MyState Limited (ASX:MYS)

MyState Balance Sheet

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	321.62	114.54	127.78	119.22	80.27
Investment Securities	1,514	807.77	927.49	832.68	706.66
Trading Asset Securities	1.87	-0.11	8.73	9.53	-0.56
Total Investments	1,516	807.66	936.22	842.21	706.1
Gross Loans	13,183	8,096	7,915	6,976	5,613
Allowance for Loan Losses	-13.14	-8.06	-7.05	-4.46	-5.42
Net Loans	13,170	8,088	7,908	6,971	5,607
Property, Plant & Equipment	27.62	6.47	7.98	10.45	11.68
Goodwill	77.57	65.15	65.15	65.15	65.15
Other Intangible Assets	30.38	11.77	12.77	13.69	18.33
Investments in Real Estate	-	-	-	-	3.8
Other Receivables	64.13	45.39	48	42.31	35.86
Other Current Assets	16.24	0.23	0.66	0.72	1.07
Long-Term Deferred Tax Assets	20.36	7.16	5.56	4.9	5.9
Other Long-Term Assets	33.9	21.89	12.09	9.83	7.03
Total Assets	15,278	9,168	9,124	8,080	6,542
Accounts Payable	60.06	51.97	9.93	6.98	8.7
Accrued Expenses	8.4	4.18	4.19	4.13	3.88
Interest Bearing Deposits	11,059	6,326	6,654	6,124	4,929
Total Deposits	11,059	6,326	6,654	6,124	4,929
Short-Term Borrowings	130.95	61.13	66.3	22.98	18.82
Current Portion of Long-Term Debt	1,248	471.37	429.23	303.42	267.46
Current Portion of Leases	10.43	7.67	8.18	10.24	11.91
Current Income Taxes Payable	-	4.07	2.51	-	-
Long-Term Debt	2,008	1,772	1,485	1,171	883.6
Long-Term Deferred Tax Liabilities	15.2	3.56	6.28	5.97	2.8
Other Long-Term Liabilities	1.69	1.26	1.15	1.46	1.36
Total Liabilities	14,542	8,703	8,667	7,650	6,127
Common Stock	493.24	228.6	225.27	211.17	208.2
Retained Earnings	241	235.87	225.87	212.05	207.28
Comprehensive Income & Other	1.77	0.47	6.42	6.7	-0.26
Shareholders' Equity	736.01	464.94	457.56	429.91	415.21
Total Liabilities & Equity	15,278	9,168	9,124	8,080	6,542
Total Debt	3,397	2,312	1,989	1,508	1,182
Net Cash (Debt)	-3,038	-2,162	-1,816	-1,343	-1,066
Net Cash Per Share	-18.45	-15.44	-13.14	-12.64	-11.50
Filing Date Shares Outstanding	169.09	110.6	109.59	105.9	105.28
Total Common Shares Outstanding	169.09	110.6	109.59	105.9	105.28
Book Value Per Share	4.35	4.20	4.18	4.06	3.94
Tangible Book Value	628.06	388.02	379.64	351.07	331.74
Tangible Book Value Per Share	3.71	3.51	3.46	3.31	3.15

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.