090	872.38	758.89	227.61
Revenue Growth (YoY)	37.03%	24.96%	14.96%	233.41%	47.59%
Salaries & Employee Benefits	233	173.89	166.17	167.05	128.87
Cost of Services Provided	1,009	693.6	559.59	465.11	32.08
Other Operating Expenses	25.48	21.71	18.95	25.56	8.82
Total Operating Expenses	1,288	907.95	762.42	674.96	178.72
Operating Income	205.87	182.19	109.96	83.93	48.89
Currency Exchange Gains	-	-	-	-	0.53
Other Non-Operating Income (Expenses)	-175.84	-125.32	-69.04	-22.96	-
EBT Excluding Unusual Items	30.03	56.87	40.92	60.97	49.43
Other Unusual Items	-	-	-	-	-0.72
Pretax Income	30.03	56.87	40.92	60.97	48.71
Income Tax Expense	18.98	15.08	12.4	16.11	16.67
Earnings From Continuing Ops.	11.05	41.79	28.52	44.86	32.04
Minority Interest in Earnings	-0.66	-	-	-	-
Net Income	10.39	41.79	28.52	44.86	32.04
Net Income to Common	10.39	41.79	28.52	44.86	32.04
Net Income Growth	-75.14%	46.55%	-36.42%	39.99%	21.00%
Shares Outstanding (Basic)	167	161	160	160	144
Shares Outstanding (Diluted)	175	167	165	167	151
Shares Change (YoY)	4.85%	1.40%	-0.91%	9.94%	3.15%
EPS (Basic)	0.06	0.26	0.18	0.28	0.22
EPS (Diluted)	0.06	0.25	0.17	0.27	0.21
EPS Growth	-76.40%	44.51%	-35.69%	26.89%	17.78%
Free Cash Flow	380.38	-9.33	15.66	199.52	-46.98
Free Cash Flow Per Share	2.17	-0.06	0.10	1.20	-0.31
Dividend Per Share	0.200	0.200	0.200	0.200	0.170
Dividend Growth	-	-	-	17.65%	70.00%
Operating Margin	13.78%	16.71%	12.61%	11.06%	21.48%
Profit Margin	0.69%	3.83%	3.27%	5.91%	14.08%
Free Cash Flow Margin	25.46%	-0.86%	1.80%	26.29%	-20.64%
Effective Tax Rate	63.20%	26.52%	30.30%	26.43%	34.22%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.