MA Financial Group Limited (ASX:MAF)

MA Financial Group Statistics

Total Valuation

ASX:MAF has a market cap or net worth of AUD 1.62 billion.

Market Cap	1.62B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

ASX:MAF has 174.38 million shares outstanding. The number of shares has increased by 2.83% in one year.

Current Share Class	174.38M
Shares Outstanding	174.38M
Shares Change (YoY)	+2.83%
Shares Change (QoQ)	+0.36%
Owned by Insiders (%)	24.35%
Owned by Institutions (%)	25.24%
Float	120.85M

Valuation Ratios

The trailing PE ratio is 43.97 and the forward PE ratio is 22.49. ASX:MAF's PEG ratio is 0.72.

PE Ratio	43.97
Forward PE	22.49
PS Ratio	1.31
PB Ratio	3.98
P/TBV Ratio	7.63
P/FCF Ratio	4.36
P/OCF Ratio	4.27
PEG Ratio	0.72

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.58, with a Debt / Equity ratio of 15.92.

Current Ratio	3.58
Quick Ratio	3.58
Debt / Equity	15.92
Debt / EBITDA	n/a
Debt / FCF	17.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.97%.

Return on Equity (ROE)	8.97%
Return on Assets (ROA)	0.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.76M
Profits Per Employee	51,293
Employee Count	700
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:MAF has paid 10.32 million in taxes.

Income Tax	10.32M
Effective Tax Rate	22.32%

Stock Price Statistics

The stock price has increased by +75.00% in the last 52 weeks. The beta is 1.52, so ASX:MAF's price volatility has been higher than the market average.

Beta (5Y)	1.52
52-Week Price Change	+75.00%
50-Day Moving Average	8.54
200-Day Moving Average	7.28
Relative Strength Index (RSI)	54.92
Average Volume (20 Days)	744,404

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:MAF had revenue of AUD 1.24 billion and earned 35.91 million in profits. Earnings per share was 0.21.

Revenue	1.24B
Gross Profit	429.93M
Operating Income	171.54M
Pretax Income	46.22M
Net Income	35.91M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.21

Balance Sheet

The company has 386.49 million in cash and 6.49 billion in debt, giving a net cash position of -6.10 billion or -34.99 per share.

Cash & Cash Equivalents	386.49M
Total Debt	6.49B
Net Cash	-6.10B
Net Cash Per Share	-34.99
Equity (Book Value)	407.56M
Book Value Per Share	2.52
Working Capital	5.22B

Cash Flow

In the last 12 months, operating cash flow was 380.50 million and capital expenditures -8.18 million, giving a free cash flow of 372.32 million.

Operating Cash Flow	380.50M
Capital Expenditures	-8.18M
Free Cash Flow	372.32M
FCF Per Share	2.14

Margins

Gross margin is 34.80%, with operating and profit margins of 13.89% and 2.91%.

Gross Margin	34.80%
Operating Margin	13.89%
Pretax Margin	3.74%
Profit Margin	2.91%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.14%

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 2.10%.

Dividend Per Share	0.20
Dividend Yield	2.10%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	100.43%
Buyback Yield	-2.83%
Shareholder Yield	-0.73%
Earnings Yield	2.21%
FCF Yield	22.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4